Saving for a downpayment isn't the only way to raise those funds. You can borrow a portion of the required money down, and get into a home sooner.

Young adults are shopping for homes where they are likely to find a job as well. Low mortgage rates make it easier to afford homes in employment-rich areas.

With today's mortgage rates low, and for the right buyer, a 5-year ARM may be the more suitable option as compared to the 30-year fixed-rate mortgages.

Mortgage rates are marching downward, and homeowners are scooping them up to accomplish long-sought-after goals.

A mortgage downpayment doesn't need to be a hard stop for today's buyer. Follow these loan program and saving strategies.

Homeowners are choosing the 15-year mortgage over the 30-year loan more often since 2014. Read why, then decide for yourself which mortgage loan is better.

You don't need a 720 credit score to qualify for a mortgage. FHA lenders are lowering credit score minimums by the day.

Mortgage lenders can close a home purchase or refinance quickly -- with your support. Avoid these common mistakes during your mortgage application process.

A mortgage denial shouldn't be the end of your home buying or refinance aspirations. Sometimes a simple and obvious fix gets you approved.

How to refinance your mortgage, and why you don't get to "skip" a payment as part of the process. Review loan options and get a complimentary rate quote.

A complete guide to buying a home after a Chapter 7 or Chapter 13 bankruptcy. Waiting periods may not be as long as you think.

Take steps to boost your FICO score before applying for your next mortgage. Better scores mean lower mortgage rates and better terms. Today's rates, too.

Low mortgage rates and favorable terms are just as available to self-employed mortgage applicants. Five sure-fire best practices will help you get approved.

Application "strong points," called compensating factors, can get you approved for a mortgage, even when it seems unlikely.

Your mortgage lender is going to ask a lot of questions as part of its home loan application. Some of the questions might seem nosy -- and downright rude.