If you are an adult child living at home (or if you have an adult child living at home), this guide will help you pull a plan together to get out of your parent's house and into a home of your own.

Who hasn't said, "I need to lower my bills" at some point in their lives? Unless you are free and clear of debt, you can probably benefit from these tips.

Your loan officer might be speaking another language as far as you're concerned. But mortgage lending is easy to understand once we decode these terms for you.

The 820 credit score is the gold standard if you're applying for a mortgage or any other loan. How much can you save by improving your score?

How much down payment do you need for a house? The average down payment is much less than the 20 percent you think you need.

Don't just compare rates and fees when shopping for a mortgage loan. For instance, some types of mortgage companies can get you approved when another can't.

Millennial home buyers are in luck. Thanks to increased adoption of digital mortgage processes, today’s up-and-coming buyers now enjoy the shortest time to close since 2014.

The verbal verification of employment (VOE) is required by almost every mainstream lending program to make sure that your income documents are accurate and reflect your current employment and income.

Making extra mortgage payments sounds like a great idea. But other factors should weigh into the decision, like savings goals and current mortgage rates.

How to get approved for an apartment? Have the income (about three times the rent), decent credit and references.

If Millennials needed more reason to join the housing market, RENTCafe has just offered it. According to a new study from the apartment listing site, the average Millennial will spend a whopping $93,000 in rent costs by the time they’re 30.

Though Millennials may be known as tech-savvy disruptors to many, data shows they’re more traditional than most think. In fact, according to the National Association of Realtors, Millennial homebuyers consider proximity to friends and family more of a factor than either Generation Xers or young Baby Boomers.