Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
First-Time Home BuyersOctober 6, 2020Seller financing is risky. Use these mortgage programs insteadMortgage alternatives, like seller financing, lease-purchase, and contract-for-deed, are risky. And you might qualify for a mortgage without them.
RefinanceJuly 14, 2020Do you need $1 million in the bank to refinance a jumbo loan?Refinancing a jumbo loan has gotten tougher during COVID-19. Learn about new rules and jumbo refinance rates to learn whether you should refinance.
Buying a homeJuly 13, 2020How many times my salary can I borrow for a mortgage?How much mortgage can you afford? Maybe up to 6 or 7 times your salary, but the answer depends on other factors, too. Get the full story here.
Mortgage ProductsJune 26, 2020Low down payment mortgages for every home buyerThere are many mortgage programs for buyers who want no-money-down home loans, or loans requiring just a small downpayment. This is a review of some of them.
Mortgage StrategyJune 18, 2020Are 5/1 ARM rates really the lowest mortgage rates?5/1 ARM rates are typically the lowest conventional mortgage rates on the market. But 5/1 ARMs carry more risk. Is the low rate worth it for you?
First-Time Home BuyersMay 26, 2020First time home buyer programs in all 50 statesFirst time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.
Buying a homeFebruary 17, 2020How long does pre-approval for a mortgage last?You need to get pre-approved to start house hunting. But how long does pre-approval for a mortgage last? Learn how and when to get pre-approved for a mortgage here.
VA LoansFebruary 4, 2020What’s the max VA loan amount?As of 2020, there is no max VA loan amount. But you still have to qualify for the mortgage. Learn how to maximize your VA loan amount here.
VA LoansJanuary 20, 2020With no loan limits and easy requirements, VA loans are more popular than everIn 2019, two out of five new mortgages were VA loans. Learn about the benefits of VA loans and why they're becoming more and more popular.
Buying a homeJanuary 13, 2020Loan limits increase for FHA, VA, conventional mortgagesMortgage loan limits increased across the U.S. in 2020. See what you can afford with new loan limits for conventional, FHA, and VA mortgages.
Mortgage ProductsOctober 21, 2019Buy A Home With Less Than 10 Percent DownMost people still think you need at least ten percent down to buy a home, according to the NAR. That's just not true. You can buy with zero, three, 3.5 or five percent down with many products.
Buying a homeOctober 14, 2019Legit ways to buy a house with little or no money out of pocket [VIDEO]Believe it or not, it's possible to buy a house with no money out of pocket. Learn tried-and-true strategies to lower or eliminate 3 major up-front costs.
About MortgagesOctober 11, 2019Fannie Mae (FNMA): What it is and how it affects your mortgageFor millions of Americans, Fannie Mae has a lot to do with whether or not you qualify for a mortgage and how much you'll pay. Here's what you should know.
About MortgagesOctober 11, 2019Freddie Mac (FHLMC): What it is and how it affects your mortgageFor millions of Americans, Freddie Mac has a lot to do with whether or not you qualify for a mortgage and how much you'll pay. Here's what you should know.
Buying a homeOctober 2, 2019Qualifying for a mortgage can be hard with high DTI. A new rule in 2020 could change thatDebt-to-income requirements can make it harder to get a mortgage if you have lower income or live somewhere expensive. A new rule in 2020 could change that.
Mortgage ProductsSeptember 3, 20193 questions to ask when you’re considering an adjustable-rate mortgage (ARM)Choosing an adjustable-rate mortgage (ARM) instead of fixed-rate loan can be a great way to save money on your loan. But, is it really your best choice?
VA RefinanceAugust 12, 2019How to tap into today’s VA refinance rates with almost no paperworkVA refinance rates are hitting new lows. How to capture a rate quickly with very little paperwork and effort.
FHA RefinanceAugust 6, 2019HUD slashes FHA cash-out refinance LTV limit. What you should do nowFHA is reducing its maximum loan-to-value from 85% to 80% for cash-out loans. Your strategy in light of this change.
Homeownership TopicsJune 10, 2019Homeowners should turn themselves into real estate investorsIf you've ever been tempted by real estate investing, now might be the perfect time to turn your dream into reality. Because the factors that can lead to success rarely line up better than they do today.