Mortgage ProductsMay 31, 2019Lot loans: everything you need to knowLot loans, construction loans and "one-time close" loans come from many sources and have many rules. Here's what you need to know.
Mortgage ProductsMay 31, 2019Using a home equity line as your down paymentMost homeowners don't realize they can tap into their home equity to buy another home -- before they sell. Success story of someone who did it.
Mortgage ProductsApril 12, 2019Should you get a mortgage from a credit union?Your credit union might offer a good deal on a mortgage when you buy or refinance. Or not. Here's what you need to know about credit union mortgages, and how to get the lowest rate no matter who provides your financing.
First-Time Home BuyersApril 5, 2019Freddie Mac HomeOne mortgage program: 3% down with NO income restrictionsThe Freddie Mac HomeOne program removes income and geographic restrictions from its 3% down loan. Buyers can qualify for a low down payment even without low-income status.
Buying a homeFebruary 20, 2019You Don’t Need A 20% Downpayment To Buy A HomeYou don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.
Mortgage RatesJanuary 18, 2019ARM mortgages are popular again: Are they the choice for you?ARM mortgages are suddenly more popular than they have been in years. Rising interest rates, better loan products and big money-savings are making adjustable-rate mortgages (ARMs) increasingly popular.
Mortgage ProductsDecember 11, 2018Fannie Mae’s mandatory waiting period after bankruptcy, short sale, & pre-foreclosure is just 2 yearsThe waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
Buying a homeSeptember 12, 2018No, you don’t need 20 percent down or even close to itDown payment notions from decades past no longer apply. Home buyers have access to new options that are changing the way people finance homes.
Mortgage ProductsAugust 9, 2018How to use jumbo mortgage financing to buy a high-priced homeToday's jumbo mortgage rates are similar to those of standard conforming loans. But, they come with a different set of rules. Will you qualify?
About MortgagesJanuary 30, 2018You don’t have to pay your back taxes to get a mortgageCan you get a mortgage if you owe back taxes? Fannie Mae says you can, if you follow these tips.
USDA LoansDecember 21, 2017What is a USDA Loan? Eligibility, rates, advantages and downsides for 2018The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
Mortgage NewsNovember 28, 2017Fannie Mae announces new higher loan limits for 2018Fannie Mae and Freddie mac loan limits will go up in 2018 for most borrowers. find out about your area's loan limit here.
USDA LoansNovember 20, 2017USDA Home LoansThe USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
Mortgage ProductsOctober 19, 2017Best home improvement loan: how to find it and pay less for itWhat are the best home improvement loans available? It depends on your needs, home equity, and other factors. Here's how to choose.
Mortgage ProductsOctober 1, 2017New mortgage pays off student loans, tooYou can buy home with student loans, thanks to a few new creative programs.
Mortgage ProductsSeptember 30, 2017Shared equity mortgage gets family into dream homeA Shared Equity Mortgage or SEM can help you make a bigger down payment and more easily afford your home. Here's how.
Mortgage ProductsSeptember 29, 2017HELOC or fixed home equity loan? What’s best for you?Home equity loan or HELOC? The best loan for you depends on how you plan to use it.
Mortgage ProductsSeptember 4, 2017Quick Read: Bank Statement Loan Program Success StoryThe bank statement loan is perfect for those with a lot of income, but not a lot of the tax-return-documented kind.
Mortgage ProductsJuly 24, 2017Low Down Payment Mortgage Options You’ve Never Heard OfBanks keep creating their own ultra-lenient loan programs that are turning tens of thousands of renters into owners this year.