About MortgagesOctober 11, 2019Freddie Mac (FHLMC): What it is and how it affects your mortgageFor millions of Americans, Freddie Mac has a lot to do with whether or not you qualify for a mortgage and how much you'll pay. Here's what you should know.
Buying a homeOctober 2, 2019Qualifying for a mortgage can be hard with high DTI. A new rule in 2020 could change thatDebt-to-income requirements can make it harder to get a mortgage if you have lower income or live somewhere expensive. A new rule in 2020 could change that.
Mortgage ProductsSeptember 3, 20193 questions to ask when you’re considering an adjustable-rate mortgage (ARM)Choosing an adjustable-rate mortgage (ARM) instead of fixed-rate loan can be a great way to save money on your loan. But, is it really your best choice?
VA RefinanceAugust 12, 2019How to tap into today’s VA refinance rates with almost no paperworkVA refinance rates are hitting new lows. How to capture a rate quickly with very little paperwork and effort.
FHA RefinanceAugust 6, 2019HUD slashes FHA cash-out refinance LTV limit. What you should do nowFHA is reducing its maximum loan-to-value from 85% to 80% for cash-out loans. Your strategy in light of this change.
Homeownership TopicsJune 10, 2019Homeowners should turn themselves into real estate investorsIf you've ever been tempted by real estate investing, now might be the perfect time to turn your dream into reality. Because the factors that can lead to success rarely line up better than they do today.
Mortgage ProductsMay 31, 2019Lot loans: everything you need to knowLot loans, construction loans and "one-time close" loans come from many sources and have many rules. Here's what you need to know.
Mortgage ProductsMay 31, 2019Using a home equity line as your down paymentMost homeowners don't realize they can tap into their home equity to buy another home -- before they sell. Success story of someone who did it.
Mortgage ProductsApril 12, 2019Should you get a mortgage from a credit union?Your credit union might offer a good deal on a mortgage when you buy or refinance. Or not. Here's what you need to know about credit union mortgages, and how to get the lowest rate no matter who provides your financing.
First-Time Home BuyersApril 5, 2019Freddie Mac HomeOne mortgage program: 3% down with NO income restrictionsThe Freddie Mac HomeOne program removes income and geographic restrictions from its 3% down loan. Buyers can qualify for a low down payment even without low-income status.
Buying a homeFebruary 20, 2019You Don’t Need A 20% Downpayment To Buy A HomeYou don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.
Mortgage RatesJanuary 18, 2019ARM mortgages are popular again: Are they the choice for you?ARM mortgages are suddenly more popular than they have been in years. Rising interest rates, better loan products and big money-savings are making adjustable-rate mortgages (ARMs) increasingly popular.
Mortgage ProductsDecember 11, 2018Fannie Mae’s mandatory waiting period after bankruptcy, short sale, & pre-foreclosure is just 2 yearsThe waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
Buying a homeSeptember 12, 2018No, you don’t need 20 percent down or even close to itDown payment notions from decades past no longer apply. Home buyers have access to new options that are changing the way people finance homes.
Mortgage ProductsAugust 9, 2018How to use jumbo mortgage financing to buy a high-priced homeToday's jumbo mortgage rates are similar to those of standard conforming loans. But, they come with a different set of rules. Will you qualify?
About MortgagesJanuary 30, 2018You don’t have to pay your back taxes to get a mortgageCan you get a mortgage if you owe back taxes? Fannie Mae says you can, if you follow these tips.
USDA LoansDecember 21, 2017What is a USDA Loan? Eligibility, rates, advantages and downsides for 2018The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
Mortgage NewsNovember 28, 2017Fannie Mae announces new higher loan limits for 2018Fannie Mae and Freddie mac loan limits will go up in 2018 for most borrowers. find out about your area's loan limit here.
USDA LoansNovember 20, 2017USDA Home LoansThe USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.