Mortgage News

Fannie and Freddie now accept VantageScore 4.0 from any lender. Who it helps, who it doesn't, and what to check on your own application.

Rates are back near 6.6% and half the Fed favors a hike this year. What the July 28-29 meeting means if you're buying, locking, or waiting for cuts.

Mortgage rates fell after five weeks of growth. Will they trend down in April? Here's what the experts think.

Mortgage rates are shaped by Treasury yields, the MBS market, Fed policy, inflation, and lender competition. See where rates stand in 2026 and what it means for you.

The Trump administration issued a pair of executive orders for the housing market. See what they could mean for borrowers.

The Federal Reserve held the fed funds rate range steady in March. Will mortgage rates increase or decrease?

The Housing for the 21st Century Act could improve housing affordability and increase access to home repair loans and community lending.

With economic uncertainty and war stoking geopolitical turmoil, the Federal Reserve is expected to hold rates steady at its March meeting.

Eligible first-time home buyers can enter the California Dream for All Shared Appreciation Loan Program lottery until March 16, 2026.

Learn how Chase Home Lending's limited time mortgage rate sale can boost affordability for homebuyers and refinancers in today’s market.

Banks may re-enter the mortgage market as regulations shift. Here’s how more lender competition could help homebuyers get better rates and lower fees.

President Trump selected Kevin Warsh to replace Jerome Powell as Fed Chair. Will rates come down in the aftermath?

HUD is considering major reverse mortgage reforms. Get a clear breakdown of proposed updates and what they mean for seniors.

The reverse mortgage is suddenly more popular, as COVID-19 forces homeowners to look for cash flow. But is a reverse mortgage right for you?

The Federal Reserve left the fed funds rate range unchanged in January. Will mortgage rates increase or decrease?

Will the Federal Reserve have enough economic data to justify a fourth-straight rate cut at its January 2026 meeting?

Using retirement savings for home down payments may help buyers now but creates long-term risks for wealth and housing prices.

Trump ordered $200B in mortgage bond purchases to lower rates, but experts say the impact may be limited. What first-time buyers should know.

FHA mortgage loan limits are going up in 2026. The standard FHA loan limit is increasing to $541,288, with higher limits in expensive counties.