First-Time Home BuyersDecember 12, 2025California ‘Dream For All’ Re-Opens Feb. 2026 for First-Time Home BuyersEligible first-time home buyers can apply for the California Dream for All Shared Appreciation Loan Program lottery in early 2026.
ForecastsDecember 11, 2025Will Interest Rates Go Down in December? | Predictions 2026Mortgage rates fell for the second week in a row. Will they trend down in December? Here's what the experts think.
Mortgage NewsDecember 10, 2025Federal Reserve Makes Third Cut in DecemberThe Federal Reserve made its third straight cut to the fed funds rate range in December. Will mortgage rates decrease?
Mortgage NewsDecember 5, 2025FHA Loan Limits for 2026FHA mortgage loan limits are going up in 2026. The standard FHA loan limit is increasing to $541,288, with higher limits in expensive counties.
Mortgage NewsDecember 4, 2025Reverse Mortgages Could Get Cheaper and Easier Under New ProposalsHUD is considering major reverse mortgage reforms. Get a clear breakdown of proposed updates and what they mean for seniors.
Mortgage NewsDecember 2, 2025Will Mortgage Rates Fall After the December Fed Meeting?Will the Federal Reserve have enough economic data to justify a third-straight rate cut at its December 2025 meeting?
Mortgage NewsNovember 25, 2025FHFA Raises Conventional Loan Limits for 2026Conforming loan limits for 2026 rose over 3% across the United States, going up to $2.4 million in high-cost areas.
Mortgage NewsNovember 25, 2025Conventional Loan Limits for 2026Conforming loan limits for 2026 climbed by 3.26%, setting the new threshold at $832,750 in most parts of the United States.
About MortgagesNovember 24, 2025Portable vs. Assumable Mortgages: What’s the Difference?The Trump administration said it's considering portable and assumable mortgages to boost the housing market. Would they work?
First-Time Home BuyersNovember 20, 2025New Data Shows Gender Split in Gen Z HomebuyingAn analysis of the latest HMDA data revealed which states have the most and least Gen Z homebuyers by gender.
First-Time Home BuyersNovember 14, 2025New Data Shows Where Gen Z Is Buying HomesDespite the uphill affordability battle, Gen Z is still buying homes. See where the most young people are becoming homeowners.
Mortgage NewsNovember 13, 202550-Year Mortgages: A New Era in Housing Affordability or a Risky Bet?Could 50-year mortgages make homes more affordable—or just costlier in the long run? Explore how this loan could impact homebuyers and the housing market.
First-Time Home BuyersNovember 10, 2025Top 10 Warm and Affordable States Where Gen Z Can Buy Homes in 2025Looking for affordable sunshine? These warm, low-cost states let Gen Z buyers enjoy homeownership with smaller mortgages and steady employment.
Mortgage NewsOctober 29, 2025Federal Reserve Cuts Rates Again in OctoberThe Federal Reserve made its second straight cut to the fed funds rate range in October. Will mortgage rates decrease?
Mortgage NewsOctober 24, 2025Will Mortgage Rates Fall After the October Fed Meeting?Will the weakening labor market be enough for the Federal Reserve to cut rates at its October 2025 meeting?
Mortgage NewsOctober 22, 2025Lock or Wait? What to Expect from the Fed’s October MeetingFed decisions don’t always bring lower mortgage rates. Here’s what every buyer should know before October’s meeting.
USDA LoansOctober 22, 2025Where USDA Loans Get Rejected Most and What You Can Do to QualifySee the top reasons USDA loans are denied and learn how to boost your approval odds for this affordable, zero-down financing.
Mortgage NewsOctober 9, 2025Will a Government Shutdown Delay My Mortgage Closing?Find out how a government shutdown can affect your mortgage closing and what steps you can take to keep your home loan on track.
Mortgage NewsOctober 3, 2025Millions See Reduced Flood Protection as NFIP ExpiresThe NFIP deadline passing reduces flood coverage for millions and stalls home sales. Find out what homeowners and buyers need to know.
Real Estate NewsSeptember 18, 2025“Yes In God’s Back Yard” Affordable Housing Bill Gains SteamThe Yes in God’s Back Yard (YIGBY) Act could increase rental supply and lower housing costs. Here’s how it may help first-time home buyers.