First-Time Home BuyersJune 19, 2024How to Budget Your Mortgage Payment for Long-Term StabilityWhat percentage of your income should your mortgage be? Explore guidelines and insights to help you make informed financial decisions for a sustainable home budget.
VA LoansJune 4, 2024Expert Advice for VA Home BuyersMortgages backed by the Department of Veterans Affairs offer qualified borrowers a path to below-market interest rates and zero money down.
First-Time Home BuyersMay 28, 2024Your Starter Home Solution: The Ins and Outs of TownhousesConsidering a townhouse purchase? Uncover important considerations, including HOA rules, neighborhood dynamics, and resale value.
First-Time Home BuyersMay 10, 2024How to Use a Co-borrower When Purchasing a HomeIt's tough to buy a house with low income or poor credit, but using a co-borrower for a mortgage loan can help. Here's how co-borrowers work.
Buying a homeMay 9, 2024The 1 Percent Down Mortgage: How It Works and Who BenefitsExplore the inner workings of the 1 percent down mortgage, and learn how it can make your dream of buying a home with a minimal down payment a reality.
Buying a homeMay 8, 2024How Much Is the Down Payment for a $500,000 House?How big is the down payment for a $500,000 house? That depends on the type of mortgage you choose. Check your current options.
Buying a homeMay 6, 2024First-Time Buyer Tips: Getting a Lower Mortgage Rate in a High-Rate EnvironmentGetting a lower mortgage rate is always important to first-time home buyers. Find out the tips that can get you the lowest possible one.
Mortgage NewsMay 1, 2024Freddie Mac Launches DPA One: A Game-Changer for Home Buyers Seeking Down Payment HelpDiscover how Freddie Mac's DPA One initiative simplifies down payment assistance, making homeownership more accessible for aspiring buyers.
First-Time Home BuyersApril 29, 2024Want to Avoid Being House Poor? Stick to the 28/36 RuleWorried about going over budget? Discover the 28/36 rule and learn how it can help you avoid becoming house poor.
First-Time Home BuyersApril 22, 20243.5% vs 20% Down Payment: Buy Now or Save for Later?Should you wait to buy while you save up a big down payment or act quickly with smaller savings? That's the 3.5% vs 20% down payment debate.
Buying a homeApril 9, 2024How Much House Can I Afford with a $80K Salary?If you make $80,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.
First-Time Home BuyersApril 3, 2024California ‘Dream For All’ Loan Re-Opens for First-Time Home BuyersEligible first-time home buyers will have until April 29 to apply for the California Dream for All Shared Appreciation Loan Program.
Buying a homeApril 3, 2024Are Homeowners Happier Than Renters?Homeowners and renters weighed in on who has it better and what makes homeownership a big part of the American Dream.
Buying a homeMarch 28, 2024What Income Do I Need to Afford a $200K Mortgage?How much income do you need for a $200K mortgage? That will depend on several personal factors. Here's how you can find the answer.
First-Time Home BuyersMarch 27, 2024Buying Your First Home Could Mean a Lower Tax Bill SoonPresident Biden's State of the Union Address introduces the eagerly anticipated $10,000 First-Time Home Buyer Tax Credit.
Buying a homeFebruary 29, 2024Bank Statement Mortgages for Self-Employed and Contract WorkersBank statement loans can help self-employed buyers qualify to buy or refinance a home. Learn how they work here.
First-Time Home BuyersFebruary 28, 2024What Is the Good Neighbor Next Door Program?Discover how the Good Neighbor Next Door program offers teachers, law enforcement officers, firefighters, and emergency medical technicians the opportunity to purchase homes at a significant discount.
Mortgage StrategyFebruary 27, 2024Struggling to Make Mortgage Payments? Here’s Some Expert AdviceIf you're behind on your home loan, learn the steps you can take to get out of delinquency before facing default, forbearance and foreclosure.
Real Estate NewsFebruary 19, 2024Why Is Housing So Expensive? Becoming a Homeowner in Today’s MarketWhy is housing so expensive? Read on to uncover insights on demand, supply, and economic influences affecting home prices.
Buying a homeJanuary 23, 2024Decrease Your Debts and DTI Before Applying for a MortgageBuying a home requires making sacrifices and getting your financial house in order. Learn how to increase your chances of mortgage approval.