Buying a homeMay 6, 2024First-Time Buyer Tips: Getting a Lower Mortgage Rate in a High-Rate EnvironmentGetting a lower mortgage rate is always important to first-time home buyers. Find out the tips that can get you the lowest possible one.
Mortgage NewsMay 1, 2024Freddie Mac Launches DPA One: A Game-Changer for Home Buyers Seeking Down Payment HelpDiscover how Freddie Mac's DPA One initiative simplifies down payment assistance, making homeownership more accessible for aspiring buyers.
First-Time Home BuyersApril 29, 2024Want to Avoid Being House Poor? Stick to the 28/36 RuleWorried about going over budget? Discover the 28/36 rule and learn how it can help you avoid becoming house poor.
First-Time Home BuyersApril 22, 20243.5% vs 20% Down Payment: Buy Now or Save for Later?Should you wait to buy while you save up a big down payment or act quickly with smaller savings? That's the 3.5% vs 20% down payment debate.
Buying a homeApril 9, 2024How Much House Can I Afford with a $80K Salary?If you make $80,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.
First-Time Home BuyersApril 3, 2024California ‘Dream For All’ Loan Re-Opens for First-Time Home BuyersEligible first-time home buyers will have until April 29 to apply for the California Dream for All Shared Appreciation Loan Program.
Buying a homeApril 3, 2024Are Homeowners Happier Than Renters?Homeowners and renters weighed in on who has it better and what makes homeownership a big part of the American Dream.
Buying a homeMarch 28, 2024What Income Do I Need to Afford a $200K Mortgage?How much income do you need for a $200K mortgage? That will depend on several personal factors. Here's how you can find the answer.
First-Time Home BuyersMarch 27, 2024Buying Your First Home Could Mean a Lower Tax Bill SoonPresident Biden's State of the Union Address introduces the eagerly anticipated $10,000 First-Time Home Buyer Tax Credit.
Buying a homeFebruary 29, 2024Bank Statement Mortgages for Self-Employed and Contract WorkersBank statement loans can help self-employed buyers qualify to buy or refinance a home. Learn how they work here.
First-Time Home BuyersFebruary 28, 2024What Is the Good Neighbor Next Door Program?Discover how the Good Neighbor Next Door program offers teachers, law enforcement officers, firefighters, and emergency medical technicians the opportunity to purchase homes at a significant discount.
Mortgage StrategyFebruary 27, 2024Struggling to Make Mortgage Payments? Here’s Some Expert AdviceIf you're behind on your home loan, learn the steps you can take to get out of delinquency before facing default, forbearance and foreclosure.
Real Estate NewsFebruary 19, 2024Why Is Housing So Expensive? Becoming a Homeowner in Today’s MarketWhy is housing so expensive? Read on to uncover insights on demand, supply, and economic influences affecting home prices.
Buying a homeJanuary 23, 2024Decrease Your Debts and DTI Before Applying for a MortgageBuying a home requires making sacrifices and getting your financial house in order. Learn how to increase your chances of mortgage approval.
Buying a homeJanuary 15, 2024FHA Loan Income Requirements for 2025As the FHA mortgage program is fairly flexible, there is no set minimum or maximum when it comes to FHA loan income requirements. See if it's the right choice for you.
First-Time Home BuyersJanuary 12, 2024How to Prepare to Buy a House in 8 Steps: 2025 GuideMany first-time home buyers wonder how to prepare to buy a house. These 8 steps will get you ready, no matter how close you are to buying.
First-Time Home BuyersJanuary 9, 2024First-Time Home Buyer Grants for 2025: 8 Grant ProgramsFirst-time home buyer grants and loans offer cash assistance to help you buy a house. Here are a few great options to explore.
First-Time Home BuyersJanuary 4, 2024First-Time Home Buyer Loans for 2025These first-time home buyer loans and programs can help you buy a house more easily and more affordably. Explore your options today.
Buying a homeJanuary 4, 2024Low-Income Home Loans for 2025: First-Time Home BuyersLow-income home loans are gaining popularity in today's market. Here are six loan options to help you buy a house with low income.
Buying a homeJanuary 3, 2024Unlocking Affordability: Understanding the Mortgage Rate BuydownA mortgage buydown lets your seller, developer or agent buy you a lower mortgage rate for one, two or three years. Read on to learn more.