First-Time Home Buyers - Page 5

What percentage of your income should your mortgage be? Explore guidelines and insights to help you make informed financial decisions for a sustainable home budget.

Find the top-rated bad credit mortgage lenders with competitive rates and flexible terms. Take the first step toward your dream home.

Mortgages backed by the Department of Veterans Affairs offer qualified borrowers a path to below-market interest rates and zero money down.

Considering a townhouse purchase? Uncover important considerations, including HOA rules, neighborhood dynamics, and resale value.

The National Homebuyers Fund can help cover down payment and closing costs up to 5% of the loan amount. Here's how apply and qualify for aid.

First-time home buyer government programs include special loan options, down payment assistance, and homebuyer education. Learn more here.

It's tough to buy a house with low income or poor credit, but using a co-borrower for a mortgage loan can help. Here's how co-borrowers work.

Explore the inner workings of the 1 percent down mortgage, and learn how it can make your dream of buying a home with a minimal down payment a reality.

How big is the down payment for a $500,000 house? That depends on the type of mortgage you choose. Check your current options.

Getting a lower mortgage rate is always important to first-time home buyers. Find out the tips that can get you the lowest possible one.

Discover how Freddie Mac's DPA One initiative simplifies down payment assistance, making homeownership more accessible for aspiring buyers.

Worried about going over budget? Discover the 28/36 rule and learn how it can help you avoid becoming house poor.

Should you wait to buy while you save up a big down payment or act quickly with smaller savings? That's the 3.5% vs 20% down payment debate.

If you make $80,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

Eligible first-time home buyers will have until April 29 to apply for the California Dream for All Shared Appreciation Loan Program.

Homeowners and renters weighed in on who has it better and what makes homeownership a big part of the American Dream.

How much income do you need for a $200K mortgage? That will depend on several personal factors. Here's how you can find the answer.

President Biden's State of the Union Address introduces the eagerly anticipated $10,000 First-Time Home Buyer Tax Credit.

The Chenoa Fund helps home buyers with down payment assistance worth 3.5% of the purchase price. Find out whether you might qualify for aid.

As a first-time home buyer, you may not have the two-year job history lenders look for. But that doesn't mean you can't get mortgage-approved.