FHA Home Buying - Page 4

An FHA mortgage might be your best route to homeownership. Today, however, FHA loans face competition from other products, and one of them might be a better fit for you.

FHA fees and mortgage insurance make it possible to buy homes with little down. But they are not cheap.

The FHA 203(k) mortgage has a lot of advantages if you are short on cash and want to buy a fixer-upper or get cash for improvements when you refinance.

Assumable FHA loans can make you money. If rates are higher when you sell your house, you'll be able to offer your buyers a better deal than your neighbors can -- an assumable loan at a lower-than-market rate. Advantage, you.

Your FHA down payment and closing costs can come to a significant chunk of change -- or nothing at all.

Qualifying for an FHA mortgage is not rocket science. Get your documentation together and complete your application carefully, using these tips, and take your shot at home loan approval.

Qualifying for an FHA mortgage is easier than for many other programs, but it is not automatic. Here's what you need to know to increase your chances of FHA loan approval.

What is the debt-to-income ratio for FHA home loans? It's pretty flexible, and higher than you're likely to get with other programs without fantastic credit and a big down payment.

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

FHA-insured properties must meet minimum health and safety standards. What you need to know, and how to get your home FHA approved. Updated for 2017.

FHA guidelines are very important -- to FHA underwriters. You don't need to know all 1,000 pages of FHA guidelines -- just these facts.

Most buyers want a move-in-ready home. But those who don't mind medium-sized repairs can build equity quickly. The FHA 203k loan can help.

The FHA mortgage program provides low mortgage rates and simpler mortgage qualification standards. These are our 5 best posts on the topic of FHA loans.

The FHA home loan offers unique advantages when rates are rising. Assumability and the lack of risk-based pricing adjustments can help you buy a house you otherwise wouldn't qualify to finance.

FHA ARM rates allow you to get the benefits of an FHA loan -- low down payment, assumability, and flexible underwriting -- for less.

With an FHA loan, a home buyer can use income from a family member or even friend to qualify for the mortgage.

Previously announced FHA fee cuts have been overturned. But FHA buyers may be wise to proceed with their home buying plans.

FHA loan limits are higher across 188 U.S. counties in 2016. Now, families have access to more homes in higher-priced areas.

FHA insurance premiums have fallen from .85 percent for most people to .60 percent. That's a nice chunck of change, but it may not be the last reduction we see.

FHA mortgage insurance premiums, or MIP, were created to reimburse mortgage lenders when borrowers default. Now the fund has a surplus, so consumers might get lower mortgage insurance this year.