FHA Home Buying - Page 3

Mortgage loan limits increased across the U.S. in 2020. See what you can afford with new loan limits for conventional, FHA, and VA mortgages.

There are a number of VA loan service requirements. They determine how much borrowers pay to use the VA mortgage program. VA-qualified borrowers can obtain mortgage financing with very advantageous terms. So how do the advantages (and eligibility requirements) of a VA loan stack up against USDA and FHA loans? Let's find out.

In select areas, the FHA 203k rehab loan limit will rise from $35,000 to $50,000. Learn where to find these "Opportunity Zones" and how to buy in one.

FHA mortgage insurance will remain steady in 2020. Here's what that mean for homeowners and home buyers. Some can still get rid of FHA MIP this year.

New FHA condo mortgage changes that begin in mid-October will make condo buying easier for buyers with small down payments and less-than-perfect credit.

FHA is one of the most popular home buying programs in existence. What does it take to qualify? Do you make too much to be eligible for FHA?

FHA credit score eligibility depends on just a few special numbers. That, at least, is the quick take. But if you look deeper you can see that the relationship between FHA mortgages and credit scores is more complicated.

The FHA down payment is just 3.5% for most borrowers. As down payments go it’s certainly a lot less than the 20% up front some mortgage programs require. But is there a way to make the FHA down payment even easier?

FHA or USDA mortgages, which should you choose? It’s not an easy question and there’s no single answer which is right for everyone. But it’s a question many borrowers should ask. The right answer can mean big mortgage savings.

Many buyers in their twenties and thirties are now looking to buy a home. But they’re worried about higher interest rates and saving enough for the down payment. That’s why many turn to borrower-friendly options like FHA home loans. This loan requires only 3.5 percent down to those who qualify.

What's happening with the government shutdown and mortgage closings? Find out how you will (or won't) be affected.

The FHA just announced that it has released it loan limits for 2019.

Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.

FHA mortgage rates are attractive and program guidelines favor real estate investors looking to buy 2-unit, 3-unit, or 4-unit homes -- especially first-timers.

Buying a home to tear-down or renovate? Rehabilitating your existing residence? How to choose between the Standard and Streamline version of the FHA 203k.

Buying a home that needs repairs? Don't have to sacrifice your downpayment cash just to make it work. More on the FHA 203K loan and how it can help you buy.

The FHA appraisal is a little more elaborate than the standard appraisal. That's because FHA loans are government-backed, and the government wants to make sure that the house you buy is safe and livable.

The government shutdown might impact your government mortgage -- VA, FHA and USDA loan programs are all backed by the government and will be affected to some degree.