Articles by Paul Centopani - Page 9

What happens if you lock in a mortgage rate and then rates drop? Mortgage pro Ivan Simental explains your options.

Falling home prices could seem like good news for buyers at face value. But is it risky to buy when the market is trending down?

The Federal Reserve hiked the fed funds rate by 50 basis points in December to fight inflation. Will mortgage rates grow in response?

Many home buyers worry about the housing market crashing like in 2008. Mortgage expert Arjun Dhingra explains why things are different now.

The Federal Reserve is expected to raise its fed funds rate again in December to combat inflation. Will mortgage rates grow in response?

While high home price growth and interest rates hurt affordability, they create ideal conditions to take out a home equity line of credit.

With a recession likely coming, inflation running hot and interest rates high, home buyers can actually use the market to their advantage.

It varies by location, but fall and winter are usually the best time to buy a home. And closing in October could have the steepest discounts.

About 75% of people think it's a bad time to buy a house. But is that really true? Here's why experts say home buyers might be wrong.

The Federal Reserve hiked the fed funds rate by another 75 basis points in November to fight inflation. Will mortgage rates surge in response?

The Federal Housing Finance Agency announced a new credit scoring model that will grant equitable mortgage access to more borrowers.

Every home buyer knows to save for a down payment. But other upfront costs take many first-time buyers by surprise. Here's what to expect.

Borrowers collectively gained $3.6 trillion in home equity from 2021 to 2022, an average year-over-year increase of $60,200 per homeowner.

With the Federal Reserve expected to raise its fed funds rate in November to combat inflation, mortgage rates will probably grow as well.

The Biden student debt forgiveness program is now taking applications. Will debt relief make a difference for home buyers?

Many wonder if the housing market is building up to a crash just like in 2008. Mortgage expert Ivan Simental explains why that won't happen.

With the country in a recession and inflation proving hard to tame, will the housing market tip in favor of buyers over the rest of 2022?

Many home buyers feel sidelined due to bad credit, lack of credit, or financial disadvantages. A special purpose credit program could help.

With the Federal Reserve expected to raise its fed funds rate in September to lower inflation, mortgage rates will likely grow as well.

Should you buy or rent a house in 2022? As rents keep rising and the housing market cools, the answer may be changing for many.