Paul Centopani, Editor

Paul Centopani is a writer and editor who started covering the lending and housing markets in 2018. Previous to joining The Mortgage Reports, he was a reporter for National Mortgage News. Paul grew up in Connecticut, graduated from Binghamton University and now lives in Chicago after a decade in New York and the D.C. area.

Articles by Paul Centopani

Mortgage NewsJanuary 22, 2025

Will Mortgage Rates Go Down After the January Fed Meeting?

With the inflation fight ongoing, will the Federal Reserve make its fourth consecutive rate cut at its January 2025 meeting?

Daily Mortgage RatesJanuary 22, 2025

Most Mortgage Rates Drift Down | Today, Jan. 22, 2025

Daily Mortgage RatesJanuary 21, 2025

Mortgage Rates Rise Following Inauguration | Today, Jan. 21, 2025

Real Estate NewsJanuary 21, 2025

The Hottest Housing Markets for 2025

With home buying expected to bounce back in 2025, these housing markets project to be the hottest and coldest of the year.

Daily Mortgage RatesJanuary 17, 2025

Up-and-Down Morning for Mortgage Rates | Today, Jan. 17, 2025

Real Estate NewsJanuary 16, 2025

More Housing Coming? Home Builder Confidence Grows in January

Home builder optimism went higher in January, perhaps a bellwether for an increasing housing supply in 2025.

Daily Mortgage RatesJanuary 16, 2025

Mortgage Rates Move Sideways | Today, Jan. 16, 2025

ForecastsJanuary 16, 2025

Will Interest Rates Go Down in January? | Predictions 2025

Mortgage rates rollercoastered through 2024. Will they trend downwards in January? Here's what the experts think.

Daily Mortgage RatesJanuary 15, 2025

Mortgage Rates and Inflation Rate Both Rise | Today, Jan. 15, 2025

Daily Mortgage RatesJanuary 14, 2025

Mortgage Rates Continue Growth | Today, Jan. 14, 2025

Daily Mortgage RatesJanuary 13, 2025

Mortgage Rates Mostly Grow | Today, Jan. 13, 2025

First-Time Home BuyersJanuary 13, 2025

First-Time Home Buyer Advice: First Quarter 2025

The housing market can be difficult. See what tips industry experts are giving first-time home buyers for the first quarter of 2025.

Daily Mortgage RatesJanuary 10, 2025

Mortgage Rates Inch Up | Today, Jan. 10, 2025

Buying a homeJanuary 9, 2025

Mortgage Requirements Loosen in December

Good news for prospective home buyers: Mortgage credit requirements loosened with less restricted underwriting standards in December.

Daily Mortgage RatesJanuary 9, 2025

Mortgage Rates Dip | Today, Jan. 9, 2025

Buying a homeJanuary 8, 2025

New Jersey, Rhode Island, New Hampshire Lead Home Price Growth, 28 States Fall Monthly

Discover which states are experiencing the largest and smallest rates of home price growth in their housing markets.

Daily Mortgage RatesJanuary 8, 2025

Mortgage Rates Inch Down | Today, Jan. 8, 2025

Daily Mortgage RatesJanuary 7, 2025

Mortgage Rates Grow Again, ARMs Tick Down | Today, Jan. 7, 2025

Daily Mortgage RatesJanuary 6, 2025

Mortgage Rates Inch Up | Today, Jan. 6, 2025

Daily Mortgage RatesJanuary 3, 2025

Mortgage Rates Fall Again | Today, Jan. 3, 2025

Discover rates and eligibility.
Start here to access top lenders.

HOW MUCH CAN YOU AFFORD?Find out with our suite of mortgage tools

Mortgage Calculator

See how much you can afford by home price, monthly payment, or income

FHA Calculator

Determine your payment, including FHA-specific mortgage insurance and fees

VA Loan Calculator

Former or current members of the military have access to reduced costs and rates

USDA Calculator

The USDA provides a zero-down loan for homes outside major metros

Down Payment Calculator

Easily find down payment requirements for popular loan programs

USDA Income Limits

Find out if your income level is eligible for this zero-down home loan