October Home Prices Tank in Florida, Texas Cities

November 11, 2025 - 3 min read

Home price growth by city

Knowing a housing market’s price trends can help determine where you can get a good deal or make a good investment.

Home prices rose 0.9% year-over-year in October, according to Intercontinental Exchange. But that ranged by over 17 percentage points among the 100 largest U.S. metro areas.

See which cities saw the biggest and smallest home price growth.

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How fast are home prices growing in my metro area?

With mortgage rates staying higher for longer and for-sale supply increasing, the rate of property value growth normalized in 2025.

Home prices rose 0.9% annually in October from 1.2% in September, according to Intercontinental Exchange’s Home Price Index. Broken down further, single-family house prices grew 1.2% year-over-year, while condo prices decreased 1.8%.

“The recent easing in mortgage rates has begun to open the refinance window for many borrowers, particularly those who originated loans in the past two years,” said Andy Walden, head of mortgage and housing market research at Intercontinental Exchange. “At the same time, homeowners still have near-record amounts of tappable equity, and the cost to access that equity continues to improve. Together, these trends are creating meaningful opportunities for borrowers to leverage rate-and-term refinances and second-lien home equity products.”

Among the 100 largest metro areas, Syracuse, N.Y., led the way with an 8% annual gain. Scranton, Pa. (7.58%) came next, with Bridgeport, Conn. (6.96%), New Haven, Conn. (6.59%), and Albany, N.Y. (6.57%) rounding out the top five.

Overall, 32 cities posted negative annual price growth (up monthly from 30), with 16 in the South and 16 in the West. Cape Coral, Fla., fell the most (-9.33%). Above that were North Port, Fla. (-8.23%), Austin, Texas (-4.5%), Tampa, Fla. (-4.13%) and Lakeland, Fla. (-3.8%).

The table below shows the HPI changes in October 2025 for the top 100 largest cities, according to Intercontinental Exchange:

Metro AreaSize RankCensus DivisionMonth-Over-Month Growth %Year-Over-Year Growth %Peak Home Price IndexCurrent Home Price Index
National--0.15%0.91%$ 432,456$ 432,155
Akron, OH77Midwest0.36%4.47%$ 259,831$ 259,831
Albany, NY61Northeast0.59%6.57%$ 377,507$ 377,507
Albuquerque, NM59West0.14%1.42%$ 365,971$ 365,921
Allentown, PA68Northeast0.37%4.16%$ 371,840$ 371,840
Atlanta, GA9South0.06%-0.58%$ 412,693$ 407,839
Augusta, GA93South0.39%3.19%$ 288,201$ 288,201
Austin, TX35South-0.21%-4.50%$ 590,863$ 462,449
Bakersfield, CA63West0.30%0.60%$ 376,529$ 375,708
Baltimore, MD20South0.44%1.81%$ 408,678$ 408,678
Baton Rouge, LA69South0.22%1.34%$ 262,713$ 262,713
Birmingham, AL48South0.47%3.97%$ 298,665$ 298,665
Boise City, ID83West0.18%0.95%$ 545,438$ 518,927
Boston, MA10Northeast0.00%1.59%$ 763,928$ 756,533
Bridgeport, CT57Northeast0.20%6.96%$ 737,948$ 737,948
Buffalo, NY49Northeast0.37%6.40%$ 318,576$ 318,576
Cape Coral, FL82South-0.30%-9.33%$ 446,577$ 378,259
Charleston, SC78South0.00%0.53%$ 524,962$ 521,323
Charlotte, NC23South0.20%0.63%$ 434,519$ 432,569
Chattanooga, TN99South-0.04%0.39%$ 355,004$ 353,304
Chicago, IL3Midwest0.65%5.71%$ 384,544$ 384,544
Cincinnati, OH28Midwest0.24%3.64%$ 321,330$ 321,330
Cleveland, OH29Midwest0.39%5.05%$ 261,188$ 261,188
Colorado Springs, CO79West-0.21%-2.04%$ 498,312$ 480,008
Columbia, SC72South0.32%3.28%$ 296,825$ 296,825
Columbus, OH32Midwest0.19%2.60%$ 355,777$ 355,777
Dallas, TX4South-0.08%-2.57%$ 434,954$ 414,414
Dayton, OH70Midwest0.32%4.31%$ 247,790$ 247,790
Deltona, FL90South0.08%-3.21%$ 369,033$ 352,435
Denver, CO21West-0.18%-2.76%$ 624,589$ 589,954
Des Moines, IA91Midwest0.05%0.40%$ 299,521$ 298,654
Detroit, MI14Midwest0.14%4.09%$ 285,009$ 285,009
El Paso, TX67South-0.04%1.02%$ 260,429$ 260,176
Fresno, CA56West0.26%1.11%$ 434,432$ 434,432
Grand Rapids, MI52Midwest0.27%4.38%$ 356,980$ 356,980
Greensboro, NC73South0.37%2.99%$ 301,312$ 301,312
Greenville, SC65South0.08%2.12%$ 353,311$ 352,650
Harrisburg, PA96Northeast0.24%4.47%$ 315,320$ 315,320
Hartford, CT46Northeast0.26%6.09%$ 417,095$ 417,095
Honolulu, HI54West-0.21%-0.78%$ 790,692$ 783,012
Houston, TX5South-0.17%-2.28%$ 360,476$ 351,726
Indianapolis, IN33Midwest0.28%2.60%$ 322,331$ 322,331
Jackson, MS92South0.38%3.80%$ 252,720$ 252,720
Jacksonville, FL40South0.00%-2.22%$ 385,090$ 373,470
Kansas City, MO30Midwest0.05%2.59%$ 355,695$ 355,695
Knoxville, TN64South-0.02%1.54%$ 398,279$ 397,670
Lakeland, FL87South-0.35%-3.80%$ 317,022$ 300,616
Las Vegas, NV31West-0.03%-1.18%$ 455,306$ 445,598
Little Rock, AR75South0.15%2.35%$ 252,725$ 252,725
Los Angeles, CA2West0.31%0.13%$ 1,055,030$ 1,044,310
Louisville, KY43South0.18%3.55%$ 305,935$ 305,935
Madison, WI86Midwest0.14%3.84%$ 434,763$ 434,763
McAllen, TX71South0.00%0.47%$ 248,940$ 247,050
Memphis, TN41South0.06%0.99%$ 261,421$ 261,033
Miami, FL8South-0.09%-3.38%$ 536,895$ 517,772
Milwaukee, WI39Midwest0.57%6.23%$ 367,201$ 367,201
Minneapolis, MN16Midwest0.17%2.33%$ 402,862$ 402,862
Nashville, TN36South0.01%0.09%$ 484,350$ 482,078
New Haven, CT62Northeast0.39%6.59%$ 459,250$ 459,250
New Orleans, LA45South-0.11%-0.72%$ 292,588$ 286,407
New York, NY1Northeast0.20%4.95%$ 783,370$ 783,370
North Port, FL74South-0.20%-8.23%$ 501,340$ 429,464
Ogden, UT88West0.27%0.68%$ 525,037$ 517,746
Oklahoma City, OK42South0.19%1.14%$ 270,855$ 270,397
Omaha, NE60Midwest0.51%3.22%$ 323,662$ 323,662
Orlando, FL26South0.06%-2.09%$ 412,610$ 401,595
Oxnard, CA66West-0.09%-1.02%$ 921,062$ 899,079
Palm Bay, FL98South-0.32%-3.67%$ 382,656$ 363,423
Philadelphia, PA6Northeast0.27%3.65%$ 427,561$ 427,561
Phoenix, AZ13West0.13%-2.11%$ 512,688$ 478,336
Pittsburgh, PA22Northeast0.46%4.09%$ 286,643$ 286,643
Portland, OR24West0.07%-0.88%$ 571,437$ 555,811
Providence, RI38Northeast0.16%4.34%$ 557,927$ 557,927
Provo, UT97West0.38%0.82%$ 570,080$ 557,077
Raleigh, NC47South0.01%-0.94%$ 475,237$ 467,056
Richmond, VA44South0.52%3.49%$ 433,798$ 433,798
Riverside, CA12West-0.03%-1.22%$ 593,445$ 584,412
Rochester, NY51Northeast0.13%5.99%$ 297,484$ 296,928
Sacramento, CA27West0.01%-1.39%$ 613,676$ 590,300
Salt Lake City, UT50West0.14%-0.11%$ 589,265$ 579,437
San Antonio, TX25South0.07%-2.04%$ 343,111$ 321,118
San Diego, CA17West0.06%-1.06%$ 1,000,410$ 982,957
San Francisco, CA11West0.37%-1.31%$ 1,238,030$ 1,131,220
San Jose, CA34West-0.07%-1.52%$ 1,565,510$ 1,521,860
Scranton, PA94Northeast0.55%7.58%$ 255,547$ 255,547
Seattle, WA15West-0.05%-0.61%$ 799,894$ 779,615
Spokane, WA100West-0.06%0.29%$ 431,964$ 427,104
Springfield, MA85Northeast0.31%4.99%$ 370,623$ 370,623
St. Louis, MO19Midwest0.19%3.26%$ 300,569$ 300,569
Stockton, CA76West-0.02%-3.02%$ 569,846$ 537,959
Syracuse, NY80Northeast0.42%8.00%$ 293,926$ 293,926
Tampa, FL18South-0.15%-4.13%$ 408,313$ 384,095
Toledo, OH89Midwest0.47%4.82%$ 225,009$ 225,009
Tucson, AZ53West0.00%-1.19%$ 374,728$ 367,972
Tulsa, OK55South0.25%2.56%$ 277,220$ 277,220
Virginia Beach, VA37South0.44%3.55%$ 395,615$ 395,615
Washington, DC7South0.48%0.77%$ 615,663$ 614,582
Wichita, KS84Midwest0.14%2.97%$ 258,991$ 258,991
Winston-Salem, NC81South0.46%3.12%$ 311,979$ 311,979
Worcester, MA58Northeast0.06%3.40%$ 519,877$ 519,877
Youngstown, OH95Midwest0.24%3.77%$ 207,240$ 207,240
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Advice for home buyers

Whether you’re looking to buy a property or sell one, knowing your market’s price movements can be a big help.

Before making any offers, you should be aware of what to look out for, how to negotiate your mortgage rate, take advice from experts, and see what financial assistance you might qualify for.

If you’re ready to become a homeowner, reach out to a local mortgage lender today and get started.

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Paul Centopani
Authored By: Paul Centopani
The Mortgage Reports Editor
Paul Centopani is a writer and editor who started covering the lending and housing markets in 2018. Previous to joining The Mortgage Reports, he was a reporter for National Mortgage News. Paul grew up in Connecticut, graduated from Binghamton University and now lives in Chicago after a decade in New York and the D.C. area.
Aleksandra Kadzielawski
Reviewed By: Aleksandra Kadzielawski
The Mortgage Reports Editor
Aleksandra is an editor, finance writer, and licensed Realtor with deep roots in the mortgage and real estate world. Based in Arizona, she brings over a decade of experience helping consumers navigate their financial journeys with confidence.