November Home Prices Tank in Florida, Texas Cities

December 8, 2025 - 3 min read

Key Takeaways

  • Northeast cities New Haven, Syracuse, Scranton led home price growth
  • Annual national home price gains slowed to 0.8% in November
  • Cape Coral, North Port, Austin prices fell furthest from last year

Home price growth by city

Knowing a housing market’s price trends can help determine where you can get a good deal or make a good investment.

Home prices rose 0.8% year-over-year in November, according to Intercontinental Exchange. But that ranged by over 16 percentage points among the 100 largest U.S. metro areas.

See which cities saw the biggest and smallest home price growth.

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How fast are home prices growing in my metro area?

With mortgage rates staying higher for longer and for-sale supply increasing, the rate of property value growth normalized in 2025.

Home prices rose 0.8% annually in November compared to 0.9% in October, according to Intercontinental Exchange’s Home Price Index. Broken down further, single-family house prices grew 1.1% year-over-year, while condo prices decreased 1.8%.

“Modest rate relief this fall has driven mortgage application volumes to multi-year highs, showing the outsized impact that incremental affordability improvements have on borrower behavior and servicer retention opportunities,” said Andy Walden, head of mortgage and housing market research at Intercontinental Exchange.

“We’re now seeing the highest concentration of rate-and-term refinances in nearly five years, almost entirely driven by borrowers holding 2023-2025 vintage loans. Notably, the market has become more rate sensitive as hundreds of thousands of borrowers move in and out of refinance incentive with small daily rate shifts. This behavior shows how quickly demand can return when affordability improves, and it highlights just how closely households are watching rates as they try to manage monthly costs and access equity.”

Among the 100 largest metro areas, New Haven, Conn., led the way with an 7.34% annual gain. Syracuse, N.Y. (7.16%) came next, with Scranton, Pa. (6.9%), Hartford, Conn. (6%), and Bridgeport, Conn. (5.97%) rounding out the top five.

Overall, 36 cities posted negative annual price growth (up monthly from 32), with 19 in the West and 17 in the South. Cape Coral, Fla., fell the most (-8.97%). Above that were North Port, Fla. (-7.07%), Austin, Texas (-4.71%), Stockton, Calif. (-3.22%) and Lakeland, Fla. (-3.09%).

The table below shows the HPI changes in November 2025 for the top 100 largest cities, according to Intercontinental Exchange:

Metro AreaSize RankCensus DivisionMonth-Over-Month Growth %Year-Over-Year Growth %Peak Home Price IndexCurrent Home Price Index
National--0.19%0.80%$ 431,134$ 431,069
Akron, OH77Midwest0.52%4.95%$ 259,622$ 259,622
Albany, NY61Northeast0.40%5.94%$ 374,387$ 374,387
Albuquerque, NM59West0.09%0.96%$ 364,608$ 363,845
Allentown, PA68Northeast0.53%4.72%$ 373,055$ 373,055
Atlanta, GA9South0.27%-0.33%$ 411,575$ 408,056
Augusta, GA93South0.72%4.36%$ 290,684$ 290,684
Austin, TX35South-0.26%-4.71%$ 588,575$ 459,110
Bakersfield, CA63West0.13%-0.19%$ 375,361$ 372,902
Baltimore, MD20South-0.05%0.78%$ 405,839$ 404,411
Baton Rouge, LA69South0.49%1.51%$ 263,108$ 263,108
Birmingham, AL48South0.45%3.43%$ 296,771$ 296,771
Boise City, ID83West0.08%0.58%$ 543,033$ 516,166
Boston, MA10Northeast0.23%1.84%$ 760,350$ 756,735
Bridgeport, CT57Northeast0.20%5.97%$ 734,645$ 734,645
Buffalo, NY49Northeast0.32%5.59%$ 315,562$ 315,562
Cape Coral, FL82South0.06%-8.97%$ 445,959$ 377,110
Charleston, SC78South0.16%0.30%$ 521,865$ 518,742
Charlotte, NC23South0.27%0.79%$ 433,239$ 432,702
Chattanooga, TN99South0.36%0.72%$ 353,439$ 353,439
Chicago, IL3Midwest0.25%5.15%$ 381,628$ 381,628
Cincinnati, OH28Midwest0.16%3.02%$ 318,888$ 318,888
Cleveland, OH29Midwest0.15%4.50%$ 258,443$ 258,443
Colorado Springs, CO79West-0.18%-2.42%$ 497,231$ 476,843
Columbia, SC72South0.33%2.83%$ 295,340$ 295,340
Columbus, OH32Midwest0.10%1.90%$ 353,323$ 353,323
Dallas, TX4South-0.19%-2.86%$ 433,670$ 411,476
Dayton, OH70Midwest0.21%3.67%$ 246,234$ 246,234
Deltona, FL90South0.47%-2.10%$ 368,190$ 354,520
Denver, CO21West-0.06%-2.88%$ 622,807$ 587,620
Des Moines, IA91Midwest0.14%0.35%$ 298,589$ 297,322
Detroit, MI14Midwest0.35%4.20%$ 284,981$ 284,981
El Paso, TX67South0.13%1.05%$ 260,739$ 260,739
Fresno, CA56West0.47%1.43%$ 434,779$ 434,779
Grand Rapids, MI52Midwest0.37%4.29%$ 355,825$ 355,825
Greensboro, NC73South0.24%2.55%$ 300,118$ 300,118
Greenville, SC65South0.28%1.89%$ 351,826$ 351,826
Harrisburg, PA96Northeast0.26%4.46%$ 314,903$ 314,903
Hartford, CT46Northeast0.50%6.00%$ 416,412$ 416,412
Honolulu, HI54West0.05%-0.39%$ 789,100$ 785,588
Houston, TX5South-0.09%-2.45%$ 359,614$ 350,755
Indianapolis, IN33Midwest0.19%2.55%$ 321,671$ 321,671
Jackson, MS92South0.27%2.95%$ 251,424$ 251,424
Jacksonville, FL40South0.18%-2.02%$ 383,648$ 372,325
Kansas City, MO30Midwest0.30%3.06%$ 355,732$ 355,732
Knoxville, TN64South0.41%2.03%$ 398,581$ 398,581
Lakeland, FL87South0.22%-3.09%$ 316,014$ 301,069
Las Vegas, NV31West0.30%-1.18%$ 454,145$ 445,796
Little Rock, AR75South0.31%2.62%$ 252,442$ 252,442
Los Angeles, CA2West0.05%-0.31%$ 1,050,880$ 1,039,600
Louisville, KY43South0.24%3.32%$ 304,975$ 304,975
Madison, WI86Midwest0.15%3.43%$ 432,356$ 432,206
McAllen, TX71South-0.12%-0.19%$ 248,656$ 246,137
Memphis, TN41South0.23%0.90%$ 261,940$ 261,940
Miami, FL8South0.36%-2.43%$ 535,229$ 519,977
Milwaukee, WI39Midwest0.18%5.43%$ 362,782$ 362,782
Minneapolis, MN16Midwest0.37%2.51%$ 401,985$ 401,985
Nashville, TN36South0.32%0.29%$ 482,755$ 482,307
New Haven, CT62Northeast0.55%7.34%$ 461,131$ 461,131
New Orleans, LA45South0.39%-0.48%$ 291,979$ 287,159
New York, NY1Northeast0.50%4.96%$ 784,459$ 784,459
North Port, FL74South0.26%-7.07%$ 500,750$ 431,742
Ogden, UT88West0.16%0.16%$ 522,966$ 515,191
Oklahoma City, OK42South0.43%1.45%$ 270,767$ 270,767
Omaha, NE60Midwest0.37%2.98%$ 322,756$ 322,756
Orlando, FL26South0.19%-2.03%$ 411,780$ 400,681
Oxnard, CA66West0.01%-1.49%$ 916,016$ 893,885
Palm Bay, FL98South0.44%-2.39%$ 382,280$ 366,693
Philadelphia, PA6Northeast0.33%3.57%$ 426,831$ 426,831
Phoenix, AZ13West0.37%-1.89%$ 511,706$ 478,672
Pittsburgh, PA22Northeast0.26%3.63%$ 284,829$ 284,829
Portland, OR24West0.00%-1.13%$ 569,378$ 553,655
Providence, RI38Northeast0.56%4.84%$ 561,586$ 561,586
Provo, UT97West0.22%0.52%$ 567,779$ 554,781
Raleigh, NC47South-0.04%-1.37%$ 473,208$ 464,307
Richmond, VA44South0.24%3.13%$ 430,955$ 430,955
Riverside, CA12West0.20%-1.27%$ 591,183$ 583,199
Rochester, NY51Northeast0.21%5.81%$ 295,706$ 295,472
Sacramento, CA27West0.03%-1.79%$ 611,190$ 587,314
Salt Lake City, UT50West0.14%-0.26%$ 586,412$ 577,873
San Antonio, TX25South-0.34%-2.85%$ 342,398$ 317,619
San Diego, CA17West0.34%-0.85%$ 997,096$ 984,545
San Francisco, CA11West0.30%-1.18%$ 1,231,220$ 1,127,180
San Jose, CA34West0.36%-1.02%$ 1,558,140$ 1,529,010
Scranton, PA94Northeast0.38%6.90%$ 254,340$ 254,340
Seattle, WA15West-0.15%-1.03%$ 798,398$ 775,559
Spokane, WA100West-0.15%-0.75%$ 429,893$ 422,266
Springfield, MA85Northeast0.45%5.04%$ 370,338$ 370,338
St. Louis, MO19Midwest0.42%3.80%$ 300,428$ 300,428
Stockton, CA76West0.07%-3.22%$ 567,761$ 536,121
Syracuse, NY80Northeast0.29%7.16%$ 290,717$ 290,717
Tampa, FL18South0.42%-2.94%$ 407,561$ 385,783
Toledo, OH89Midwest0.14%3.60%$ 222,181$ 222,181
Tucson, AZ53West0.49%-0.67%$ 373,964$ 370,305
Tulsa, OK55South0.50%2.93%$ 277,873$ 277,873
Virginia Beach, VA37South0.24%3.04%$ 393,570$ 393,570
Washington, DC7South0.05%0.00%$ 613,807$ 610,153
Wichita, KS84Midwest0.16%2.53%$ 257,463$ 257,463
Winston-Salem, NC81South0.26%2.62%$ 309,804$ 309,804
Worcester, MA58Northeast0.52%3.50%$ 520,850$ 520,850
Youngstown, OH95Midwest0.29%3.46%$ 205,668$ 205,668
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Advice for home buyers

Whether you’re looking to buy a property or sell one, knowing your market’s price movements can be a big help.

Before making any offers, you should be aware of what to look out for, how to negotiate your mortgage rate, take advice from experts, and see what financial assistance you might qualify for.

If you’re ready to become a homeowner, reach out to a local mortgage lender today and get started.

Time to make a move? Let us find the right mortgage for you


Paul Centopani
Authored By: Paul Centopani
The Mortgage Reports Editor
Paul Centopani is a writer and editor who started covering the lending and housing markets in 2018. Previous to joining The Mortgage Reports, he was a reporter for National Mortgage News. Paul grew up in Connecticut, graduated from Binghamton University and now lives in Chicago after a decade in New York and the D.C. area.
Aleksandra Kadzielawski
Reviewed By: Aleksandra Kadzielawski
The Mortgage Reports Editor
Aleksandra is an editor, finance writer, and licensed Realtor with deep roots in the mortgage and real estate world. Based in Arizona, she brings over a decade of experience helping consumers navigate their financial journeys with confidence.