FICO & Credit ScoresMay 5, 2018No credit score: Do you need a “bad credit home loan”?Do you need bad credit mortgages just because you have no credit score? Not unless your credit history is actually bad. Here's what you need to know.
Real Estate NewsMay 4, 2018Millennial home buyers see time-to-close shrink to four-year lowMillennial home buyers are in luck. Thanks to increased adoption of digital mortgage processes, today’s up-and-coming buyers now enjoy the shortest time to close since 2014.
Buying a homeMay 4, 2018Understanding a real estate contract or purchase agreementWhether you call it a purchase agreement, real estate contract, or home purchase agreement, this document is one of the most important things you'll sign in your life. Here's how to get it right.
Real Estate NewsMay 3, 2018Downsizing? Here’s where the nation’s best tiny homes areOn the hunt for a tiny house? Then make your way to California. According to a new analysis, the state’s Riverside has the most tiny home listings in the entire country.
Buying a homeMay 3, 2018How to ask for a raise before buying a homeIt's easier to buy a home when you earn more money. This post shows you how to ask for a raise before you apply for a mortgage.
Real Estate NewsMay 2, 2018New survey: Sustainability important to home buyers and agents alikeThe real estate industry is turning green. According to a new survey of Realtors, sustainability is becoming increasingly important to home buyers and their agents alike.
About MortgagesMay 2, 2018Background check: Verbal verification of employment and other intrusionsThe verbal verification of employment (VOE) is required by almost every mainstream lending program to make sure that your income documents are accurate and reflect your current employment and income.
Buying a homeMay 1, 2018Home inspection: Check these important systems before buyingA home inspection is not fun or sexy. But, like health insurance, pulling weeds and annual checkups, it can save you money, prevent mistakes and increase your chances of long and successful home ownership.
Real Estate NewsMay 1, 2018Who is the American home buyer? Probably not what you’re expectingThe times, they are a-changing – at least when it comes to who’s buying homes. According to new data, the face of the American home buyer is evolving, trending “increasingly female, graying and childless.”
Real Estate NewsApril 27, 2018Where to go for a green home: the country’s most eco-friendly neighborhoodsOn the hunt for a green home? Ohio’s your answer. According to a new ranking, the Buckeye State claims three of the top 10 best neighborhoods in the nation when it comes to green housing.
Mortgage NewsApril 26, 2018Buying a house? New forecast says now’s the time to actWhen it comes to buying a house, time is of the essence – at least according to Freddie Mac’s latest forecast. The GSE expects mortgage rates to jump nearly a half-percent by the end of 2019.
Real Estate NewsApril 25, 2018Millennials on the move: the best and worst states to live inFor Millennials looking to buy a home, a new ranking suggests heading anywhere but the South. That’s where the majority of the nation’s worst states for Millennials are located, with New Mexico, West Virginia and Mississippi leading the pack.
Real Estate NewsApril 24, 2018When it comes to eco-friendly housing, location is everythingThough it’s often assumed that eco-friendly housing comes with an inherently higher price tag, according to a new study, that may not be true. In fact, in some areas, green homes may even be more affordable than not-so-eco-friendly ones are.
Mortgage StrategyApril 22, 2018How much do extra mortgage payments really save you?Making extra mortgage payments sounds like a great idea. But other factors should weigh into the decision, like savings goals and current mortgage rates.
Buying a homeApril 21, 2018How to get out of a real estate contractHow to get out of a real estate contract? There are several ways, including HOA kick-out clauses, contingencies and canceling the contract.
Real Estate NewsApril 20, 2018Where home prices haven’t peaked: the nation’s safest bets to buy – for nowThough a new report shows that just over half of U.S. housing markets have median prices above their pre-recession peaks, there’s a silver lining: the other half still boasts historically affordable homes. In fact, in some major metros, home prices are as much as 25 percent lower than their pre-recession peaks.