RefinanceSeptember 18, 2018How to refinance to pay off a mortgage fasterMany homeowners refinance for lower payments or interest rates. Here's what you need to know about your options and some pitfalls.
Mortgage StrategySeptember 18, 2018Do bi-weekly mortgage programs pay your mortgage down faster?About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.
Mortgage StrategySeptember 18, 2018Low home appraisal ruining your purchase or refinance? Here’s what to doHome appraisers are human and humans make mistakes. Here's how to appeal a home appraisal that came in lower than what you expected -- or needed.
Buying a homeSeptember 17, 201810 cities people hate to leave (and 10 you might want to avoid)When you buy a house, plan to stay awhile. That's easier to do if you choose one of the top ten cities, and avoid the ones everyone wants to leave.
Real EstateSeptember 17, 2018Complete guide to buying rental propertyBuying rental property is different from purchasing your "dream home." Because while a dream home includes personal preferences, a rental is all about the money. Here's what you need to know.
Real Estate NewsSeptember 17, 2018Homebuyers: How does your financial literacy measure up?If you fall in line with the findings of a recent financial literacy study, you may want to consider studying up before buying a home. According to the data, a large chunk of Americans aren’t familiar with some of the most basic financial terms — many of which play a big role in both buying and owning a home.
Real EstateSeptember 16, 2018How long does it take to sell a home?How long does it take to sell a home? That depends on several factors. And you can control some of them.
Cash Out RefinanceSeptember 15, 2018Cash-out refinance for renovation: Increase your home equityConsidering a cash-out refinance for renovation? Here's what you need to know about options for financing home improvements.
VA LoansSeptember 14, 2018100 percent VA mortgage for investment property: It’s possibleIt's possible to use a VA mortgage for investment property when you purchase a multi-unit home (duplex, tri-plex or four-plex) and live in one unit. That's a great way to cover your housing costs and build wealth.
Buying a homeSeptember 13, 2018Multifamily homes: Make your house pay for itselfMultifamily homes can put a roof over your head and generate income as well. What's not to like about this great investment option?
Buying a homeSeptember 13, 2018Types of home loans: How do I choose the right home loan?When shopping for a mortgage, you'll choose a product from several types of home loans. Here are the drawbacks and advantages of each typ of mortgage, and how to choose your next mortgage.
Real Estate NewsSeptember 13, 2018The top spots for Generation Z home buyersIt looks like the suburbs are getting a serious dose of growth in the coming years. According to a new analysis, a whopping 60 percent of Generation Z prefer suburban living — and 83 percent of that cohort plans to buy a home in the next five years.
Buying a homeSeptember 12, 2018No, you don’t need 20 percent down or even close to itDown payment notions from decades past no longer apply. Home buyers have access to new options that are changing the way people finance homes.
Real Estate NewsSeptember 12, 2018Low credit score? Don’t count home buying out just yet — in these five towns, at leastCredit definitely plays a huge role in someone’s ability to get a mortgage, but according to a new study, location does, too. In fact, in some cities, an overwhelming share of home buyers have a credit score of 649 or less.
Real Estate NewsSeptember 11, 2018Survey says: Housing market competition finally thinning outIt seems like the red-hot housing market might finally be cooling off. According to a new survey, almost half of all homeowners think home buying has gotten less competitive in the last year. Even more think the ever-pricy California and Colorado markets have slowed down.
Buying a homeSeptember 11, 2018Power of Attorney: When you need it to buy or refinance a homeWhen do you need a power of attorney for a real estate purchase? You need a power of attorney to buy or refinance a home when all parties cannot be there to complete the transaction in person.
Real Estate NewsSeptember 10, 2018Millennials aren’t waiting for marriage to buy a home — at least not in these citiesGoing digital isn’t the only way Millennials are approaching home buying differently than past generations. According to new data, they’re also eschewing the “marry first; buy a house second” tradition. In some markets, single Millennial home buyers are even outnumbering married ones by a mile.
UncategorizedSeptember 9, 2018100 LTV home equity loan: You have real optionsLook up almost any article about home equity financing and you won't see a 100 ltv home equity loan. Most lenders limit you to 80 or 90 percent loan-to-value on these products. But there are 100 percent options.
FHA Home BuyingSeptember 7, 2018Which FHA 203k Loan Should You Choose For Home Construction: Standard or Limited (203k Streamline)?Buying a home to tear-down or renovate? Rehabilitating your existing residence? How to choose between the Standard and Streamline version of the FHA 203k.
FHA Home BuyingSeptember 7, 2018The 203K is today’s home improvement loanBuying a home that needs repairs? Don't have to sacrifice your downpayment cash just to make it work. More on the FHA 203K loan and how it can help you buy.