Current Mortgage Rates

Stay up to date on current mortgage and refinance rates and see how interest rates are trending.

Mortgage rate updates see all Updates

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 30, 2020

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 29, 2020

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Each of the successive falls […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 28, 2020

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  Mortgage rates would be lower […]

What are today's mortgage rates?

Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage. 

Some of yesterday’s rise may have been down to that day’s gross domestic product (GDP) figure, which was good. But it was also down to that day’s spectacular earnings releases from big tech companies. And they won’t be repeated. Still, rates today look set to probably nudge higher, though that’s far from certain.

Find and lock a low rate (Oct 30th, 2020)

Current mortgage and refinance rates 

Program Mortgage Rate APR* Change
Conventional 30 year fixed
Conventional 30 year fixed 3.125% 3.125% Unchanged
Conventional 15 year fixed
Conventional 15 year fixed 3.063% 3.063% Unchanged
Conventional 5 year ARM
Conventional 5 year ARM 3% 2.743% Unchanged
30 year fixed FHA
30 year fixed FHA 2.25% 3.226% Unchanged
15 year fixed FHA
15 year fixed FHA 2.25% 3.191% Unchanged
5 year ARM FHA
5 year ARM FHA 2.5% 3.239% Unchanged
30 year fixed VA
30 year fixed VA 3.063% 3.242% Unchanged
15 year fixed VA
15 year fixed VA 2.25% 2.571% Unchanged
5 year ARM VA
5 year ARM VA 2.5% 2.419% Unchanged
Your rate might be different. Click here for a personalized rate quote. See our rate assumptions here.

A mortgage rate is the rate of interest charged by a mortgage lender. Mortgage rates can be either fixed (it stays the same for the term of the loan) or variable (the rate will adjust at some point during the term of the loan). Mortgage rates are determined by the lender and can vary depending on your unique situation — your credit score, loan term, and downpayment can all affect your mortgage rate.1

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 30, 2020

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 29, 2020

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Each of the successive falls […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 28, 2020

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  Mortgage rates would be lower […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 27, 2020

Today’s mortgage and refinance rates  Average mortgage rates nudged modestly lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  We warned not to […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 26, 2020

Today’s mortgage and refinance rates  Average mortgage rates inched higher last Friday, but only by the smallest measurable amount. And conventional loans today start at 3.188% (3.188% APR) for a […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 23, 2020

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Does it feel as if […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 22, 2020

Today’s mortgage and refinance rates  Average mortgage rates edged higher yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Yesterday’s rise was mostly down […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 21, 2020

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, […]

Peter Warden
- 6 min read

Mortgage and refinance rates today, October 20, 2020

Today’s mortgage and refinance rates  Average mortgage rates held steady yesterday. And conventional loans today start at 3.063% (3.063% APR) for a 30-year, fixed-rate mortgage.  Markets drooped during yesterday as […]