Mortgage Strategy - Page 3

Explore modern alternatives to stated income loans. Discover bank statement, asset depletion, and investor loans. Compare mortgage options today.

You can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.

Should you wait to buy while you save up a big down payment or act quickly with smaller savings? That's the 3.5% vs 20% down payment debate.

An asset depletion mortgage lets you qualify based on your liquid assets rather than regular income. Learn how asset depletion loans work here.

Find out how to avoid PMI and lower your mortgage costs. Our guide offers practical advice to bypass private mortgage insurance fees.

Learn how to finance closing costs when you buy a house or refinance. Roll closing costs into the loan or take a higher interest rate.

Finding an assumable mortgage can be hard work. But the rewards are brilliant. Just understand the drawbacks before you begin your search.

The Chenoa Fund helps home buyers with down payment assistance worth 3.5% of the purchase price. Find out whether you might qualify for aid.

As a first-time home buyer, you may not have the two-year job history lenders look for. But that doesn't mean you can't get mortgage-approved.

Bank statement loans can help self-employed buyers qualify to buy or refinance a home. Learn how they work here.

If you're behind on your home loan, learn the steps you can take to get out of delinquency before facing default, forbearance and foreclosure.

No income verification refinance loans are a thing of the past. But current refi programs and non-QM loans may be able to help you.

All you need to know about investment property loans, including loan options, requirements, and interest rates.

Which mortgage is right for you? Discover the pros and cons of conventional loan vs FHA loan options in our comprehensive guide.

You used to need a 20% or 30% down payment to get a jumbo mortgage. But today, you can find jumbo loans as low as 5% down and no mortgage insurance.

Many first-time home buyers wonder how to prepare to buy a house. These 8 steps will get you ready, no matter how close you are to buying.

A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%.

Refinancing your owner-financed mortgage can help you get a lower mortgage rate and safer loan product. Learn how to refinance here.

Thinking about buying a house or refinancing with only one spouse on the mortgage but both on the title? Here are the benefits and drawbacks.

These strategies can help you get a mortgage as a travel nurse by overcoming outside-the-box income and employment situations.