Homeownership TopicsFebruary 1, 2024I Own My Home Outright and Need a Loan: Is It Possible? | 2024There are a few ways to get a loan on a home you own outright. These include cash-out refinancing, home equity loans, and HELOCs.
Mortgage ProductsJanuary 17, 2024Investment Property Loan Guide: 2024 Guidelines and ProcessAll you need to know about investment property loans, including loan options, requirements, and interest rates.
Mortgage StrategyJanuary 16, 2024Conventional Loan vs. FHA Loan: 2024 Rates and GuidelinesWhich mortgage is right for you? Discover the pros and cons of conventional loan vs FHA loan options in our comprehensive guide.
Mortgage ProductsJanuary 16, 2024Jumbo Loan Down Payment Requirements for 2024You used to need a 20% or 30% down payment to get a jumbo mortgage. But today, you can find jumbo loans as low as 5% down and no mortgage insurance.
First-Time Home BuyersJanuary 12, 2024How to Prepare to Buy a House in 8 Steps: 2024 GuideMany first-time home buyers wonder how to prepare to buy a house. These 8 steps will get you ready, no matter how close you are to buying.
Conventional LoansJanuary 11, 2024Conventional Refinance Rates and Guidelines for 2024A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance rates for %%currentyear%%.
Cash Out RefinanceJanuary 11, 2024Should You Use a Cash-Out Refinance to Pay Off a HELOC or Home Equity Loan?Should you attempt a cash-out refinance to pay off HELOC mortgages or home equity loans? Sometimes, you should. Here's how to make the decision.
RefinanceJanuary 11, 2024Can You Refinance a Seller-Financed Mortgage?Refinancing your owner-financed mortgage can help you get a lower mortgage rate and safer loan product. Learn how to refinance here.
Buying a homeJanuary 11, 2024Home Buying With One Spouse on the Mortgage: Pros and ConsThinking about buying a house or refinancing with only one spouse on the mortgage but both on the title? Here are the benefits and drawbacks.
Mortgage StrategyJanuary 11, 2024How Much Down Payment Do You Need for a House?How much down payment for a house do you need? Many buyers think 20% down is best. But they may be wrong. Here's why.
Mortgage StrategyJanuary 4, 2024How to Refinance Mobile Home Loans | Rates & Loans 2024Mobile home refinancing is possible, as long as your home meets certain requirements. See manufactured or mobile home refinance options here.
Mortgage StrategyJanuary 4, 2024Mortgages for Travel Nurses: 2024 Home Buying GuideThese strategies can help you get a mortgage as a travel nurse by overcoming outside-the-box income and employment situations.
First-Time Home BuyersJanuary 4, 2024First-Time Home Buyer Government Programs for 2024First-time home buyer government programs include special loan options, down payment assistance, and homebuyer education. Learn more here.
FHA RefinanceJanuary 3, 2024FHA Mortgage Insurance Removal: Get Rid of FHA MIPReady to stop paying FHA mortgage insurance? Here’s everything you should know about FHA PMI removal. Get started here.
First-Time Home BuyersJanuary 2, 2024First-Time Home Buyer Grants for 2024Countless programs offer grants to buy a house. There are grants for first-time and repeat home buyers in every state, and some from mortgage lenders.
Mortgage StrategyJanuary 2, 2024How to Get a Mortgage When You’re Self EmployedSelf-employed and need a mortgage? Learn about self employed mortgage requirements, how to document income, and get today's rates from top lenders.
Buying a homeJanuary 2, 20246 Fixer-upper loans: How to buy a fixer-upper home in 2024Want to buy an affordable fixer-upper? Learn about the best fixer-upper loans as well as the pros and cons of this strategy.
First-Time Home BuyersJanuary 1, 2024How To Qualify for First-Time Home Buyer Loans and Grants: 2024Learn how to qualify for first-time home buyer grants and loan programs that make home buying more affordable.
Mortgage ProductsJanuary 1, 2024Buying a Second Home: What You Need to Know in 2024Want to buy a vacation home? Start here to learn about second home mortgage requirements and interest rates.
RefinanceJanuary 1, 2024How Soon Can You Refinance a Mortgage Loan? 2024 RulesHow soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.