Mortgage StrategyJuly 17, 2016Mortgage Calculator : Enter Your Income, See Your Home PriceNot every mortgage calculator is created equal. Use one that can tell you what you are likely to afford based on your income.
Mortgage StrategyJuly 15, 20165-Year ARM Mortgage Rates Down Big In 2016With today's mortgage rates low, and for the right buyer, a 5-year ARM may be the more suitable option as compared to the 30-year fixed-rate mortgages.
Mortgage StrategyJuly 5, 2016Are 15-Year Mortgages Better Than 30-Year Mortgages?Homeowners are choosing the 15-year mortgage over the 30-year loan more often since 2014. Read why, then decide for yourself which mortgage loan is better.
Mortgage StrategyJune 29, 2016Don’t Go “Off Grid”, & Other Mistakes Home Buyers MakeYou can lead a horse to water, but you can't make it drink. Home buyers get helpful advice from lenders but, for some reason, so often they choose to ignore it.
Mortgage StrategyJune 24, 2016Mortgage Lenders: Don’t Make These Application MistakesMortgage lenders can close a home purchase or refinance quickly -- with your support. Avoid these common mistakes during your mortgage application process.
Mortgage StrategyJune 23, 2016Your Next Steps When Turned Down For A MortgageA mortgage denial shouldn't be the end of your home buying or refinance aspirations. Sometimes a simple and obvious fix gets you approved.
Mortgage StrategyJune 21, 2016Buy A Home, Convert Your Former Home To A RentalBuying a home and converting your former home to a rental property? Your lender is likely to flag you for fraud -- unless you follow these steps.
Mortgage StrategyJune 20, 2016Picking Your “Best” Mortgage: FHA, VA, Conventional, USDA, & JumboToday's mortgage borrower has more choices than during any time in the last 10 years. FHA, VA, USDA, Conventional, Jumbo, & HELOC-- analysis and live rates.
Mortgage StrategyJune 18, 2016With Rates In The 3s, Post-Bankruptcy Applicants Are Asking When They Can Buy AgainA complete guide to buying a home after a Chapter 7 or Chapter 13 bankruptcy. Waiting periods may not be as long as you think.
Mortgage StrategyJune 7, 2016Is PMI Bad? No. Here Are The “Silent” Benefits Of Mortgage InsurancePMI offers protections for the homeowner, not just the lender. Most buyers have never heard of these two benefits that are directed at the consumer.
Mortgage StrategyJune 4, 20165 Hard-Hitting Mortgage Strategies For Self-Employed ApplicantsLow mortgage rates and favorable terms are just as available to self-employed mortgage applicants. Five sure-fire best practices will help you get approved.
Mortgage StrategyMay 13, 2016The Family Mortgage: Borrowing From Loved Ones Instead Of A BankLooking for the "best deal" on a home loan? The best place to look may be within your own family. Learn how to draft your own intra-family mortgage note.
Mortgage StrategyMay 11, 2016Business Partner Can Fast-Track Investment Property PurchasesAn investment property is an effective wealth-building tool. A business partner, friend, or family member can help you become a landlord sooner.
Mortgage StrategyMarch 31, 2016Specific U.S. Census Tracts Give Access To Below-Market Mortgage Rates87% of homebuyers qualify for mortgage assistance, including access to lower mortgage rates than the populace, and to special loan programs like HomeReady™.
Mortgage StrategyMarch 29, 2016Qualifying For A Mortgage Using Tip Income & GratuityNew, relaxed mortgage guidelines make it simpler for tip-earning workers across a host of industries to get mortgage home loan-qualified.
Mortgage StrategyFebruary 9, 2016Shopping For Mortgages: Mortgage Rate vs Mortgage FeesWhen you're shopping for a mortgage, which is more important -- getting a great mortgage rate or paying fewer mortgage fees? An analysis for rate shoppers.
Mortgage StrategyFebruary 5, 2016With Mortgage Rates Down, You Can Expand Your Home Shopping “Price Range”Between the holidays and the Super Bowl, mortgage rates dropped by a lot. As a result, today's home buyers have a lot more home purchasing power.
Mortgage StrategyDecember 10, 2015What To Do When Your HELOC Turns 10More than 3 million homeowners have home equity lines of credit (HELOC) approaching a 10th birthday. This may prove troublesome, as many will soon find out.
Mortgage StrategyNovember 2, 2015Where To Begin: When You Want To Stop Renting & Start OwningMortgage rates are low and U.S. rents are rising, creating a rush of demand to purchase new homes. A look at how to get started in your planning process.
Mortgage StrategyOctober 28, 2015Consumers: “We Think Mortgages Are Too Hard To Get”A survey of 1,000 readers of TheMortgageReports.com shows that consumers think it's too hard to get a mortgage approved in today's mortgage market.