Mortgage ProductsJune 16, 2021Energy efficient mortgage (EEM): What it is and how it worksAn energy efficient mortgage lets you buy or upgrade a green home with energy efficient improvements. Check your EEM options here.
RefinanceMay 24, 2021How refinancing affects your credit score, and vice versaDoes refinancing hurt your credit? Done correctly, the effects of refinancing should be tiny. But you need to know how to protect your score.
About MortgagesMarch 24, 2021What is an assumable mortgage and how does it work? Pros and consAn assumable mortgage lets you take over an existing loan at its current interest rate and terms. When is an assumable mortgage a good idea?
About MortgagesMarch 10, 2021What is home equity and how can you use it?What is home equity and how does it work? Learn how to calculate your home equity and how having equity can benefit you.
RefinanceFebruary 15, 2021Can you sell your house after refinancing?You can sell your house after refinancing, but there might be a waiting period. You typically can't refinance while the house is listed for sale, though.
FHA Home BuyingFebruary 8, 2021Biden administration could reduce FHA mortgage insurance premiums. Here’s what it means for youMany mortgage pros believe President Biden will cut FHA mortgage insurance premium (MIP) rates. Here's what that means for you.
Homeownership TopicsJanuary 14, 2021Should I pay off my mortgage or invest?You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.
Homeownership TopicsJanuary 14, 2021Should I pay off my mortgage or invest?You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.
Homeownership TopicsJanuary 8, 20215 ways to pay off your mortgage early: Pros and consHere are five ways to pay off your mortgage faster. Plus, what to consider before putting your cash toward early mortgage payments.
Homeownership TopicsDecember 30, 2020How the mortgage interest deduction helps homeownersThe mortgage interest deduction is a tax break for those who itemize their deductions on a Schedule A. Here's how the mortgage interest deduction helps you.
Homeownership TopicsNovember 25, 2020Can I change my mortgage loan servicer?The only way to change mortgage loan servicers is by refinancing. But you should not refinance solely to get a new servicer. Here's what to know.
RefinanceNovember 19, 2020Is now the right time to refinance? 3 strategies to know when to refinance your homeWondering when to refinance your home? Here are 3 trusted ways to evaluate refinance rates and savings to find out if a refinance is worth it for you.
VA LoansNovember 16, 2020What is a VA renovation loan? And where can I get one?A VA renovation loan lets you buy a fixer-upper with an ultra low interest rate. But these loans are hard to find. Should you look for an alternative?
Homeownership TopicsOctober 27, 2020Why you shouldn’t use your 401(k) to pay off a mortgageMost experts say: Don't use your 401(k) to pay off a mortgage. Luckily, you don't have to. There are plenty of other ways to pay off your mortgage early.
About MortgagesSeptember 15, 2020Does it matter who your mortgage loan servicer is?Does it matter who your mortgage servicing company is? Learn what mortgage loan servicers do and when you'll interact with yours.
Buying a homeSeptember 14, 2020Should climate change dictate where you buy a house?Climate change is putting millions of homes at risk. Use these climate change maps and expert advice to help inform your next home buying decision.
Buying a homeSeptember 2, 2020Parents: Should you buy a bigger home for remote learning?Many families want to buy a bigger house to support work from home and remote learning. Does buying a house during COVID make sense for you?
Mortgage NewsAugust 10, 2020Cracks in COVID mortgage forbearance plans start to appearAs COVID mortgage forbearance plans end, issues are coming to light for some homeowners. Here are a few questions to ask now to avoid surprises later on.
Buying a homeJuly 29, 2020Want to buy a house with cash? Read this firstIf you can buy a house with cash, you'll be in a strong position to negotiate. But don't forget the drawbacks that come with cash home buying.
Buying a homeJuly 13, 2020How many times my salary can I borrow for a mortgage?How much mortgage can you afford? Maybe up to 6 or 7 times your salary, but the answer depends on other factors, too. Get the full story here.
