Homeownership Topics - Page 6

Many mortgage pros believe President Biden will cut FHA mortgage insurance premium (MIP) rates. Here's what that means for you.

You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.

You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.

Here are five ways to pay off your mortgage faster. Plus, what to consider before putting your cash toward early mortgage payments.

The mortgage interest deduction is a tax break for those who itemize their deductions on a Schedule A. Here's how the mortgage interest deduction helps you.

The only way to change mortgage loan servicers is by refinancing. But you should not refinance solely to get a new servicer. Here's what to know.

Wondering when to refinance your home? Here are 3 trusted ways to evaluate refinance rates and savings to find out if a refinance is worth it for you.

A VA renovation loan lets you buy a fixer-upper with an ultra low interest rate. But these loans are hard to find. Should you look for an alternative?

Most experts say: Don't use your 401(k) to pay off a mortgage. Luckily, you don't have to. There are plenty of other ways to pay off your mortgage early.

Does it matter who your mortgage servicing company is? Learn what mortgage loan servicers do and when you'll interact with yours.

Climate change is putting millions of homes at risk. Use these climate change maps and expert advice to help inform your next home buying decision.

Many families want to buy a bigger house to support work from home and remote learning. Does buying a house during COVID make sense for you?

As COVID mortgage forbearance plans end, issues are coming to light for some homeowners. Here are a few questions to ask now to avoid surprises later on.

If you can buy a house with cash, you'll be in a strong position to negotiate. But don't forget the drawbacks that come with cash home buying.

How much mortgage can you afford? Maybe up to 6 or 7 times your salary, but the answer depends on other factors, too. Get the full story here.

Deed restrictions limit what you can build or do on a property. They're common for condos, but can apply elsewhere. Here's how to find out about deed restrictions on your property.

Use this free hardship letter template to request mortgage forbearance from your loan servicer. This is the one step to get CARES Act mortgage relief.

Are home warranties worth it? A home warranty can make budgeting for unexpected home repairs easier. But not all home warranties are created equal.

If you've ever been tempted by real estate investing, now might be the perfect time to turn your dream into reality. Because the factors that can lead to success rarely line up better than they do today.

Very few houses turn into “forever” homes. But that begs a question: What the minimum amount of time you should stay put before moving?