Buying a homeDecember 21, 2022The Mortgage Reports PodcastThe Mortgage Reports Podcast hosts a range of real estate and home loan experts to help you with every stage of the home buying process. Listen now!
Buying a homeDecember 14, 2022Should you buy a house now or wait for rates to drop? (Podcast)Should you buy a house now? Or wait for rates to drop and make your home loan more affordable? One mortgage expert weighs in.
Buying a homeDecember 14, 2022How does a gift of equity work? Gift of equity rules and limitsLearn how a gift of equity works for buyer and sellers, including rules, gift limits, and tax implications.
Buying a homeDecember 8, 2022How many preapproval letters should I get for a home loan?Can you get preapproved for a mortgage multiple times? You bet! In fact, in today's market, you may need to do so many times.
Buying a homeDecember 7, 2022Home affordability by profession: What can your job buy you?Find out how much house you could afford with one of the most common — or one of the highest-earning — jobs in the U.S.
About MortgagesDecember 1, 2022How much money do you need to buy a house in 2024?Today's mortgage programs have reduced upfront home-buying costs. Here's how much money you typically need saved to buy a house.
Buying a homeNovember 22, 2022How to buy a house with bad credit: 5 Steps you should takeBuying a house with bad credit can involve extra hurdles. Here are five steps to help you qualify for a mortgage and get the home you want.
Buying a homeNovember 21, 2022Requirements to buy a house: 6 Rules for first-time buyersHere are the six basic requirements to buy a house. Learn what you need for credit score, income, down payment, and documentation.
Buying a homeNovember 16, 2022Pros and cons of using your 401(k) to buy a house (Podcast)It's possible to cash out your 401(k) for a down payment. But is it a smart idea? Here are the pros and cons of using a 401(k) to buy a house.
About MortgagesNovember 11, 2022How to get preapproved for a mortgage in 3 stepsYou need a mortgage preapproval before you can start house-hunting. Here's how to get preapproved for a mortgage in 3 simple steps.
ForeclosuresNovember 11, 2022Buying a house after bankruptcy: Chapter 7 and Chapter 13 rulesBuying a house after bankruptcy is possible, but most buyers have a waiting period after Chapter 7 bankruptcy to get a home loan.
Mortgage RatesNovember 9, 2022When should you shop for mortgage rates as a home buyer?Shopping for mortgage rates is key to getting an affordable loan. But when in the home buying process do you start rate shopping?
Buying a homeNovember 8, 2022Beyond the headlines: Is it really a bad time to buy a house?About 75% of people think it's a bad time to buy a house. But is that really true? Here's why experts say home buyers might be wrong.
Buying a homeNovember 7, 2022Best ways to negotiate your home price and save money (Podcast)Home buyers have more negotiating power now than a year ago. Here are the smartest ways to negotiate your home price and save money.
Buying a homeNovember 1, 2022Hacks for buying a house in a high-rate market (Podcast)High interest rates are putting the squeeze on home buyers. But these nine tips can help you succeed regardless of the interest market.
FICO & Credit ScoresOctober 31, 2022FHFA lending rule will help low-credit and no-credit home buyersThe Federal Housing Finance Agency announced a new credit scoring model that will grant equitable mortgage access to more borrowers.
Buying a homeOctober 20, 2022How to apply for a mortgage in 3 steps (and tips to get approved)This simple three-step guide shows you how to apply for a mortgage. It also includes six tips to help your chances of approval.
Buying a homeOctober 19, 2022Pro-level home buying tips that “no one talks about” (Podcast)Everyone knows home-buying mantras like "start saving early." But these seven lesser-known tips could give you a more competitive edge.
First-Time Home BuyersOctober 17, 2022What not to do before buying a house: 7 Mistakes to avoidHere are 7 things you should never do before buying a house. Follow these best practices to give yourself the best shot at mortgage approval and a low rate.
Mortgage ProductsOctober 6, 2022No-down-payment mortgages: Four zero-down loan optionsExplore four no-down-payment mortgage options that could help you buy a home with very little out of pocket.