Mortgage Newswire, editor

Want cash for home improvement projects? Use the traditional "cash-out" refinance, or look to the FHA and VA home improvement loans.

The FHA Streamline Refinance is subject to its own set of rules. Those rules may frighten banks from the FHA refinance business altogether.

Fewer homeowners are expected to be mortgage-delinquent next year. Rising home values and low mortgage rates are helping the economy.

The government's November Housing Scorecard shows $1.5 trillion in home equity replaced and 18.2 million refinances since April 2009.

The Federal Housing Administration (FHA) has published post-disaster mortgage guidelines to help its U.S. homeowners.

The National Association of REALTORS® highlights today's home buyer demographics. Fewer first-time buyers are women; more use FHA financing.