Your home closing may also be called the day of funding. That's when the lender reviews your file, determines that all requirements for underwriting and auditing have been met, and wires the funds to the title company.

A first-time landlord tends to focus in the good stuff (money!) and gloss over the inconvenient truths (midnight complaints, late rent, vacancies). Here's how to tell if you've go the right stuff to be a first-time landlord.

You can apply for a mortgage refinance in person, over the phone or online. Just make sure that the company is legitimate before providing personal information online or over the phone.

Considering becoming a landlord? Then you might want to head to Texas. According to a new analysis, the Lone Star State is home to six of the nation’s 20 highest-yielding college towns.

Hoping to buy a home on the West Coast? Then you might have a hard go of it. According to a new analysis, the region is home to all but one of the nation’s 10 most competitive housing markets.

If you’re considering a home purchase, now might be the time to act. According to new data, homebuying competition is declining, with just 14 percent of Americans planning to buy in the next 12 months.

Down payment grants bridge the gap between their savings and the required down payment for a mortgage. And, the money often doesn’t have to be repaid.

What's an escrow refund? When you refinance, sell your home or have an annual adjustment, your mortgage lender might owe you some money. Here's how to get it back.

Want the big city life without all the pollution, traffic and high costs that come with it? According to a new study, Seattle’s your answer.

FHA appraisal requirements and those of other government-backed loans may require the completion of home repairs prior to closing. Or you may have to do an escrow holdback. Here's what you need to know.

When you buy a home, it's more than just your right to commission a home inspection -- it's your best way to stave off buyer's remorse. Protect yourself.

What does underwriting mean when you apply for a mortgage? Underwriters are lending employees trained to examine your financial and other documents, and either decline or approve your mortgage application.

Can you get a mortgage on an Airbnb rental home? Yes, you can under certain home loan programs.

Buying, financing and managing rentals can be challenging when you have more than four. Here's how to do it with maximum efficiency.

Looking to save on those realtor commissions? Want to sell your home without an agent? A new app may be able to help.

Sellers and agents won;t take you seriously as a buyer without mortgage pre-approval. And making an offer without it can cause major embarrassment.

Buying a house and want to see serious returns when you sell? Then head west. According to a new forecast, homes in Washington and Nevada will appreciate the most in the next year.

How can you keep your second home repaired and maintained and repaired from a distance?

Check a rent vs buy calculator when considering renting vs buying. See how the numbers work out upfront and over the long term.

Credit score ranges determine how creditors, insurers and even employers look at you. What is a good credit score, and how can you get there?