Aleksandra Kadzielawski, Editor

Aleksandra is an editor, finance writer, and licensed Realtor with deep roots in the mortgage and real estate world. Based in Arizona, she brings over a decade of experience helping consumers navigate their financial journeys with confidence.

Articles by Aleksandra Kadzielawski

HELOCFebruary 26, 2026
Reverse Mortgage vs. HELOC for Retirement: Which Is Better?
Reverse mortgage vs. HELOC for retirement: A reverse mortgage eliminates monthly payments while a HELOC costs less upfront. Compare both to find the right fit.
Home Equity LoanFebruary 26, 2026
How Much Can You Borrow With a Home Equity Loan?
How much can you borrow with a home equity loan? Most lenders allow up to 80-85% of your home's appraised value, minus your current mortgage balance.
Home Equity LoanFebruary 25, 2026
Current Home Equity Loan Rates in February 2026
Current home equity loan rates range from the mid-6% to high-8% levels depending on credit score and term. Learn today’s averages, what affects your rate, and how to qualify for the best offer.
HELOCFebruary 25, 2026
HELOC for Debt Consolidation: Is It the Right Move in 2026?
HELOC for debt consolidation could substantially cut your interest rate but your home becomes collateral. See the pros, cons, and alternatives.
Mortgage NewsFebruary 17, 2026
More Mortgage Competition Could Mean Better Rates for Buyers
Banks may re-enter the mortgage market as regulations shift. Here’s how more lender competition could help homebuyers get better rates and lower fees.
Mortgage Lender ReviewsFebruary 13, 2026
American Senior Lending Review 2026
American Senior Lending specializes in FHA reverse mortgages for seniors. See pricing, pros, cons, and whether it’s a good fit in our review.
Mortgage Lender ReviewsFebruary 13, 2026
Longbridge Financial Review for 2026
Longbridge Financial offers HECM, HECM for Purchase, and jumbo reverse mortgages. See pricing, pros, cons, and whether it’s right for your retirement goals.
HELOCFebruary 2, 2026
Can You Get a HELOC While on Social Security?
Can you get a HELOC on Social Security? Learn how retirees and fixed-income homeowners can qualify and tap into their home equity.
Buying a homeFebruary 2, 2026
Programs That Help Single Mothers Buy a Home in 2026
Discover programs and grants that offer help for single mother home buyers. Explore down payment assistance and affordable loan options.
Mortgage NewsJanuary 30, 2026
Reverse Mortgages Could Get Cheaper and Easier Under New Proposals
HUD is considering major reverse mortgage reforms. Get a clear breakdown of proposed updates and what they mean for seniors.
Home EquityJanuary 30, 2026
Why Your Advisor Might Not Mention Reverse Mortgages
Confused about reverse mortgages? Learn why some advisors avoid the topic and how to get the full picture before making a decision about your home and retirement.
Homeownership TopicsJanuary 30, 2026
Is a Reverse Mortgage a Good Idea? | 2026
Wondering if a reverse mortgage is a good idea? Learn who benefits most, key requirements, and the best alternatives before making your decision.
Mortgage Lender ReviewsJanuary 23, 2026
Hometap Review for 2026: Terms, Access and Customer Feedback
Our Hometap review breaks down affordability, credit access, risks, and customer experience to help you decide if it’s right for you.
Mortgage Lender ReviewsJanuary 21, 2026
Upstart HELOC Review for 2026: Terms, Access and Customer Feedback
Our Upstart HELOC review breaks down affordability, credit access, risks, and customer experience to help you decide if it’s right for you.
Mortgage NewsJanuary 14, 2026
Will Trump’s $200B Bond Bet Actually Lower Your Mortgage Rate?
Trump ordered $200B in mortgage bond purchases to lower rates, but experts say the impact may be limited. What first-time buyers should know.
Mortgage NewsJanuary 2, 2026
Fannie Mae’s 5% Down Multifamily Loan: What You Need to Know
Discover how Fannie Mae's groundbreaking policy change in multifamily financing is empowering mortgage borrowers.
First-Time Home BuyersNovember 21, 2025
How to Shop Smart in a Market Investors Are Circling
Trying to buy a home against investors can feel intimidating, but using these winning strategies could help you get around it.
First-Time Home BuyersNovember 10, 2025
Top 10 Warm and Affordable States Where Gen Z Can Buy Homes in 2025
Looking for affordable sunshine? These warm, low-cost states let Gen Z buyers enjoy homeownership with smaller mortgages and steady employment.
Cash Out RefinanceNovember 3, 2025
How Much Cash Can You Take Out With a Cash-Out Refinance?
Learn how lenders determine your max cash out refinance amount and see how much equity you could turn into cash from your home.
Mortgage NewsOctober 22, 2025
Lock or Wait? What to Expect from the Fed’s October Meeting
Fed decisions don’t always bring lower mortgage rates. Here’s what every buyer should know before October’s meeting.

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