Aleksandra Kadzielawski, Editor

Aleksandra is an editor, finance writer, and licensed Realtor with deep roots in the mortgage and real estate world. Based in Arizona, she brings over a decade of experience helping consumers navigate their financial journeys with confidence.

Articles by Aleksandra Kadzielawski

HELOCFebruary 2, 2026
Can You Get a HELOC While on Social Security?
Can you get a HELOC on Social Security? Learn how retirees and fixed-income homeowners can qualify and tap into their home equity.
Buying a homeFebruary 2, 2026
Programs That Help Single Mothers Buy a Home in 2026
Discover programs and grants that offer help for single mother home buyers. Explore down payment assistance and affordable loan options.
Mortgage NewsJanuary 30, 2026
Reverse Mortgages Could Get Cheaper and Easier Under New Proposals
HUD is considering major reverse mortgage reforms. Get a clear breakdown of proposed updates and what they mean for seniors.
Home EquityJanuary 30, 2026
Why Your Advisor Might Not Mention Reverse Mortgages
Confused about reverse mortgages? Learn why some advisors avoid the topic and how to get the full picture before making a decision about your home and retirement.
Homeownership TopicsJanuary 30, 2026
Is a Reverse Mortgage a Good Idea? | 2026
Wondering if a reverse mortgage is a good idea? Learn who benefits most, key requirements, and the best alternatives before making your decision.
Mortgage Lender ReviewsJanuary 23, 2026
Hometap Review for 2026: Terms, Access and Customer Feedback
Our Hometap review breaks down affordability, credit access, risks, and customer experience to help you decide if it’s right for you.
Mortgage Lender ReviewsJanuary 21, 2026
Upstart HELOC Review for 2026: Terms, Access and Customer Feedback
Our Upstart HELOC review breaks down affordability, credit access, risks, and customer experience to help you decide if it’s right for you.
Mortgage NewsJanuary 14, 2026
Will Trump’s $200B Bond Bet Actually Lower Your Mortgage Rate?
Trump ordered $200B in mortgage bond purchases to lower rates, but experts say the impact may be limited. What first-time buyers should know.
Mortgage NewsJanuary 2, 2026
Fannie Mae’s 5% Down Multifamily Loan: What You Need to Know
Discover how Fannie Mae's groundbreaking policy change in multifamily financing is empowering mortgage borrowers.
First-Time Home BuyersNovember 21, 2025
How to Shop Smart in a Market Investors Are Circling
Trying to buy a home against investors can feel intimidating, but using these winning strategies could help you get around it.
First-Time Home BuyersNovember 10, 2025
Top 10 Warm and Affordable States Where Gen Z Can Buy Homes in 2025
Looking for affordable sunshine? These warm, low-cost states let Gen Z buyers enjoy homeownership with smaller mortgages and steady employment.
Cash Out RefinanceNovember 3, 2025
How Much Cash Can You Take Out With a Cash-Out Refinance?
Learn how lenders determine your max cash out refinance amount and see how much equity you could turn into cash from your home.
Mortgage NewsOctober 22, 2025
Lock or Wait? What to Expect from the Fed’s October Meeting
Fed decisions don’t always bring lower mortgage rates. Here’s what every buyer should know before October’s meeting.
Mortgage NewsOctober 9, 2025
Will a Government Shutdown Delay My Mortgage Closing?
Find out how a government shutdown can affect your mortgage closing and what steps you can take to keep your home loan on track.
Mortgage NewsOctober 3, 2025
Millions See Reduced Flood Protection as NFIP Expires
The NFIP deadline passing reduces flood coverage for millions and stalls home sales. Find out what homeowners and buyers need to know.
Home ImprovementSeptember 26, 2025
Home Improvement Loans for Seniors: Your Options Explained
Learn how home improvement loans for seniors can fund safety upgrades, repairs, and renovations while helping you stay comfortable at home.
First-Time Home BuyersSeptember 17, 2025
Shared Equity Agreements: A Shortcut Into Homeownership?
Shared equity agreements let you tap investor funds to buy a home without extra debt. Explore how they work, the pros, and the potential downsides.
Mortgage NewsSeptember 2, 2025
Monthly Payments Matter More Than Down Payments for First-Time Buyers
It’s not the down payment that first-time buyers worry about most. Discover what’s truly on their minds.
First-Time Home BuyersAugust 26, 2025
If Rates Drop to 6%, These Housing Markets Would Benefit the Most
A 1% rate drop could reshape affordability for millions. Find out which housing markets would see the biggest boost if rates hit 6%.
Mortgage Lender ReviewsAugust 20, 2025
Upstart Review for 2026: Rates, Loan Options and Customer Feedback
Read our Upstart review covering HELOCs, personal loans and auto refinancing. Learn about rates, loan options and customer feedback.

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