Who collects your information
Full Beaker, Inc., operator of The Mortgage Reports, collects and uses information for this sweepstakes.
Sweepstakes entry
We collect your first name and email address to administer your entry, communicate about your entry, contact potential winners, fulfill prizes, prevent duplicate or fraudulent entries, and meet applicable legal obligations. We may request additional information from potential winners to verify eligibility and fulfill prizes.
Optional marketing emails
If you select the optional email-subscription checkbox, we also use your first name and email address to send The Mortgage Reports' welcome email, homebuying tips, mortgage updates and promotional offers. Entering without selecting that checkbox does not subscribe you. You can unsubscribe using the link in our marketing emails. Declining to subscribe or later unsubscribing does not affect your sweepstakes eligibility or chances of winning.
Service providers and mortgage inquiries
Service providers may assist us with sweepstakes administration, email delivery and prize fulfillment. Entering is not a mortgage inquiry, loan application or authorization for a credit report. Sweepstakes entries will not be routed to lenders as mortgage leads and do not authorize lender marketing calls or texts.
Website information and privacy practices
The Mortgage Reports' Privacy Policy describes website technical information and cookies, their uses, data-sharing and advertising practices, retention, and available privacy choices. These general website disclosures supplement the sweepstakes-specific practices described here; they do not change your optional newsletter choice or the statement that entries will not be routed to lenders as mortgage leads.
Retention and privacy choices
Our Privacy Policy describes retention based on the time needed to fulfill the disclosed purposes. It also explains how to request access to or deletion of personal information and exercise applicable sale/sharing opt-out rights. See the policy's Retention Period, Access & Control, and Information for California Consumers sections.