Mortgage NewsOctober 27, 2023Family Matters: How Home Buyers are Leveraging RelativesProspective home buyers are getting creative in a tough housing market, using their family members to save money and split costs.
Mortgage NewsOctober 25, 2023Will Mortgage Rates Go Up After the November Fed Meeting?The Federal Reserve continues its fight against inflation. Will the central bank hike the fed funds rate at its November meeting?
Mortgage NewsOctober 18, 2023The ‘I Do’ Home Fund: How Young Couples are Using Wedding Gifts for Down PaymentsDiscover how young, first-time home buyers are reshaping the path to homeownership by swapping traditional wedding gifts for gift money for down payments.
Mortgage NewsOctober 16, 2023New FHA Policy Allows ADUs to Boost Borrowers’ Qualifying IncomeDiscover how a new policy from HUD and the FHA is revolutionizing mortgage underwriting, allowing lenders to consider rental income from accessory dwelling units (ADUs).
Mortgage NewsOctober 12, 2023Will Conventional Loan Limits Increase in 2024? Here’s What to ExpectCurious about 2024 conventional loan limits? Explore the potential for increased limits and stay informed about the latest updates.
Mortgage NewsSeptember 27, 2023Should I Buy a House Now or Wait? Why High Mortgage Rates Shouldn’t Scare YouShould I buy a house now or wait until 2024? Explore the pros and cons of purchasing a home in today's market versus waiting.
Mortgage NewsSeptember 20, 2023Fed Skips Rate Hike in September. Is This Good News for Mortgage Rates?The Federal Reserve voted to hold the fed funds rate in September in its fight against inflation. Will interest rates decrease in response?
Mortgage NewsSeptember 13, 2023Will Mortgage Rates Go Up After the September Fed Meeting?The Federal Reserve continues its fight against inflation. Will the central bank hike its fed funds rate at its September meeting?
Mortgage NewsJuly 26, 2023Fed Makes 25-Point Hike in July. Is This Good News for Mortgage Rates?The Federal Reserve hiked the fed funds rate by 25 basis points in July to fight inflation. Will interest rates grow in response?
Mortgage NewsJuly 19, 2023Will Mortgage Rates Go Up After the July Fed Meeting?The Federal Reserve is expected to raise its fed funds rate again in July to combat inflation. Will mortgage rates grow in response?
Mortgage NewsJune 14, 2023Fed Does Not Hike Rates in June. Is This Good News for Mortgage Rates?With inflation falling, the Federal Reserve skipped a fed funds rate hike in June. Will mortgage rates grow in response?
Mortgage NewsJune 7, 2023Will Mortgage Rates Go Up After the June Fed Meeting?The Federal Reserve is expected to raise its fed funds rate again in June to combat inflation. Will mortgage rates grow in response?
Buying a homeJune 6, 202339% of Home Buyers Can’t Afford 5% Down PaymentProprietary data from TheMortgageReports.com showed 39% of potential home buyers could not make a down payment of at least 5% in 2022.
Economic NewsMay 31, 2023How the US Debt Ceiling Talks Could Influence Your Mortgage RateAs uncertainty surrounds a U.S. debt ceiling resolution, mortgage interest rates could rise in the wake of an economic default or recession.
Mortgage NewsMay 9, 2023What FHFA’s New Loan-Level Pricing Adjustments Mean for Your Mortgage RateAs of May 1 a new mortgage fee structure went into effect for conventional loans. Here's what the loan level pricing adjustment means for you.
Mortgage RatesMay 3, 2023Fed Makes 25-Point Hike in May. Is This Good News for Mortgage Rates?The Federal Reserve hiked the fed funds rate by 25 basis points in May to fight inflation. Will mortgage rates grow in response?
Mortgage NewsApril 27, 2023Will Mortgage Rates Go Up After the May Fed Meeting?The Federal Reserve is expected to raise its fed funds rate again in May to combat inflation. Will mortgage rates grow in response?
Mortgage NewsApril 12, 2023Mortgage Deferral No Longer Limited to Pandemic-Related HardshipsBehind on your mortgage payments? Learn how the latest mortgage deferral program can help provide payment relief for up to six months.
Mortgage RatesMarch 22, 2023Fed Makes 25-Point Hike in March. Is This Good News for Mortgage Rates?The Federal Reserve hiked the fed funds rate by 25 basis points in March to fight inflation. Will mortgage rates grow in response?
Mortgage NewsMarch 14, 2023Will mortgage rates go up after the March Fed meeting?The Federal Reserve is expected to raise its fed funds rate again in March to combat inflation. Will mortgage rates grow in response?