The Mortgage Reports Logo
    • Home-Buying Loan Types

      • Low Down Payment Mortgages
      • Conventional Loans
      • VA Loans
      • FHA Loans
      • FHA 203k Rehab Loan
      • USDA Loans
      • Investment Property Mortgages
      • Compare Home Buying Loans
    • Home Buying Help

      • Do I Need 20% Down?
      • How Much Home Can I Afford?
      • Getting Pre-Approved
      • Down Payment Assistance
      • Buying With Low Credit
      • Buying With Low Income
      • Buying With A Disability
      • Who Has The Best Mortgage Rates?
    • Calculators And Tools

      • Mortgage Payment Calculator
      • Home Affordability Calculator
      • Down Payment Calculator
      • FHA Loan Calculator
      • VA Loan Calculator
      • USDA Loan Calculator
      • USDA Income Limits
      • Loan Limits Finder
    • Refinance Loan Types

      • Conventional Refinance
      • FHA Refinance
      • VA Refinance (IRRRL)
      • USDA Refinance
      • Cash-Out Refinance
      • Mortgage Relief Refinance
      • Refinance A Mobile Home
      • Compare Refinance Loans
    • Refinance Strategy

      • Refinance Calculator
      • How Refinancing Works
      • Should I Refinance?
      • How Soon Can I Refinance?
      • How Often Can I Refinance?
      • It Is Worth Refinancing For 0.5%?
      • Refinance To Remove PMI / MIP
      • Find The Best Refinance Rates
    • Mortgage Rate Updates

      • Mortgage Rates Today
      • 30-Year Mortgage Rates Today
      • 15-Year Mortgage Rates Today
      • FHA Mortgage Rates Today
      • Today’s VA Mortgage Rates
      • Today’s 5/1 ARM Rates
      • Mortgage Rates Forecast
      • Mortgage News
    • Home Equity Resources

      • Home Equity Loans
      • HELOC vs. Home Equity Loans
      • HELOC Pros and Cons
      • Cash-Out Refinance Alternatives
      • Loans for Paid-Off Homes
      • Loans for Second Homes
      • Loans for Home Improvement
      • Home Equity and HELOC Rates
    • Step By Step Guides

      • Buying A Home
      • Refinancing Your Home
      • Mortgage Basics
      • Mortgage Rates
      • Types of Home Loans
      • First-Time Home Buyer
      • Common Home Buying Hurdles
      • All Guides
    • Mortgage Lender Reviews

      • Best Mortgage Lenders
      • Best Refinance Lenders
      • Best VA Loan Lenders
      • Best FHA Loan Lenders
      • Best USDA Lenders
      • Best For First-Time Buyers
      • Best Lenders For Bad Credit
      • All Reviews
  • Request Rates
Request Rates

First-time Home Buyer Programs and Grants by State

Many states and regional governments offer programs to make homeownership more affordable to first-time home buyers. Click on your state below to see options that may be available to you.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington D.C.
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • NMLS #1019791
  • Licenses and Disclosures
  • Privacy Policy
  • Terms of Use
  • Cookie Settings
  • Do Not Sell My Personal Information

© Copyright Full Beaker, Inc. 2026