Tom Kelly, contributor

Buying a home to tear-down or renovate? Rehabilitating your existing residence? How to choose between the Standard and Streamline version of the FHA 203k.

Buying a home that needs repairs? Don't have to sacrifice your downpayment cash just to make it work. More on the FHA 203K loan and how it can help you buy.

The VA Home Loan Guaranty program is surging among aging military borrowers, who are using their GI Bill benefits to purchase second and retirement homes.

Reverse mortgages are available to individuals 62 or older who own their home, and they're safer and better than ever. Read about changes to the reverse mortgage program and why it may (finally) be a fit for your home.