Rania Efthemes

Rania Efthemes, contributor

Rania Efthemes is an award-winning journalist and content strategist with more than 20 years of experience in print and digital media.

Articles by Rania Efthemes

- 7 min read

Should you leave your 3% rate behind to do a cash-out refinance?

It’s an age-old question: Should you get a cash-out refinance (but be placed into a higher rate) or get a HELOC? The better option in some cases, surprisingly, is a full cash-out. Here’s when you should consider it.