Peter Miller, contributor

Current and historical mortgage rate charts showing average 30-year mortgage rates over time. See today's rates in context.

The FHA Streamline Refinance can be a great way to lower your interest rate and monthly payment. But only if you refinance with care. Here's what to do.

You can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.

Is it okay to switch mortgage lenders once you have been pre-approved or does locking a rate commit you to a lender?

Learn the key differences between second home mortgage rates and investment property mortgage rates in %%currentyear%%.

Is the Freddie Mac CHOICERenovation loan right for you? Here's how the CHOICERenovation loan is different to the HomeStyle and FHA 203 (k) loans.

The HIRO program (high-LTV refinance option) lets homeowners refinance into today's low mortgage rates with little or no equity and easier documentation.

FMERR – the Enhanced Relief Refinance Program – allows homeowners to refinance into a lower rate with little or no home equity. Do you qualify?