Peter Miller, contributor

Current and historical mortgage rate charts showing average 30-year mortgage rates over time. See today's rates in context.

Investment property and second home mortgage rates are higher than standard mortgage rates. Here's what to expect.

You can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.

Is the Freddie Mac CHOICERenovation loan right for you? Here's how the CHOICERenovation loan is different to the HomeStyle and FHA 203 (k) loans.

The FHA Streamline Refinance can be a great way to lower your interest rate and monthly payment. But only if you refinance with care. Here's what to do.

Is it okay to switch mortgage lenders once you have been pre-approved or does locking a rate commit you to a lender?

The HIRO program (high-LTV refinance option) lets homeowners refinance into today's low mortgage rates with little or no equity and easier documentation.

FMERR – the Enhanced Relief Refinance Program – allows homeowners to refinance into a lower rate with little or no home equity. Do you qualify?

Final approval from the underwriter is a big step, but it's not the last step. Your lender will conduct a final review and some quality control.

If you're worried about home loan approval, or locking the best rate, here's when applying with multiple lenders is a good idea.

Learn what Biden's presidency means for mortgage rates, housing policy, real estate, and renters in the coming years.

Mortgage rates shot up after the 2016 election. But will they do the same in 2020? See our mortgage rate forecast and historical perspective here.

Jumbo mortgage rates are low, good news for those who need larger loans. Here's why jumbo rates are low and how to get one.

The median U.S. home price hit a record high during coronavirus. But thanks to low rates, home buying is still affordable for many.

Fannie Mae and Freddie Mac's 0.5% refinance fee is delayed until December 1. But to avoid the fee and higher refinance rates, you need to apply sooner than that.

A new fee will be added to conventional mortgage refinances on September 1. Will this mean higher refinance rates? For some, it's likely.

As COVID mortgage forbearance plans end, issues are coming to light for some homeowners. Here are a few questions to ask now to avoid surprises later on.

Tons of people are moving during coronavirus. Home buying numbers are up 21% from last year. Considering a move? Here's what to know.

Mortgage rates are at record lows. But what happens next? Will rates start to rise or will they drop again in 2020? Here are the arguments on both sides.