Peter Miller, contributor

Current and historical mortgage rate charts showing average 30-year mortgage rates over time. See today's rates in context.

Investment property and second home mortgage rates are higher than standard mortgage rates. Here's what to expect.

You can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.

The FHA Streamline Refinance can be a great way to lower your interest rate and monthly payment. But only if you refinance with care. Here's what to do.

Is it okay to switch mortgage lenders once you have been pre-approved or does locking a rate commit you to a lender?

Is the Freddie Mac CHOICERenovation loan right for you? Here's how the CHOICERenovation loan is different to the HomeStyle and FHA 203 (k) loans.

The HIRO program (high-LTV refinance option) lets homeowners refinance into today's low mortgage rates with little or no equity and easier documentation.

FMERR – the Enhanced Relief Refinance Program – allows homeowners to refinance into a lower rate with little or no home equity. Do you qualify?