Peter Miller

Peter Miller, contributor

Peter G. Miller, author of The Common Sense Mortgage, is a real estate writer syndicated in more than ​50​ newspapers nationwide. Peter has been featured on Oprah, the Today Show, Money Magazine, CNN and more.

Articles by Peter Miller

- 4 min read

VA loan series: VA appraisal eligibility & cost

VA loans: A gift for veterans If you have any U.S. military experience, you should be considering a VA loan. It’s a zero-down, 100% financing home loan with no monthly […]

- 5 min read

VA loan series: VA vs FHA vs USDA

There are a number of VA loan service requirements. They determine how much borrowers pay to use the VA mortgage program. VA-qualified borrowers can obtain mortgage financing with very advantageous terms. So how do the advantages (and eligibility requirements) of a VA loan stack up against USDA and FHA loans? Let’s find out.

- 4 min read

VA loan income eligibility helps home buyers. Here’s how

The Department of Veterans Affairs (VA) has a unique way of looking at income. Instead of the total number, it’s most interested in “residual income,” the cash you have left over after all major expenses.

- 5 min read

FHA loan income limits: Are there any?

FHA is one of the most popular home buying programs in existence. What does it take to qualify? Do you make too much to be eligible for FHA?

- 4 min read

FHA credit score eligibility: How low does FHA go?

FHA credit score eligibility depends on just a few special numbers. That, at least, is the quick take. But if you look deeper you can see that the relationship between FHA mortgages and credit scores is more complicated.

- 6 min read

Can you finance a tiny home?

If you’re looking for a tiny house finance you’ll need to be creative and resourceful, but that doesn’t mean you can’t come up with the dollars you need. Here’s where to look.

- 4 min read

How to pay for FHA down payment and closing costs

The FHA down payment is just 3.5% for most borrowers. As down payments go it’s certainly a lot less than the 20% up front some mortgage programs require. But is there a way to make the FHA down payment even easier?

- 3 min read

What’s better? The FHA or USDA mortgage program?

FHA or USDA mortgages, which should you choose? It’s not an easy question and there’s no single answer which is right for everyone. But it’s a question many borrowers should ask. The right answer can mean big mortgage savings.