Buying a homeJanuary 10, 2025
How Much House Can I Afford with a $50K Salary? | 2025
You may be able to buy a home on $50,000 a year with today's interest rates and special mortgage programs. Learn more here.
Articles by Michele Lerner
- About MortgagesFebruary 15, 2024
Should You Buy Down Your Mortgage Interest Rate? | Pros and Cons
Buying down your mortgage interest rate costs more upfront but generates long-term savings. Here's how to decide if it's a good option for you. - About MortgagesSeptember 23, 2022
5/1 ARM vs. 15-year fixed: What’s better in 2025?
Compare 5/1 ARM rates vs. 15-year fixed rates. Find out which loan program, 5/1 ARM or 15-year FRM, is best in today's economy. - FICO & Credit ScoresDecember 17, 2021
Mortgage shopping with a 640 credit score? You have options
Can you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender. - About MortgagesNovember 16, 2021
Refinance to a 15-year mortgage: A smart move in 2025
Here's how the 15-year refinance mortgage can get you a lower rate and shorten your your loan term, even when interest rates are rising. - Homeownership TopicsDecember 30, 2020
How the mortgage interest deduction helps homeowners
The mortgage interest deduction is a tax break for those who itemize their deductions on a Schedule A. Here's how the mortgage interest deduction helps you. - About MortgagesOctober 16, 2017
9 ways to keep your mortgage payments low
Home affordability depends on your mortgage payment. Here are several ways to keep your mortgage payment as low as possible. - FHA Home BuyingAugust 1, 2017
Guide To FHA Home Loans: How Much Income Do You Need?
What is the debt-to-income ratio for FHA home loans? It's pretty flexible, and higher than you're likely to get with other programs without fantastic credit and a big down payment. - Buying a homeMay 27, 2017
Homebuying Tips: How To Choose Your Neighborhood
Homebuying tips: How to choose your next neighborhood. New and old school search methods to check out your next location. - USDA LoansMay 5, 2017
USDA Property Eligibility: You Don’t Have To Live In “The Sticks”
USDA property eligibility depends on the location of your home. While you can't live in the center of a major population center, can can live fairly near the big city and still qualify. - About MortgagesMarch 31, 2017
Fannie Mae Loans Vs. Freddie Mac Loans: What’s The Difference?
Fannie Mae and Freddie Mac are big players in the mortgage industry. Who are they and how do they affect what the mortgage rate you pay? - USDA LoansMarch 5, 2017
What’s Rural? Surprising Areas Classified As “Rural” By The USDA Mortgage Program
The USDA Mortgage is available to those who buy homes in designated rural areas. But what exactly is rural? You might be surprised. - Mortgage StrategyMarch 3, 2017
Can An Assumable Home Loan Help You Sell Your House?
An assumable home loan can help sell your home faster, or get you a better price. This is especially true in a rising rate environment. - Buying a homeJanuary 24, 2017
Single Parent Home Buying Guide
Today's mortgage programs are empowering single parents to move from renting to buying. Here are time-tested and expert-advised methods to get into your own home. - Mortgage RatesNovember 29, 2016
A Special Holiday Gift: Low Refinance Mortgage Rates
Low refinance mortgage rates might make the best holiday gift -- for yourself. And the savings you get might cover your generosity to others during this time of year.
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