Michele Lerner, author of New Home 101, is an award-winning freelance journalist with more than two decades of experience. Her work appears in The Washington Post, New Home Source, Fox Business, MSN, Yahoo, Realtor.com, and more.
Here’s how the 15-year refinance mortgage can get you a lower rate and shorten your your loan term, even when interest rates are rising.
You may be able to buy a home on $50,000 a year with today’s low interest rates and special mortgage programs. Learn more here.
The mortgage interest deduction is a tax break for those who itemize their deductions on a Schedule A. Here’s how the mortgage interest deduction helps you.
Compare 5/1 ARM rates and 15-year fixed rates. Find out which loan program, 5/1 ARM or 15-Yr FRM, is best in today’s ecomony.
Can you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender.
Home affordability depends on your mortgage payment. Here are several ways to keep your mortgage payment as low as possible.
What is the debt-to-income ratio for FHA home loans? It’s pretty flexible, and higher than you’re likely to get with other programs without fantastic credit and a big down payment.
Homebuying tips: How to choose your next neighborhood. New and old school search methods to check out your next location.
USDA property eligibility depends on the location of your home. While you can’t live in the center of a major population center, can can live fairly near the big city and still qualify.