Marcie Geffner, contributor

Meet Air Force veteran Howard Lovely. Howard used the VA Home Loan Guaranty program to buy his first home, and is making the program part of his retirement plans.

Meet Navy veteran Mike Davis, his wife Andrea, and Mr. Boo & Peanut. Mike, an attorney, used the VA Home Loan Guaranty program to buy a California bungalow.

Meet Air Force veteran David Dei Rossi, his wife Cindy, and their six children. David used the VA Home Loan Guaranty program to buy an 8-person -home in California with zero money down.

The VA loan approval process follows six simple steps. Check your VA eligibility here, and get today's live mortgage rates direct with no obligation.