Maggie Overholt, contributor

Maggie Overholt is a former Editor at The Mortgage Reports, where she helps make complex topics more approachable. She has also written for publications specializing in insurance and personal finance.

Articles by Maggie Overholt

Mortgage RatesMay 9, 2025
10 Best Mortgage Lenders of 2025 | Rates and Reviews
Learn about the best mortgage lenders on the market. Compare top lenders for mortgage rates, customer service, and loan options.
Mortgage RatesApril 25, 2025
Who Has The Lowest Mortgage Rates? | Best Rates 2025
Discover the best mortgage rates from top lenders. Compare offers and find the lowest mortgage rates to save money on your home loan.
Buying a homeFebruary 18, 2025
How To Buy a House With No Money Down | $0 Down Loans
Discover how to buy a house with no money out of pocket. First-time home buyer loans with no money down can make it possible. Learn more.
Mortgage StrategyJanuary 13, 2025
Self-Employed Mortgage Loan | Requirements 2025
Self-employed and need a mortgage? Discover self-employed mortgage requirements, income documentation tips, and today’s top lender rates.
RefinanceJanuary 7, 2025
Mortgage Relief and Mortgage Assistance Grants | 2025
See current mortgage relief and mortgage assistance grants that can lower your monthly mortgage payment or provide homeowner relief.
USDA LoansSeptember 13, 2024
USDA Loan Income Limits | 2025
Learn about current USDA eligibility requirements and income limits to qualify for a zero-down USDA mortgage.
RefinanceJanuary 15, 2024
Streamline Refinance Guide for 2025: Process and Benefits
Streamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren't required, either.
Mortgage RatesDecember 2, 2022
Mortgage rates fall to their lowest level since September
Mortgage rates fell for three weeks in a row, putting them at their lowest level since September. Here's what it means for you.
Buying a homeNovember 22, 2022
How to buy a house with bad credit: 5 Steps you should take
Buying a house with bad credit can involve extra hurdles. Here are five steps to help you qualify for a mortgage and get the home you want.
Mortgage StrategyNovember 3, 2022
Cash-out refinance vs. home equity loan: Pros and cons
A cash-out refinance or home equity loan can be a cheap way to access your home's cash value. But which loan makes more sense for you?
About MortgagesOctober 21, 2022
Lender credits: How mortgage lenders can pay your closing costs
Lender credits are an arrangement where the mortgage lender pays some or all of your closing costs in exchange for a higher interest rate.
Buying a homeOctober 20, 2022
How to apply for a mortgage in 3 steps (and tips to get approved)
This simple three-step guide shows you how to apply for a mortgage. It also includes six tips to help your chances of approval.
Homeownership TopicsOctober 14, 2022
HELOC vs. home equity loan: Compare pros and cons
Is a HELOC or home equity loan better? That depends on how you'll use the loan. See the pros and cons of HELOCs vs. home equity loans here.
Mortgage ProductsOctober 6, 2022
No-down-payment mortgages: Four zero-down loan options
Explore four no-down-payment mortgage options that could help you buy a home with very little out of pocket.
RefinanceAugust 19, 2022
How often can you refinance your home?
You can typically refinance your home as many times as you want. But it has to make financial sense to do so. Here's how to decide.
Mortgage RatesAugust 4, 2022
Mortgage rates drop below 5% for the first time since April
30-year mortgage rates fell below 5% this week for the first time in three months. But will lower last? Here's what you should know.
Mortgage RatesJune 24, 2022
15-Year mortgage rates chart: Current and historical
15-year mortgage rates chart showing current and historical 15-year mortgage rates compared to 30-year rates.
RefinanceJune 9, 2022
The Best Mortgage Refinance Companies for 2025
It pays to shop around when you refinance. Learn about the ten best mortgage refinance companies and find out which one's right for you.
First-Time Home BuyersMarch 31, 2022
What is a mortgage? Basics for first-time home buyers
What is a mortgage and how does it work? This basic article explains how to finance your home purchase with a mortgage loan.
Mortgage RatesNovember 10, 2021
Mortgage rates drop below 3%
This week, average mortgage rates dropped below 3% for the first time since September. But the downward trend likely won't last. Here's what to do.

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