Lee Nelson, contributor

Refinancing your home means replacing your current mortgage with a new home loan that costs less or better meets other financial needs.

What does a home inspector do? Things you, the home buyer, need done. Find out what home inspectors do, why they do it, and what to expect from your home inspection.

The decision to buy a house involves the heart and head. But most people underestimate the impact of the emotional side, studies show.

Fall is a great time to sell your house. Here's how to make the most of the season when you sell.

A Shared Equity Mortgage or SEM can help you make a bigger down payment and more easily afford your home. Here's how.

The no doc mortgage does not exist in the same form that it had before 2008. Great Recession-era reforms require lenders to make sure the borrower can afford to repay a mortgage.

How much mortgage can I qualify for? That's a question most homebuyers should ask before they go home shopping. Here's how to assess your home affordability.

What is cash out refinancing? It's replacing your current home loan with a new, bigger one, and taking the difference in cash.

The USDA home loan -- aka Rural Housing mortgage -- offers zero down financing to eligible homebuyers. See how the program helped this borrower become a homeowner.

Fannie Mae's HomeReady program has helped thousands of unlikely buyers purchase homes. Why not you?

Higher rates and a stable housing market are keeping people in their homes longer. Should you sell, or stay put?

Young homebuyers can get a head start on wealth-building by buying early. But there are disadvantages, too. Find out if buying a home when you're very young is the right choice for you.

The FHA home loan offers unique advantages when rates are rising. Assumability and the lack of risk-based pricing adjustments can help you buy a house you otherwise wouldn't qualify to finance.

Single moms can sometimes have it rough trying to raise their children by themselves and pay the bills. But these mortgage programs can help them become homeowners.

You don’t have to have a whole lot of money or a high-paying job to buy a house. There are plenty of low income mortgage programs for tight budgets. Grant money and community assistance is widely available

Renters who lack perfect credit and have not been able to save a big downpayment may still become FHA homebuyers with the FHA 203(b) home loan.

Federal Housing Administration FHA 203(k) rehab loan lets Ylets you buy and remodel a house with just one loan.