Larry Phillips, contributor

Larry is a mortgage and real estate writer with over 15 years of experience working in the mortgage industry as an underwriter. His work has appeared in publications such as LendingTree, Bankrate, Student Loan Hero and HeroPay.

Articles by Larry Phillips

Mortgage StrategyJanuary 7, 2022
Should you apply for a mortgage online? Pros and cons of digital mortgages
When you apply for a mortgage online with an all-digital lender, it will likely be faster and easier. But that doesn't always mean rates will be lower.
RefinanceOctober 24, 2021
How long does it take to refinance a house in 2025?
Learn how long it takes to refinance a home, what you can expect during the process, and tricks for closing on your refinance faster.
Buying a homeOctober 10, 2019
The top two reasons mortgage applications were denied in 2018, and how to avoid them
There are two main reasons that people who apply for mortgages get denied. Know the pitfalls so you can avoid them and get approved sooner.
Mortgage RatesOctober 7, 2019
Studies say: Home prices up, mortgage costs down. Don’t miss this rare opportunity
Normally when home prices go up, mortgage payments go up. But not in 2019. Learn how low rates have led to smaller payments, even on pricier homes.

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