Jon Meyer, Expert Reviewer

When it comes to access to needed cash, is it better to use a HELOC or a credit card? Read on for pros and cons of a HELOC vs credit card.

Texas cash-out refinance rules are a little different than other states. See current Texas cash-out refinance guidelines here.

Close to reaching your mortgage forbearance end date? Learn about your extension options and how to plan for what comes next.

USDA loans allow zero down payment and have lenient requirements. Plus, USDA loan rates are below average. Find out if you qualify.

Just about any lender can offer self-employed mortgage loans. But there are additional requirements for self-employed borrowers.

Can you borrow from your 401(k) to purchase a home? Sometimes, but it's not always recommended. Read on to learn your best options.

What is a home equity loan? Read on to learn everything you should know about home equity and how you can use it to your advantage.

The loan-level pricing adjustment (LLPA) system raises mortgage rates for conventional mortgage borrowers. See how LLPAs work here.

Learn about specialized home loans for nurses as well as assistance programs that can help with your down payment and closing costs.

Should you use a conventional loan? Learn about conventional mortgage rates and requirements and find out if you qualify for one.

As a first-time home buyer, you may not have the two-year job history lenders look for. But that doesn't mean you can't get mortgage-approved.

You can still take advantage of your home's equity despite bad credit. Read on to discover the best home equity loans for bad credit.

Read on to discover how non-conforming loans work, what makes them unique, and when applying for one would be most suitable.

Determining equity is simple. Read on to learn which factors impact the amount of equity in your home and how you can calculate it.

An FHA loan is a government-backed mortgage that's popular with first-time homebuyers. Discover the different types of FHA loans available.

As the FHA mortgage program is fairly flexible, there is no set minimum or maximum when it comes to FHA loan income requirements. See if it's the right choice for you.

What are the best home equity loan rates? How do those rates work? And how can you make sure you're in line for the best rates possible? Read on to find out.

What's the right HELOC strategy for your financial needs? Read on to discover creative ways to put your home equity to work for you.

A jumbo loan lets you buy a high-priced home with a mortgage above conforming limits. Learn about jumbo loan limits and requirements here.

Is an adjustable-rate mortgage (ARM) the right choice for you? Read on to learn the pros and cons of a 5/1 ARM and when it might make sense to opt in for one.