With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
Can you unlock a mortgage if interest rates fall after locking in? Learn about your options for getting a lower rate after locking.
What happens if your home appraisal is lower than the purchase price? Or your refinance appraisal comes in too low? Here are your next steps.
Cash-out refinancing can be a great idea when rates are low and home values are up. Here are 6 cash-out refinance examples to show you why.
This first-time home buyer guide is a great pace to start your home buying journey. Learn about requirements to buy a home, loan options, and grants.
Closing a mortgage often takes 45-60 days, depending on your loan type, application, and whether you’re buying a home or refinancing.
The VA Energy Efficient Mortgage (EEM) is a special loan program to finance the cost of energy-efficient improvements with low rates and zero down.
You can buy a house with low income if you meet the guidelines for one or more of these mortgage programs. Here’s how to do it.
The HARP program is expired. But Freddie Mac and Fannie Mae created HARP replacement programs FMERR and HIRO to help underwater homeowners refi.
First-time home buyers often ask, ‘Can I buy a house with student loans?’ You can, but you should know how student loans will affect your mortgage.