With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
Do you get better mortgage rates from a mortgage broker or a bank? What’s the difference? Find out which one is better for your situation.
A no-closing-cost refinance or home purchase saves you money upfront But your rate will be higher. Learn when a no-cost mortgage is a good idea.
Complete guide to mortgage and refinance closing costs, including average closing costs and a full list of what’s included in your fees.
You can qualify for a mortgage with a Chapter 13 bankruptcy in your recent past. You could even buy a house while in Chapter 13 in some cases. Here’s how.
Thinking about buying a house or refinancing with only one spouse on the mortgage? Here are the major benefits and drawbacks to consider.
A home equity loan lets you cash-out your equity without replacing your current mortgage. Learn how home equity loans and home equity lines (HELOCs) work.
The minimum credit score to buy a house varies by loan program. Most home buyers can get approved with a 580 credit score or higher. Learn how.
If you want to buy a home but can’t get a mortgage, you might consider a lease option or “rent-to-own home.” But these are risky. Here’s what to know.
It’s possible to use your 401(k) for a down payment when buying a home. But it’s not always best. Learn how a 401(k) loan works and other options.