With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
How long does it take to get pre-approved for your mortgage? Not as long as you think, if you start with a folder and have fun with some paper airplanes.
The cash-out refinance is back. With mortgage rates low and home values rising, homeowners reason and opportunity to cash out their real estate holdings.
As a first-time home buyer, you may not have the work experience of a seasoned purchaser, but that doesn’t have to affect your ability to get mortgage loan-approved.
Home prices are rising. Buying a second home purchase might pay off, and give you a sure vacation spot. How to qualify for a second home mortgage.
What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).
Should you ever buy a house without your spouse? Sometimes, there are excellent reasons for buying a house on your own.
Investment property mortgage rates are higher than those of primary residences. They are also harder to get. There are ways to pay less for your home loan, though.
How to buy a mobile home? Financing older manufactured housing and mobile homes is a challenge. But not impossible.
You can buy a new manufactured home with a USDA mortgage if you and the property meet the USDA’s guidelines. Here’s what you need to know about qualifying for a loan and buying an eligible home.