With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
Mortgage closing costs are a big part of buying or refinancing a home. Here are the average closing costs for each type, and what you can do to pay as little as possible.
As the popular HARP program ends, FHFA will roll out a new program that will give more underwater homeowners the chance to refinance.
VA loans are usually the best option for U.S. military veterans, but not always. When to choose another loan type, plus, see today’s mortgage rates.
Believe it or not, you can negotiate mortgage rates. But you have to know how to work the lending system. Learn how to negotiate your mortgage rate here.
What determines the mortgage rate you’re offered by lenders? A lot. You have control over some of these factors. Here’s how to get the best rate you can.
Investment property mortgage rates are higher than those of primary residences. They are also harder to get. There are ways to pay less for your home loan, though.
Most people still think you need at least ten percent down to buy a home, according to the NAR. That’s just not true. You can buy with zero, three, 3.5 or five percent down with many products.
If you’re self-employed, mortgage approval can be harder to get. But it’s easier than it used to be. lenders are loosening up, and that’s good news for self-employed mortgage borrowers.
How to buy a mobile home? Financing older manufactured housing and mobile homes is a challenge. But not impossible.