With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
You do you better mortgage rates from a mortgage broker or a bank? What’s the difference? Find out which one is better for your situation, and how to shop for the best home loan.
Home Possible Advantage, offered by Freddie Mac, and HomeReady, offered by Fannie Mae, are similar programs for homebuyers without large down payments. Here’s an explanation of the program differences, and how they might matter to you.
Today’s cash-out refinance rates and cheap home equity financing make borrowing a bargain. But which loan is the cheaper choice for you?
When buying a home, you may borrow from your 401(k) retirement plan for your down payment. But it is not always the right choice.
What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).
When you shop for a mortgage, compare quotes from a mortgage broker with those of a direct lender or bank. Mortgage brokers compete with banks and may offer a better deal.
Most mortgage applicants are not perfect If you’re reading this article, chances are you’re at least a little worried about obtaining mortgage approval. An Urban Institute study classified mortgage applicants […]
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.