Gina Freeman, contributor

First-time home buyer down payments can be very affordable. Learn about zero-down and low-down-payment options for first-time buyers.

Complete guide to FHA loan requirements for first-time home buyers. Learn what you need to qualify for an FHA loan.

What credit score is needed to buy a house? You should qualify with a score of 580-620. Learn how your credit impacts your mortgage.

Can you unlock a mortgage if interest rates fall after locking in? Learn about your options for getting a lower rate after locking.

It's possible to use your 401(k) for a down payment. But it's not always best. Learn how a 401(k) loan works and other options.

This first-time home buyer guide covers loan programs, grants, and basic mortgage information to get you started on your journey.

Want to buy a vacation home? Start here to learn about second home mortgage requirements and interest rates.

You can buy a house with low income if you meet the guidelines for one or more of these mortgage programs. Here's how to do it.

Thinking about buying a house or refinancing with only one spouse on the mortgage but both on the title? Here are the benefits and drawbacks to consider.