With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
As the popular HARP program ends, FHFA will roll out a new program that will give more underwater homeowners the chance to refinance.
What determines the mortgage rate you’re offered by lenders? A lot. You have control over some of these factors. Here’s how to get the best rate you can.
Investment property mortgage rates are higher than those of primary residences. They are also harder to get. There are ways to pay less for your home loan, though.
If you’re self-employed, mortgage approval can be harder to get. But it’s easier than it used to be. lenders are loosening up, and that’s good news for self-employed mortgage borrowers.
How to buy a mobile home? Financing older manufactured housing and mobile homes is a challenge. But not impossible.
Choosing an adjustable-rate mortgage (ARM) instead of fixed-rate loan can be a great way to save money on your loan. But, is it really your best choice?
When buying a home, you may borrow from your 401(k) retirement plan for your down payment. But it is not always the right choice.
You do you better mortgage rates from a mortgage broker or a bank? What’s the difference? Find out which one is better for your situation, and how to shop for the best home loan.
Changing jobs probably won’t jeopardize your mortgage approval, but switching careers might. Understand the nuance with which lenders will judge your move.