With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
It’s not always better to refinance with your current mortgage lender. In fact, there’s a good chance another lender can offer you a lower rate. Here’s why.
Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best rental property financing.
Manufactured home loans are a bit tougher to find in today’s market. But they do exist, and financing terms might be simpler than you imagine.
Learn about first time home buyer loans with as little as 3% or even 0% down. Plus, down payment assistance programs that minimize your out of pocket costs.
Considering making the jump from renter to homeowner? This first time home buyer guide tells you what you need to know.
You can use cash out refinance funds for anything. But some uses are smarter than others. Find out if a cash-out refi is a good idea for you.
It’s possible to use your 401(k) for a down payment when buying a home. But it’s not always best. Learn how a 401(k) loan works and other options.
As a first-time home buyer, you may not have the work experience of a seasoned purchaser, but that doesn’t have to affect your ability to get mortgage loan-approved.
You can buy a house with low income if you meet the guidelines for one or more of these mortgage programs. Here’s how to do it.