With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
As a first-time home buyer, you may not have the work experience of a seasoned purchaser, but that doesn’t have to affect your ability to get mortgage loan-approved.
You can buy a house with low income if you meet the guidelines for one or more of these mortgage programs. Here’s how to do it.
There are plenty low- and no-down payment mortgages. Of all these, though, the FHA loan is the most inclusive and accessible for today’s buyers.
Believe it or not, you can negotiate mortgage rates. But you have to know how to work the lending system. Learn how to negotiate your mortgage rate here.
Learn about first time home buyer loans with as little as 3% or even 0% down. Plus, down payment assistance programs that minimize your out of pocket costs.
Considering making the jump from renter to homeowner? This first time home buyer guide tells you what you need to know.
Can you unlock a mortgage if interest rates fall before your closing day? How much commitment does locking a mortgage require from you and your lender?
Mortgage closing costs are a big part of buying or refinancing a home. Here are the average closing costs for each type, and what you can do to pay as little as possible.
As the popular HARP program ends, FHFA will roll out a new program that will give more underwater homeowners the chance to refinance.