Erik J. Martin, contributor

If you're facing big debt with high interest rates, consolidating it through your home equity could save you a lot of money.

Buying a house with a friend can be a smart move, but it comes with unique challenges. Explore the pros, cons, and expert tips for co-owning a home with a friend.

Is using a HELOC as an emergency fund smart or risky? Learn the pros, hidden dangers, and when this strategy makes sense for homeowners.

An HEI can be a flexible alternative to traditional loans, exchanging quick cash for a percentage of your home’s future worth.

Find out how to lower your mortgage payment today. Here are seven ways to reduce your mortgage payment and save money from month to month.

Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.

Mobile home refinancing is possible, as long as your home meets certain requirements. See manufactured or mobile home refinance options here.

HELOCs and cash-out refinancing both tap your home equity, but they work very differently. Explore HELOC vs cash-out refinance pros and cons.

This cash-out refinance guide explains how a cash-out loan works, as well as cash-out refinance requirements and rates.

Is it worth it to refinance for 1 percent? What about 0.5 percent? Learn when refinancing is worth it — and when it's not.

Unlock your home equity with a Texas cash-out refinance. Learn about the current rules, requirements, and how to get started today!

How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.

An FHA construction loan lets you buy land, build a house, and finance a mortgage — all with one loan. Learn more about the process here.

It's possible to get a HELOC on an investment property. But fewer lenders offer them and the rules are a little different. Learn more here.

Some of the best home improvement loans include HELOCs, home equity loans, the FHA 203k, and cash-out refinancing. Here's how they compare.

We analyzed top mortgage lenders to find the best refinance rates. Compare offers and lock in your lowest mortgage refinance rates.

A home equity investment could help you tap your home's cash value without taking on more debt. Learn about equity sharing agreements here.

Discover how closing cost assistance can save you thousands. Learn about grants, loans, and programs to reduce your home buying expenses!

The National Homebuyers Fund can help cover down payment and closing costs up to 5% of the loan amount. Here's how apply and qualify for aid.

Texas has special rules for accessing home equity. If you're a homeowner in the Lone Star state, knowing these laws will give you a leg up.