Erik J. Martin

Erik J. Martin, contributor

Erik J. Martin has written on real estate, business, tech and other topics for Reader's Digest, AARP The Magazine, and The Chicago Tribune.

Articles by Erik J. Martin

- 4 min read

How to afford a down payment on a house

New research shows making the down payment is the greatest financial barrier to homeownership. But the good news is you may not have to put down as much as you think. The trick is choosing the right loan or assistance program. Find out what you can afford and qualify for. And consider creative strategies to help save for the down payment.

- 4 min read

Property taxes rising: Here’s what you need to know

One homeownership cost that many buyers don’t look closely enough at is property tax. The amount can vary widely, depending on where you live. Before buying a home, find out how much you’ll pay and how to fight high property tax if you need to.

- 4 min read

Texas cash-out refinance: new laws you need to know

Cash-out refinance Texas rules for homeowners in Texas. Texas cash-out refinancing is different from other states and you’d better know the rules before taking one.

- 4 min read

Vaping indoors might devalue a home

Whether you’re eager to sell or buy a home, it’s important to know that vaping inside that home can lower its value.