USDA Loans | Rates, Terms & Requirements 2025
USDA loans offer low rates and no down payment for eligible buyers. Explore income limits, requirements, and compare rates to find your best option.
See how much you can afford by home price, monthly payment, or income
Determine your payment, including FHA-specific mortgage insurance and fees
Former or current members of the military have access to reduced costs and rates
The USDA provides a zero-down loan for homes outside major metros
Easily find down payment requirements for popular loan programs
Find out if your income level is eligible for this zero-down home loan