Dan Green, contributor

How much down payment for a house do you need? Many buyers think 20% down is best. But they may be wrong. Here's why.

The FHA Streamline Refinance is a quick and easy way to lower your FHA mortgage rate and monthly payment. See guidelines and eligibility here.

The VA IRRRL or "VA Streamline Refinance" is an easy way to lower the rate and payment on your VA loan. See today's VA IRRRL rates and rules.

USDA loans offer low rates and no down payment for eligible buyers. Explore income limits, requirements, and compare rates to find your best option.

Discover how often mortgage rates change and what drives fluctuations. Get expert insights on the best times to lock in your rate.

Learn about 3% down payment mortgage options, including 3% down conventional loans and 3.5% down FHA loans.

Which mortgage is right for you? Discover the pros and cons of conventional loan vs FHA loan options in our comprehensive guide.

FHA loan limits are going up in 2024. The standard FHA loan limit is increasing to $498,257, with higher limits in expensive counties.

The Fannie Mae HomeReady loan helps low-income buyers with 3% down. Discover if you meet the HomeReady income limits and guidelines.

FHA loans are easier to qualify for than many other mortgages. Learn what's required for an FHA loan and when it's a good option.

The loan-level pricing adjustment (LLPA) system raises mortgage rates for conventional mortgage borrowers. See how LLPAs work here.

A piggyback loan can help you dodge PMI or avoid a jumbo loan. But piggyback mortgages aren't right for everyone. Here's what to know.

Some buyers can use an offer letter mortgage to qualify for a home loan before starting their new job. Here's how offer letter loans work.

VA IRRRL credit score requirements are lenient. Learn how you can refinance quickly and easily with the VA IRRRL.

Closing on a house often takes around 50 days. But you might be able to close faster with these mortgage tips.

Do you want to refinance but don't want to your loan to start over at 30 years? Here are three ways to do it.

What is a mortgage refinance? How does refinancing work? Learn what it means to refinance your home and the three best reasons to refinance.

Is now a good time to refinance? Despite rising rates, many homeowners can still benefit from a mortgage refi.

Learn how to calculate your loan-to-value ratio (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.

Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.