Dan Green, contributor

Dan Green is an expert on topics of money and mortgage. With over 15 years writing for a consumer audience on personal finance topics, Dan has been featured in The Washington Post, MarketWatch, Bloomberg, and others.

Articles by Dan Green

Conventional LoansJune 10, 2025
3% Down Payment Mortgages for First-Time Home Buyers
Learn about 3% down payment mortgage options, including 3% down conventional loans and 3.5% down FHA loans.
USDA LoansApril 25, 2025
USDA Loans | Rates, Terms & Requirements 2025
USDA loans offer low rates and no down payment for eligible buyers. Explore income limits, requirements, and compare rates to find your best option.
Mortgage StrategyFebruary 19, 2025
FHA vs Conventional Loan | 2025 Rates and Differences
Which mortgage is right for you? Discover the pros and cons of conventional loan vs FHA loan options in our comprehensive guide.
Mortgage ProductsJanuary 24, 2025
Fannie Mae HomeReady Income Limits | 2025
The Fannie Mae HomeReady loan helps low-income buyers with 3% down. Discover if you meet the HomeReady income limits and guidelines.
Mortgage StrategyJanuary 22, 2025
How Much Should You Put Down on a House? | 2025
How much down payment for a house do you need? Many buyers think 20% down is best. But they may be wrong. Here's why.
Mortgage NewsJanuary 17, 2025
FHA Loan Limits for 2025
FHA loan limits are going up in 2025. The standard FHA loan limit is increasing to $524,225, with higher limits in expensive counties.
VA RefinanceJanuary 10, 2025
VA IRRRL | Guidelines, Requirements & Rates 2025
The VA IRRRL or "VA Streamline Refinance" is an easy way to lower the rate and payment on your VA loan. See today's VA IRRRL rates and rules.
FHA RefinanceJanuary 10, 2025
FHA Streamline Refinance: Rates & Requirements for 2025
The FHA Streamline Refinance is a quick and easy way to lower FHA mortgage rate and monthly payment. See guidelines and eligibility here.
FHA Home BuyingJanuary 10, 2025
FHA Loan Guide | Requirements and Benefits 2025
FHA loans are easier to qualify for than many other mortgages. Learn what's required for an FHA loan and when it's a good option.
About MortgagesJanuary 6, 2025
Loan-to-value ratio for mortgage: LTV definition and examples
Learn how to calculate your loan-to-value ratio (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.
Mortgage RatesMay 9, 2024
How Often Do Mortgage Rates Change? Best Days to Lock
Discover how often mortgage rates change and what drives fluctuations. Get expert insights on the best times to lock in your rate.
About MortgagesApril 26, 2023
Loan-Level Pricing Adjustments (LLPA): A Complete Guide For Mortgage Borrowers
The loan-level pricing adjustment (LLPA) system raises mortgage rates for conventional mortgage borrowers. See how LLPAs work here.
Mortgage StrategySeptember 16, 2022
Guide to piggyback loans: How a piggyback mortgage works
A piggyback loan can help you dodge PMI or avoid a jumbo loan. But piggyback mortgages aren't right for everyone. Here's what to know.
Mortgage StrategyAugust 18, 2022
Offer letter mortgage: How to get a loan with a job offer
Some buyers can use an offer letter mortgage to qualify for a home loan before starting their new job. Here's how offer letter loans work.
VA RefinanceJuly 28, 2022
VA IRRRL credit score requirements make qualifying easier
VA IRRRL credit score requirements are lenient. Learn how you can refinance quickly and easily with the VA IRRRL.
Buying a homeJuly 20, 2022
How fast can you close on a house? Tips for a faster closing
Closing on a house often takes around 50 days. But you might be able to close faster with these mortgage tips.
RefinanceMay 25, 2022
Refinance your mortgage without starting over at 30 years
Do you want to refinance but don't want to your loan to start over at 30 years? Here are three ways to do it.
RefinanceApril 27, 2022
What is a mortgage refinance, and how does refinancing work?
What is a mortgage refinance? How does refinancing work? Learn what it means to refinance your home and the three best reasons to refinance.
RefinanceApril 21, 2022
Is now a good time to refinance? Refinancing in 2025
Is now a good time to refinance? Despite rising rates, many homeowners can still benefit from a mortgage refi.
About MortgagesJanuary 13, 2022
Debt-to-income ratio for mortgage explained
Learn how to calculate your Debt-to-Income (DTI). See which mortgage programs and mortgage rates may be available to you.

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