Craig Berry, contributor

Discover why first-time homebuyers are now entering the market later in life and how to make homeownership work in your late 30s.

First-time home buyers may be eligible for a $25,000 grant through the Downpayment Toward Equity Act. But when will the program be available?

With rising home prices, 40-year mortgages are gaining attention. But is a super-long mortgage a smart choice? Here’s what to consider.

You can buy your dream home even with bad credit. Click to discover the best home loans for bad credit. Begin the path to homeownership today.

Yes, you can buy a home on retirement income! Discover the best home loans for seniors on social security. Begin your journey today.

With rates cooling, should I get an ARM mortgage? Learn how adjustable-rate and fixed-rate loans compare in today’s market.

Thinking about buying a home but don’t have a traditional 9-to-5 job? Good news—your gig income can help you qualify for a mortgage.

How many lenders should you apply to for a mortgage? From minimizing credit score impact to maximizing home loan options, we've got you covered.

The maximum HELOC amount varies by lender. Some go as high as 90% or even 100%. Your loan amount depends on your credit and available equity.

Learn how VA jumbo loans work, their competitive rates, and how eligible borrowers can finance high-value homes with no down payment.

There are plenty of large property tax exemptions for seniors. Here's how to find out what your state offers and if you qualify for a senior tax break.

Explore the potential impact of privatizing Fannie and Freddie on mortgage rates, homebuyers, and the future of the U.S. housing market.

Explore modern alternatives to stated income loans. Discover bank statement, asset depletion, and investor loans.

You may be able to buy a home on $60,000 a year with today's interest rates and special mortgage programs. Learn more here.

You almost always need a new appraisal to get a HELOC. But the appraisal can actually work in your favor if your home's value has gone up.

Find out how to avoid PMI and lower your mortgage costs. Our guide offers practical advice to bypass private mortgage insurance fees.

Yes, you can invest in real estate with little or no upfront costs. Here’s how to buy rental property with no money down.

It's possible to get a home equity loan or HELOC on a second home. But there are special guidelines you should be aware of.

Discover key takeaways from the 2024 housing market and gain insights into what trends might shape the 2025 real estate landscape.

Homeowners' net worth is typically much higher than renters. Learn why owning a home can be a key factor in building long-term wealth.