Craig Berry

Craig Berry, contributor

With over 20 years in mortgage banking, Craig Berry has helped thousands achieve their homeownership goals.

Articles by Craig Berry

- 7 min read

How to roll closing costs into your mortgage

Closing costs can often be included in your loan when you refinance. Learn how to roll closing costs into your loan and other strategies to avoid them.

- 5 min read

7 low credit score home loans (starting at 500 FICO)

Certain mortgage programs are designed to get lower credit applicants into homes. Find out which programs you should target as a home buyer with a low score.

- 3 min read

How to qualify for a mortgage using investment income

You’re allowed to use investment income for mortgage qualification. Lenders will accept two forms: dividends and interest. Here’s how to qualify based on investment income.

- 8 min read

How to avoid PMI without 20% down

Here are 4 ways to avoid PMI even if you don’t have 20% down. Read about lender-paid mortgage insurance, piggyback loans, VA loans, and more.