Learn how to qualify for a mortgage with self-employed, seasonal or freelance income. There are no tax documents required for this mortgage program.
A mortgage letter of explanation may be required if there are red flags on your application. Here’s a simple guide to writing a letter of explanation.
With mortgage rates at historic lows, refinancing is a great way to save money. But what does the refinance process actually look like? Find out here.
As a senior, you can likely buy a home or refinance using social security income, retirement funds, and other assets. Here’s how to do it.
It’s possible to get a home equity loan or HELOC on a second home. But rates are a little higher and lending rules are stricter. Learn more here.
Commission income is usually accepted by lenders if you have a 2-year earnings history. See how lenders calculate commission income for mortgage qualifying.
Mortgage underwriting can take days or weeks depending on your lender and application. Here’s what to expect from underwriting and what to do about delays.
Some closing costs can increase on the Closing Disclosure (CD) but others can’t. Here’s how to use the CD to get the deal you were promised.
Here are five ways to pay off your mortgage faster. Plus, what to consider before putting your hard-earned cash toward early mortgage payments.