It’s possible to get a home equity loan or HELOC on a second home. But rates are a little higher and lending rules are stricter. Learn more here.
Commission income is usually accepted by lenders if you have a 2-year earnings history. See how lenders calculate commission income for mortgage qualifying.
Mortgage underwriting can take days or weeks depending on your lender and application. Here’s what to expect from underwriting and what to do about delays.
Some closing costs can increase on the Closing Disclosure (CD) but others can’t. Here’s how to use the CD to get the deal you were promised.
Here are five ways to pay off your mortgage faster. Plus, what to consider before putting your hard-earned cash toward early mortgage payments.
You need a mortgage pre-approval before you can start house-hunting. Here’s how to get your pre-approval letter in 3 simple steps.
Bad credit doesn’t always mean you can’t get a mortgage. Here are 7 low credit score home loans to help bad credit borrowers become homeowners.
Bonuses and RSU income can be used for mortgage qualifying. But they’re calculated differently, and not all lenders accept them. Here’s what to know.
As a senior, you can likely buy a home or refinance using social security income, retirement funds, and other assets. Here’s how to do it.