Craig Berry

Craig Berry, contributor

With over 20 years in mortgage banking, Craig Berry has helped thousands achieve their homeownership goals.

Articles by Craig Berry

- 5 min read

7 low credit score home loans (starting at 500 FICO)

Certain mortgage programs are designed to get lower credit applicants into homes. Find out which programs you should target as a home buyer with a low score.

- 3 min read

How to qualify for a mortgage using investment income

You’re allowed to use investment income for mortgage qualification. Lenders will accept two forms: dividends and interest. Here’s how to qualify based on investment income.

- 8 min read

How to avoid PMI without 20% down

Here are 4 ways to avoid PMI even if you don’t have 20% down. Read about lender-paid mortgage insurance, piggyback loans, VA loans, and more.

- 6 min read

What does a mortgage loan originator do?

A mortgage loan originator is one of the most important people in the home loan process. MLOs create the link between mortgage borrower and lender.

- 5 min read

COVID-19 mortgage help for vets: The VA IRRRL

Veterans needing mortgage relief have a right to forbearance under the CARES Act. But for some, the VA IRRRL refinance may be a better option.