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How to Negotiate Refinancing Costs

If you want the lowest refinancing costs, you have to ask for them. Learn how to get the best refinance rates and terms by negotiating with your lender.

Trump, Yellen, And Weekend Mortgage Rates

mortgage rates this week depended on several reports, which were read by no one

HELOC Subordination: Something No One Asks About, But Everyone Should

Subordination for home equity loans and HELOCs comes into play when you refinance the underlying first mortgage but don't want to include the second mortgage in the refinance. The old equity loan must be subordinated to the new loan. But that's not always easy.

Shopping for a Mortgage — How Many Mortgage Quotes Do I Need?

Obtaining multiple mortgage quotes from competing lenders is a proven strategy for saving money when you finance a home. But how many quotes do you need to make sure that you get the best deal?

The Single Mother’s Guide To Becoming A Homeowner

Single moms can sometimes have it rough trying to raise their children by themselves and pay the bills. But these mortgage programs can help them become homeowners.

How Does A Home Equity Loan Work?

A home equity loan lets you take advantage of increased home value without replacing your current mortgage. Home equity loans are cheaper and faster to set up and can be used for almost anything.

Which Holiday Movie Character-Type Homeowner Are You?

Every homeowner is a little bit different, so which Holiday Movie Character best fits your style and personality. Take the quiz and find out!

Single Parent Homebuying Guide Part 4: Buy A Home From Start To Finish

While a new single parent might be tempted to jump ahead to the fun part and start looking at homes, it’s important to educate and prepare yourself first. You'll take many steps (and maybe stumble a few times) before achieving homeownership for your single parent household.

Single Parent Homebuying Guide Part 3: Mortgage Qualifying After The Split

A single parent may have difficulty qualifying for a home mortgage after a split. Credit problems can make mortgage approval harder, and income may also be an issue.

Single Parent Homebuying Guide Part 2: Costs To Buy A Home

If you're a single parent, the costs to buy a home are a big consideration. Learn what typical home-buying costs are and how to save on them.

Single Parent Homebuying Guide Part 1: Should You Buy A Home?

If you're a single parent, you probably understand that your children may benefit from owning a family home. But is it the right decision for you?

Single Parents Guide to Buying a Home

Single parents who want to buy a home face financial pressures that most couples or childless singles do not. However, these programs make it possible to become one of the five million U.S. families who buy a home each year.

About The Mortgage Reports

Origin Story Launched in 2004, The Mortgage Reports was one of the first mortgage blogs on the internet. It started as a loan officer’s website that helped drive personal business. By the early 2010s, it was nationally known for its in-depth coverage of mortgage and real estate news, plus why these topics matter to the […]

The End Of The Buyer’s Market : Home Supply Hits 11-Year Low

The December 2012 Existing Home Sales report puts home supply at its lowest point since January 2001. Home buyers gear up for higher prices.

A Real Estate And Mortgage Technology Conference You’ll Want To Attend

A fair number of my readers are mortgage- and/or real estate-related businesses. Consider this a public service announcement. REtechSouth is March 25-26, 2010 in Atlanta -- 4 weeks away. This is a show you should make time for.

Bring The Blog Video Tour | Mortgage And Real Estate Blog Content For Busy Professionals

Author's Note: This is the second in a week-long series of Bring the Blog promotional posts. Watch the Bring the Blog video tour and consider taking our 15-day, guaranteed-to-love-it trial. Bring the Blog makes blogging easier -- make it a part of your social marketing strategy for 2010.

A Different Way To Get Mortgage-Related News

I recently rebuilt my database for CAN-SPAM compliance, asking my clients to opt-in for timely mortgage market news. Not every one appreciates getting random emails -- even if it's from their loan officer. Then I thought: My readers might appreciate another way to keep up with the markets, too. If you want, give your address and you'll get via email...

Why Even “The Gamblers” Are Asking To Lock Mortgage Rates As Early As Possible

If you look at mortgage rates today and compare them to January's numbers, not much has changed: 30-year fixed: Still hovering near 6 percent 7-year ARM: Still lower than 30-year fixed rates 5-year ARM: Still lower than 7-year ARM rates But on a day-to-day basis, the market is not as...

The Mainstream Media Is Building Mortgage Market Awareness (And That’s A Good Thing)

First Business anchor Tom Hudson asked for commentary on the recent mortgage market volatility. The four-minute spot above is the result. We did keep our eyes open wide for most of the conversation despite the screenshot above. Tom and I covered a handful of important mortgage lending topics, many of...

How Sub-Prime and Alt-A Mortgage Markets Are Behaving Like NFL Draft Picks

Did you see the BNP Paribas press release last week that said it's halting withdrawals from some of its funds? My favorite part is how blunt the first sentence is below (bold added for emphasis): "The complete evaporation of liquidity in certain market segments of the US securitisation market has...

2017 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)