Posts Covering Uncategorized
March 21, 2017 in Uncategorized
Subordination for home equity loans and HELOCs comes into play when you refinance the underlying first mortgage but don't want to include the second mortgage in the refinance. The old equity loan must be subordinated to the new loan. But that's not always easy.
March 7, 2017 in Uncategorized
Obtaining multiple mortgage quotes from competing lenders is a proven strategy for saving money when you finance a home. But how many quotes do you need to make sure that you get the best deal?
December 25, 2016 in Uncategorized
Every homeowner is a little bit different, so which Holiday Movie Character best fits your style and personality. Take the quiz and find out!
December 9, 2016 in Uncategorized
While a new single parent might be tempted to jump ahead to the fun part and start looking at homes, it’s important to educate and prepare yourself first. You'll take many steps (and maybe stumble a few times) before achieving homeownership for your single parent household.
December 8, 2016 in Uncategorized
A single parent may have difficulty qualifying for a home mortgage after a split. Credit problems can make mortgage approval harder, and income may also be an issue.
December 6, 2016 in Uncategorized
If you're a single parent, the costs to buy a home are a big consideration. Learn what typical home-buying costs are and how to save on them.
December 6, 2016 in Uncategorized
If you're a single parent, you probably understand that your children may benefit from owning a family home. But is it the right decision for you?
April 19, 2016 in Uncategorized
Origin Story Launched in 2004, The Mortgage Reports was one of the first mortgage blogs on the internet. It started as a loan officer’s website that helped drive personal business. By the early 2010s, it was nationally known for its in-depth coverage of mortgage and real estate news, plus why these topics matter to the […]
January 22, 2013 in Uncategorized
The December 2012 Existing Home Sales report puts home supply at its lowest point since January 2001. Home buyers gear up for higher prices.
February 26, 2010 in Uncategorized
A fair number of my readers are mortgage- and/or real estate-related businesses. Consider this a public service announcement. REtechSouth is March 25-26, 2010 in Atlanta -- 4 weeks away. This is a show you should make time for.
December 23, 2009 in Uncategorized
Author's Note: This is the second in a week-long series of Bring the Blog promotional posts. Watch the Bring the Blog video tour and consider taking our 15-day, guaranteed-to-love-it trial. Bring the Blog makes blogging easier -- make it a part of your social marketing strategy for 2010.
July 15, 2009 in Uncategorized
I recently rebuilt my database for CAN-SPAM compliance, asking my clients to opt-in for timely mortgage market news. Not every one appreciates getting random emails -- even if it's from their loan officer. Then I thought: My readers might appreciate another way to keep up with the markets, too. If you want, give your address and you'll get via email...
June 9, 2008 in Uncategorized
If you look at mortgage rates today and compare them to January's numbers, not much has changed: 30-year fixed: Still hovering near 6 percent 7-year ARM: Still lower than 30-year fixed rates 5-year ARM: Still lower than 7-year ARM rates But on a day-to-day basis, the market is not as...
January 28, 2008 in Uncategorized
First Business anchor Tom Hudson asked for commentary on the recent mortgage market volatility. The four-minute spot above is the result. We did keep our eyes open wide for most of the conversation despite the screenshot above. Tom and I covered a handful of important mortgage lending topics, many of...
August 15, 2007 in Uncategorized
Did you see the BNP Paribas press release last week that said it's halting withdrawals from some of its funds? My favorite part is how blunt the first sentence is below (bold added for emphasis): "The complete evaporation of liquidity in certain market segments of the US securitisation market has...
2017 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)