Posts Covering Mortgage Strategy
February 15, 2018 in About Mortgages Economic News Essential Mortgage Miscellany Federal Reserve First-Time Home Buyers Forecasts Homeownership Topics Mortgage Rates Mortgage Strategy Real Estate Refinance Uncategorized
How useful is mortgage rate history? Mortgage rate history may sound a pretty boring topic. Indeed, you may subscribe to the Henry Ford school, which believes that all history is bunk. However, knowing how mortgage rates behaved in the past can help you understand what might happen to them in the future. That knowledge could […]
A mortgage for residential landlords Are you unfamiliar with the term "blanket mortgage?" Don't worry. Plenty of professionals in the financial sector have never been near one. And they know little more about them than you do. But if you invest in real estate — perhaps as a residential landlord — you may find a blanket mortgage […]
February 4, 2018 in Mortgage Strategy
Getting approved for a new mortgage after bankruptcy can happen in as little as one year.
January 15, 2018 in Mortgage Strategy
"Should I refinance my mortgage?" An analytical look at reasons to refinance, plus how to lock today's mortgage rates with no closing costs.
Owners of vacation homes are discovering low rates and easier qualification standards for second home refinances. Get cash out, lower your rate, and make your vacation residence more affordable.
Some states help with homeownership There is a small but growing number of states that are using their tax systems to encourage would-be homeowners to save for their down payments. Is yours one of those that allow you to make deductions? And how much help might you get? Read on to find out. Down payments […]
Nurses often have outside-the-box pay structures and employment situations, and it's hard to get approved for a mortgage. Proven strategies to help RNs get a home loan.
Buying rental property is different from purchasing your "dream home." Because while a dream home includes personal preferences, a rental is all about the money. Here's what you need to know.
November 24, 2017 in Mortgage Strategy
If you're self-employed, mortgage approval can be harder to get. But it's easier than it used to be. lenders are loosening up, and that's good news for self-employed mortgage borrowers.
November 7, 2017 in Mortgage Strategy
Demand for condos is increasing nationwide and getting approved for a mortgage just got a little easier. How to qualify, plus access to today's rates.
November 3, 2017 in Mortgage Strategy
A change in the way credit card debt is calculated makes it easier for to get mortgage-qualified. Read more about the change and see today's live mortgage rates.
October 26, 2017 in Mortgage Strategy
Making a large down payment is not the conservative investment you believe it is. The risks of putting 20% down on a home are real. Know what you should do.
What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).
2018 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)