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Posts Covering Mortgage Strategy
July 21, 2017 in Mortgage Strategy
"Seller concessions" allow a home buyer to have its mortgage closing costs paid by the home seller. Option available for FHA, VA, USDA, Conventional, and jumbo mortgages.
July 17, 2017 in Mortgage Strategy
A HELOC refinance involves many factors. Here's a rundown on all your options when your HELOC rate increases.
July 11, 2017 in Mortgage Strategy
Demand for condos is increasing nationwide and getting approved for a mortgage just got a little easier. How to qualify, plus access to today's rates.
July 6, 2017 in Mortgage Strategy
Changing jobs probably won't jeopardize your mortgage approval, but switching careers might. Understand the nuance with which lenders will judge your move.
June 23, 2017 in Mortgage Strategy
Lenders don't always require two years of tax returns to approved self-employed mortgage applicants. Know these strategies, and get an approval.
June 23, 2017 in Mortgage Strategy
Home buyers can qualify for a mortgage even without a full-time position. Part-time workers with one or two jobs can apply and receive a mortgage approval.
June 23, 2017 in Mortgage Strategy
You don't always have to sell your house before buying another. Today's housing and mortgage markets offer options for a relaxed housing transition.
June 22, 2017 in Mortgage Strategy
Making extra mortgage payments sounds like a great idea. But other factors should weigh into the decision, like savings goals and current mortgage rates.
June 22, 2017 in Mortgage Strategy
Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.
June 13, 2017 in Mortgage Strategy
A bankruptcy doesn't disqualify you from owning a home again. Getting approved for a new mortgage can happen in as little as one year.
June 13, 2017 in Mortgage Strategy
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.
June 8, 2017 in Mortgage Strategy
Comparing the FHA 3.5% downpayment program to the Conventional 97 program which requires 3% down. Analysis, plus complimentary mortgage rate quotes at near the lowest levels of all-time.
June 7, 2017 in Mortgage Strategy
Good news for the nation's 14-million self-employed workers -- mortgage lenders are making it easier to get approved for a purchase loan or home refinance.
June 5, 2017 in Mortgage Strategy
When buying a home, 401(k) retirement plans can be used to fund your downpayment. How this choice affects your finances, and a review of your other options.
June 5, 2017 in Mortgage Strategy
"Should I refinance my mortgage?" An analytical look at reasons to refinance, plus how to lock today's mortgage rates with no closing costs.
June 4, 2017 in Mortgage Strategy
What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).
May 27, 2017 in Mortgage Strategy
Home buyers often don't know how much they can afford. Using a mortgage calculator is an important step to finding a comfortable home price.
May 23, 2017 in Mortgage Strategy
This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage.
May 19, 2017 in Mortgage Strategy
Today's mortgage rates are low. Plus, with even just a tiny bit of preparation, you can get your lender to quote you even lower.
May 18, 2017 in Mortgage News Mortgage Strategy
The majority of consumers now think getting a mortgage isn't that hard. That's a marked change from just a few years ago.
More Posts
Bi-Weekly Mortgage Payment Programs: Will You Pay Your Mortgage Faster?
How To Refinance Your Second Home : 2017 Guidelines, Rates, & Cash-Out Rules
Fannie Mae HomeStyle® vs FHA 203K : Choose Your Renovation Loan
How To Rush Your Mortgage To The Closing Table
5 Mortgage Calculator Features You Are Not Using, But Should
HOA Dues Can Make A Condo More Spendy Than A House
Why You Shouldn’t Pay Off Your Mortgage Early When Rates Are Rising
Safely Make A Big Purchase When Buying a House
Need a Fast Refi? Now Could Be The Perfect Time
Will Your HELOC Payment Skyrocket In 2017?
Can An Assumable Home Loan Help You Sell Your House?
Avoiding PMI Is Costing You $13,000 Per Year
How To Use Your Mortgage “Cash-Out” Refinance
6 Common (And Totally Avoidable) Mistakes When Applying For Your Mortgage
How To Get The Lowest Mortgage Rates Despite The Recent Spike
Refinance Options When You Lose Income, Experience A Financial Setback
Shop Mortgage Brokers For Lower Rates, More Loan Options
Is It Good To Co-Sign On A Mortgage?
Your Debt-To-Income Ratio Can Tell You How Much Home To Buy
Buying Without Your Credit-Challenged Spouse
Before Making A 20% Mortgage Down Payment, Read This
6 Ways Mortgage Shoppers Are Saving On Closing Costs
4 Types Of Mortgage Companies: Which Will Give You The “Best Deal”?
Should You Pay Off A Mortgage Just Because You Can?
Don’t Rule Out Home Buying This Holiday Season
First-Time Home Buyer? Don’t Overlook The 5-Year ARM.
Mortgage After Bankruptcy : How To Qualify Despite Your Financial Setback
Live In Your Own Rental Building And Call It A Primary Residence
Assumable Mortgages: Take On Someone Else’s FHA, VA, or USDA Home Loan
2017 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)
