Mortgage Strategy

Mortgage rates rollercoastered through 2024. Will they trend downwards in January? Here's what the experts think.

Explore modern alternatives to stated income loans. Discover bank statement, asset depletion, and investor loans.

The National Homebuyers Fund can help cover down payment and closing costs up to 5% of the loan amount. Here's how apply and qualify for aid.

As a first-time home buyer, you may not have the two-year job history lenders look for. But that doesn't mean you can't get mortgage-approved.

No income verification refinance loans are a thing of the past. But current refi programs and non-QM loans may be able to help you.

First-time home buyer government programs include special loan options, down payment assistance, and homebuyer education. Learn more here.

Ready to stop paying mortgage insurance? Here’s everything you should know about FHA mortgage insurance removal. Get started here.

If you make $70,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

A first-time home buyer down payment can be very affordable. Learn about zero-down and low-down-payment options for first-time buyers.

Want to buy a vacation home? Start here to learn about second home mortgage requirements and interest rates.

How soon can you refinance a mortgage? Most homeowners have no waiting period, or only have to wait six months after buying or refinancing.

Self-employed and need a mortgage? Discover self-employed mortgage requirements, income documentation tips, and today’s top lender rates.

Find out how to avoid PMI and lower your mortgage costs. Our guide offers practical advice to bypass private mortgage insurance fees.

You may be able to buy a home on $50,000 a year with today's interest rates and special mortgage programs. Learn more here.

Buying or refinancing a home? Learn how to shop for mortgage rates and save thousands of dollars in interest.

Yes, you can invest in real estate with little or no upfront costs. Here’s how to buy rental property with no money down.

Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best deal.

Learn how to remove someone from a mortgage without refinancing. Explore loan assumption, modification, and other ways to keep your home.

The FHA 203(k) loan is a home improvement loan available in all 50 states. Learn the major benefits, plus some things to watch out for.

Discover how closing cost assistance can save you thousands. Learn about grants, loans, and programs to reduce your home buying expenses!