Posts Covering Mortgage Strategy
August 6, 2018 in Mortgage Strategy
When buying a home, you may borrow from your 401(k) retirement plan for your down payment. But it is not always the right choice.
June 13, 2018 in Mortgage Strategy
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.
May 31, 2018 in Mortgage Strategy
Getting approved for a new mortgage after bankruptcy can happen in as little as one year.
May 10, 2018 in Mortgage Strategy
Don’t just compare rates and fees when shopping for a mortgage loan. For instance, some types of mortgage companies can get you approved when another can’t.
May 7, 2018 in Mortgage Strategy
Demand for condos is increasing nationwide and getting approved for a mortgage just got a little easier. How to qualify, plus access to today’s rates.
April 22, 2018 in Mortgage Strategy
Making extra mortgage payments sounds like a great idea. But other factors should weigh into the decision, like savings goals and current mortgage rates.
February 21, 2018 in Mortgage Strategy
Don’t just take a mortgage because it’s fast or easy. Take a little time to shop for a mortgage and save thousands. Here’s how.
February 20, 2018 in Mortgage Strategy
You don’t need to be an expert to negotiate a great mortgage. It only takes a few minutes if you follow these simple tips.
February 15, 2018 in About Mortgages Economic News Essential Mortgage Miscellany Federal Reserve First-Time Home Buyers Forecasts Homeownership Topics Mortgage Rates Mortgage Strategy Real Estate Refinance Uncategorized
How useful is mortgage rate history? Mortgage rate history may sound a pretty boring topic. Indeed, you may subscribe to the Henry Ford school, which believes that all history is bunk. However, knowing how mortgage rates behaved in the past can help you understand what might happen to them in the future. That knowledge could […]
A mortgage for residential landlords Are you unfamiliar with the term “blanket mortgage?” Don’t worry. Plenty of professionals in the financial sector have never been near one. And they know little more about them than you do. But if you invest in real estate — perhaps as a residential landlord — you may find a blanket mortgage […]
January 15, 2018 in Mortgage Strategy
“Should I refinance my mortgage?” An analytical look at reasons to refinance, plus how to lock today’s mortgage rates with no closing costs.
Owners of vacation homes are discovering low rates and easier qualification standards for second home refinances. Get cash out, lower your rate, and make your vacation residence more affordable.
Some states help with homeownership There is a small but growing number of states that are using their tax systems to encourage would-be homeowners to save for their down payments. Is yours one of those that allow you to make deductions? And how much help might you get? Read on to find out. Down payments […]
January 3, 2018 in Mortgage Strategy
A change in the way credit card debt is calculated makes it easier for to get mortgage-qualified. Read more about the change and see today’s live mortgage rates.
2018 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)