Posts Covering Homeownership Topics
June 19, 2018 in Homeownership Topics
You could probably pain your home yourself, if you’re willing and able. But many would rather leave it in the (hopefully) capable hands of painting contractors. Here’s how to find a cood one, and what you should expect to pay.
June 16, 2018 in Homeownership Topics
Not everyone gets joy from gardening or lawn care. If you don’t like the DIY solution, here’s how to find a reliable provider.
June 15, 2018 in Homeownership Topics
The time to find a licensed plumber in your area is before you need one. Here’s how to choose one.
June 11, 2018 in Homeownership Topics
Electricians can take care of dangerous or annoying tasks in your home that you don’t want to do. Here’s what you need to know about hiring an electrican.
June 9, 2018 in Homeownership Topics
Unless you want to put up a roof yourself, you’ll likely be talking to roofing contractors. Here’s what you need to know about getting bids from and working with roofing contractors.
June 4, 2018 in Homeownership Topics
Home security tips: learn how to secure your home, avoid home burglary, and what to do in case of a home break in.
June 2, 2018 in Homeownership Topics
Preparing a new house checklist before you move will remove some of the stress beforehand, and will definitely help you handle the inevitable emergencies down the road. The ounce of prevention really does beat the pound of care.
May 31, 2018 in Homeownership Topics
As a renter, you bore little responsibility for home maintenance. But now, you are your own landlord. Here are the essential tasks you’ll have to perform yourself or pay someone else to do.
May 30, 2018 in Homeownership Topics
Who hasn’t said, “I need to lower my bills” at some point in their lives? Unless you are free and clear of debt, you can probably benefit from these tips.
May 23, 2018 in Homeownership Topics
Today’s home technology, aka “smart home” brings up new issues when you buy or sell. How do you transfer services and protect your own information?
May 16, 2018 in Homeownership Topics
How to move and pay less If you’ve not changed addresses before, or if you have but would like to spend less, try these moving tips to save money: Be ruthless: the more stuff you get rid of now, the less you have to move. Charities, letgo, eBay and the old-school garage sale are good […]
May 6, 2018 in Homeownership Topics
Getting your mail is a must Preparing to move to a new address? Forwarding mail to your new place is critical. Change your address with the postal service Alert government agencies and utilities Check your old address for unforwarded mail Overlook this task and you may not get payments or bill notices in time. You […]
Mortgage fraud: unlikely, but possible According to the FBI, you are not the most likely victim of mortgage fraud — most cases are perpetrated by borrowers against mortgage lenders. Often those involve exaggerations, white lies or outright falsehoods on loan applications. Should you lie on your mortgage application? However, mortgage industry professionals who abuse their […]
February 15, 2018 in About Mortgages Economic News Essential Mortgage Miscellany Federal Reserve First-Time Home Buyers Forecasts Homeownership Topics Mortgage Rates Mortgage Strategy Real Estate Refinance Uncategorized
How useful is mortgage rate history? Mortgage rate history may sound a pretty boring topic. Indeed, you may subscribe to the Henry Ford school, which believes that all history is bunk. However, knowing how mortgage rates behaved in the past can help you understand what might happen to them in the future. That knowledge could […]
Buying a small house can make financing your first home easier. You may have less square footage, but you’ll also have a smaller down payment and mortgage.
Beware! Scammers operating Are you considering a VA refinance in 2018? Then take care. Unscrupulous con artists are targeting veterans and servicemembers who want to refinance; some with VA loans have suffered real losses. Read on to discover how the scams work…and how to avoid them. A real issue There’s a bipartisan initiative in the […]
Happy new year — as a homeowner Is your new year’s resolution for 2018 to become a homeowner? Or would you make it one, if only you thought it was a smart move — and you stood a chance of achieving it? Well, read on because you might find some good news. 2018: A vintage […]
Some states help with homeownership There is a small but growing number of states that are using their tax systems to encourage would-be homeowners to save for their down payments. Is yours one of those that allow you to make deductions? And how much help might you get? Read on to find out. Down payments […]
September 11, 2017 in Homeownership Topics
Unless your mortgage lender forces you to get flood insurance, you probably don’t have it. But you should — these days, as one FEMA official put it, we all live in a flood zone.
2018 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)