Homeownership Topics

Not sure which reverse mortgage payout method is right for you? Explore how each option works and how to match it to your cash-flow needs.

Thinking about a reverse mortgage to downsize? Learn how an HECM for Purchase lets seniors buy a new home, boost affordability, and protect savings.

A reverse mortgage for home improvements lets seniors access home equity for safety upgrades, mobility renovations and major repairs, without monthly payments.

Learn how fixed and adjustable-rate HECMs differ in costs, payouts and flexibility so you can pick the reverse mortgage that fits your retirement goals.

Reverse mortgage counseling explains HECM costs, risks, and benefits. Learn what to expect in your session and why HUD requires it.

Confused about reverse mortgages? Learn why some advisors avoid the topic and how to get the full picture before making a decision about your home and retirement.

Learn the property requirements for HECM reverse mortgages. See which homes qualify, what inspections you’ll need, and how to avoid delays.

A reverse mortgage can unlock tax-free funds for long-term care, help manage rising medical costs, and allow retirees to stay safely in their homes.

Learn how a reverse mortgage line of credit grows with rising rates and provides tax-free, flexible funds to help manage inflation in retirement.

First-time home buyer grants make homeownership more affordable. Learn how to find and qualify for grants to buy a house in your area.

Need a loan on a home you own outright? Unlock your equity and get the cash you need. Compare loan options and start saving today.

Thinking about a reverse mortgage to pay off debt or medical bills? Understand the pros, cons, and what to consider before tapping your home equity.

Seniors on a fixed income can use a reverse mortgage to pay off their home loan and live mortgage-free in retirement.

A conventional cash-out refinance is one of three options you have when receiving a lump sum payment in exchange for a new mortgage.

A cash-out refinance leverages your home equity and pays you money. Weighing the pros and cons helps determine if it's a good idea for you.

A cash-out refinance offers a lump sum payment by tapping your home equity and replacing your current mortgage with a new, larger loan.

Learn how lenders determine your max cash out refinance amount and see how much equity you could turn into cash from your home.

Reverse mortgages allow older homeowners to convert their home equity into cash. But which banks offer them and how do you choose?

Reverse mortgages are still active even if the borrower passes away. Here's what you need to know about reverse mortgages after death.

A reverse mortgage can help your financial flexibility during retirement. While you’re still the legal owner of your home, there's nuance.