First-Time Home Buyers

Discover how closing cost assistance can save you thousands. Learn about grants, loans, and programs to reduce your home buying expenses!

Student debt adds 8 months to 16 years to the time it takes to save a down payment, depending on your metro. See your city's number in TMR's 2026 report.

How much mortgage can you afford on your salary? Most buyers borrow roughly 4 to 4.5 times their income, but your debt, down payment, and mortgage rate all move the number. Here's how it works.

Discover how single parents can overcome the challenges of buying a house with our guide to the best home loans for single moms.

Discover how to buy a house with no money out of pocket. First-time home buyer loans with no money down can make it possible. Learn more.

Everything you need to know as a Vermont first-time home buyer, from home prices to loan options and grant programs.

Everything you need to know as a North Dakota first-time home buyer, from home prices to loan options and grant programs.

Everything you need to know as a Wyoming first-time home buyer, from home prices to loan options and grant programs.

Everything you need to know as a Mississippi first-time home buyer, from home prices to loan options and down payment assistance.

Everything you need to know as an Alaska first-time home buyer, from home prices to loan options and down payment assistance.

Everything you need to know as a Nebraska first-time home buyer, from home prices to loan options and down payment assistance.

Everything you should know as a South Dakota first-time home buyer, from home prices to loan options and down payment assistance.

Everything you need to know as a Hawaii first-time home buyer, from home prices to loan options and grant programs.

Everything you need to know as a Montana first-time home buyer, from home prices to loan options and grant programs.

Everything you need to know as a Kentucky first-time home buyer, from home prices to loan options and down payment assistance grants.

Everything you need to know as an Arkansas first-time home buyer, from home prices to loan options and down payment assistance grants.

Everything you need to know as a Kansas first-time home buyer, from home prices to loan options and down payment assistance.

Everything you need to know as an Alabama first-time home buyer, from home prices to loan options and home buyer grants.

Everything you need to know as a West Virginia first-time home buyer, from home prices to loan options and home buyer assistance.

Everything you need to know as an Oklahoma first-time home buyer, including home prices, loan programs, and grants.