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Posts Covering FICO & Credit Scores
September 14, 2017 in FICO & Credit Scores
Equifax leak: experts recommend freezing your credit If your personal data is no longer secure because of the recent Equifax hack, many personal finance experts recommend that you protect yourself with credit monitoring and even freezing your credit. That can prevent people from opening up accounts in your name, but what if you're shopping for […]
September 5, 2017 in FICO & Credit Scores
Certain mortgage programs are designed to get lower credit applicants into homes. Find out which programs you should target as a home buyer with a low score.
July 23, 2017 in FICO & Credit Scores
Can you qualify for a mortgage with (big) medical collections? Sometimes, because medical collections are different than other accounts.
July 21, 2017 in FICO & Credit Scores
What minimum credit score do you need for a mortgage? The answer is 500 but not everyone will qualify. What to do when your FICO is lower than you hoped.
July 12, 2017 in FICO & Credit Scores
When you're buying a home or refinancing one, good credit scores get you access to lower mortgage rates plus a wider selection of loan products.
July 7, 2017 in FICO & Credit Scores Mortgage News
New mortgage credit guidelines can help you qualify for a home loan if you have liens or judgments in your credit history.
June 24, 2017 in FICO & Credit Scores
Raise your FICO
June 16, 2017 in FICO & Credit Scores
FICO scores range from 300-850. The higher your score, the better mortgage rates and terms available to you. 5 simple ways to improve your credit score.
May 19, 2017 in FICO & Credit Scores
Can you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender.
May 19, 2017 in FICO & Credit Scores
If your mortgage credit report has limited data, don't despair. Mortgage lenders are much more accepting of non-traditional credit today.
December 30, 2016 in FICO & Credit Scores
There are several ways to improve an ugly credit score, and some work fairly quickly. The methods you use depend on why you have a bad FICO in the first place.
December 15, 2016 in FICO & Credit Scores
A 580 score doesn't disqualify you from getting a mortgage. But it does make it more challenging. Strategies to get approved despite "dinged" credit.
November 20, 2016 in FICO & Credit Scores
Credit, not cash, is king when getting a mortgage. But if your spouse terrible credit, can you still buy or refinance? Actually, yes.
November 19, 2016 in FICO & Credit Scores
Having fair credit can cost you significantly more than having good credit. Luckily, it's not hard to move up a level.
November 13, 2016 in FICO & Credit Scores
What is a good credit score, and how can you go from good to excellent? Find out here.
November 9, 2016 in FICO & Credit Scores
It's not that hard to raise your credit score, and the benefits are huge. Here's how to improve your credit score from poor to fair.
November 2, 2016 in FICO & Credit Scores
Credit bureaus don't ding you for "too many credit inquiries" when you shop for a mortgage. Credit rules, plus how long you have to shop for a rate.
October 4, 2016 in FICO & Credit Scores
A rapid rescore can raise your credit score by 100 points or more within days. It is an important tool for home buyers with fixable credit issues.
September 15, 2016 in FICO & Credit Scores
Paying off a collection account isn't always the smartest move. How to deal with collection accounts when applying for a mortgage.
July 5, 2016 in FICO & Credit Scores
You don't need a 720 credit score to qualify for a mortgage. FHA lenders are lowering credit score minimums by the day.
More Posts
How To Boost Your FICO Score Before Buying Your Next Home
Groundbreaking Credit Score Enhancements To Boost 2016 Loan Approvals
Improving Your Credit Score Using “Authorized User” Accounts
You Don’t Need A 740 FICO Score To Get A Mortgage
Survey: 14% Of Consumers Can’t Tell You Their Credit Score
The Holiday Shopping “Deal” That Actually Hurts Your Home’s Mortgage Rate
Shop For Mortgage Rates Without Lowering Your Credit Score
What Makes Your FICO Credit Score Change Each Month?
FICO Changes Expected To Boost Credit Scores, Lower Consumer Mortgage Rates
Current Mortgage Rates Dropping For FICO Scores Of 580+
New FICO Scoring Model Raises Your Credit Scores
Which U.S. Cities Have The Best (And Worst) Credit Scores?
Your Credit Report Will Be Re-Pulled Just Prior To Closing (And It Could Change Your Loan Terms)
Chart : How Does A Foreclosure, Missed Payment, And Maxed-Out Credit Card Change Your FICO Score
The Hidden Cost To Your Mortgage When You Open A Store Credit Card To Save 10 Percent
Once Again, Look Beyond The Headlines And Meredith Vieira’s Interviews For The Truth
How The IRS Gets Paid On Your Foreclosure Short Sale
Mortgage Lenders : “We’re Not Using The VantageScore Credit Scoring System”
2017 Conforming, FHA, & VA Loan Limits
Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)
