Everything you need to know aboutFICO & Credit Scores

Mortgage lenders require a credit pull when you apply for a home loan. But that doesn’t mean you should allow them all to check your credit report.

Can you get a mortgage with a 640 credit score? Yes, if you follow these guidelines and choose the right mortgage lender.

Certain mortgage programs are designed to get lower credit applicants into homes. Find out which programs you should target as a home buyer with a low score.

There are several ways to improve an ugly credit score, and some work fairly quickly. The methods you use depend on why you have a bad FICO in the first place.

What is a good credit score, and how can you go from good to excellent? Find out here.

How to get the best mortgage rate — without lowering your credit score or driving yourself crazy.

Credit score ranges determine how creditors, insurers and even employers look at you. What is a good credit score, and how can you get there?

When you’re buying a home or refinancing one, good credit scores get you access to lower mortgage rates plus a wider selection of loan products.

Free credit reports are a good way to protect yourself from identity theft and ugly surprises when applying for a job or loan. You can get them from the government for free or by applying for credit with companies like Discover.