Everything you need to know about Conventional Loans

More than 60% of home buyers use a conventional loan; it’s not hard to see why. Low rates and three-percent-down options are fueling the loan’s popularity.

Another low down payment mortgage option is available to today’s home buyers. The 97 percent LTV program can be used to refinance, too. Q&A plus access to live rate quotes.

A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance guidelines and rates for this year.

If you have 5% or even 3% down, should you choose a conventional loan? You might get a cheaper payment — and $0 down — with USDA.

When you want to make a low down payment, conventional mortgages can be less expensive and easier to access than FHA, VA, or USDA loans.

Government-backed programs are no longer the only low-downpayment option. Conventional loans now offer similar benefits.

Fannie Mae’s Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.

64% of August home loans were linked to conventional mortgage financing. Find out why, and read about FHA and VA financing, too. Get live mortgage rates.