Posts Covering Conventional Loans

Conventional loan home buying guide for 2017

More than 60% of home buyers use a conventional loan; it's not hard to see why. Low rates and three-percent-down options are fueling the loan's popularity.

Conventional refinance rates and guidelines for 2017

A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance guidelines and rates for 2017.

What’s Better? USDA Home Loan Or Conventional Mortgage?

If you have 5% or even 3% down, should you choose a conventional loan? You might get a cheaper payment -- and $0 down -- with USDA.

Fannie Mae Conventional 97 Mortgage Requires Just 3% Down

Another low-downpayment option is available to today's home buyers. The 97% LTV program can be used to refinance, too. Q&A plus access to live rate quotes.

4 Conventional Loans With Low Down Payments

When you want to make a low down payment, conventional mortgages can be less expensive and easier to access than FHA, VA, or USDA loans.

3 Conventional Loans That Meet Or Beat FHA Flexibility

Government-backed programs are no longer the only low-downpayment option. Conventional loans now offer similar benefits.

Conventional Loan 3% Down Available Via Fannie Mae & Freddie Mac

Fannie Mae's Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.

Conventional Loans Dominate U.S. Mortgage Market

64% of August home loans were linked to conventional mortgage financing. Find out why, and read about FHA and VA financing, too. Get live mortgage rates.

Comparing FHA And Conventional Mortgages With Less Than 20% Downpayment

With foreclosures proliferating, PMI defaults are up 26 percent over last year and double the levels from 2007. Private mortgage insurers are paying out on many more claims than was expected and, as a result, are booking huge losses. Homeowners are about to pay the price. To shore up balance sheets and protect against future losses, mortgage insurers have raised insurance rates and toughened underwriting guidelines.

Fannie Mae’s Last Act : New Loan Fees And Maximum Property Restrictions For Real Estate Investors

For owners of investment properties, the mortgage market is getting ugly. In its last act as a semi-private company, Fannie Mae updated its lending guidelines Friday, this time slapping new restrictions and additional fees on income-producing properties. The most impactful change is Fannie Mae's new, 4-property limitation. Based on the...

2017 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)