Posts Covering Mortgage Products
February 22, 2015 in Mortgage Products
Another low-downpayment option is available to today's home buyers. The 97% LTV program can be used to refinance, too. Q&A plus access to live rate quotes.
February 16, 2015 in Mortgage Products
The USDA has launched its own version of the streamlined refinance program, similar to HARP and the FHA Streamline Refinance. No credit scores, no appraisals, and very low mortgage rates.
February 9, 2015 in Mortgage Products
Special loan program lets buyers do a cash-out refinance the next day after purchase. No special requirements. Program review & complimentary rate quote.
January 24, 2015 in Mortgage Products
About the USDA Rural Housing Program (Section 502), including household income limits for 2015. Lookup table by county, plus mortgage rates.
November 28, 2014 in Mortgage Products
The USDA home loan program offers 100% financing, low mortgage rates, and a minuscule annual MIP payment. Check your USDA eligibility here.
October 15, 2014 in Mortgage Products
Effective immediately, the waiting period after a "significant derogatory event" is reduced by half. Read about the Fannie Mae, and get today's live rates.
July 9, 2014 in Mortgage Products
About the Fannie Mae HomePath Mortgage program plus details for getting approved. Read more about HomePath. Get today's live mortgage rates.
July 8, 2014 in Mortgage Products
CalHFA makes homeownership possible in California with just 0.5% down. Read more about CHDAP. Program details and mortgage rates here.
June 30, 2014 in Mortgage Products
Buy homes for 50% off list and with just $100 down via the Good Neighbor Next Door program. Read more and get today's live mortgage rates.
April 26, 2014 in Mortgage Products
Streamline refinance programs waive the typical requirements of a traditional refinance. Are you eligible? Analysis and live mortgage rates.
March 7, 2014 in Mortgage Products
Investor with more than 4 properties financed? Use Fannie Mae's standard 5-10 Properties Program. How to apply plus today's mortgage rates.
March 5, 2014 in Mortgage Products
You don't need a 20% downpayment to buy a home. Mortgage guidelines are loosening and mortgage rates are low. Read more and get today's rates.
January 8, 2014 in Mortgage Products
The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
September 29, 2013 in Mortgage Products
Streamline Refinance programs waive income, asset, credit and employment verification. No appraisals are needed, either.
May 6, 2013 in Mortgage Products
What are your mortgage downpayment options when you don't have 20% to put down?
April 27, 2013 in Mortgage Products
"Good" jumbo mortgages are tough to find. There are big price differences from bank-to-bank. Here's how to find banks with low jumbo rates.
April 1, 2013 in Mortgage Products
Banks now make loans against non-warrantable condos and condotels. See today's mortgage rates and get approved quickly.
November 11, 2012 in Mortgage Products
The housing market's rebound has spurred the return of aggressive jumbo mortgage lending. Rates are down big nationwide.
July 29, 2012 in Mortgage Products
The Rebuilding American Homeownership (RAH) program offers prescribed mortgage rates to qualified, underwater homeowners.
November 10, 2011 in Mortgage Products
On Nov 15, the government will release the details of its new HARP refinance program. By Dec. 1, lenders will be accepting applications. Early applicants are expected to get the lowest mortgage rates.
November 3, 2011 in Mortgage Products
The original HARP program was expected to help 9 million U.S. households. Fewer than 900,000 executed. It's why the revamped HARP II incorporates major changes, including unlimited LTVs.
October 11, 2011 in Mortgage Products
With adjustable-rate mortgage rates available under 3 percent, it's a terrific time to look at ARMs.
May 31, 2011 in Mortgage Products
In February 2009, Fannie Mae approved investors to finance more than 4 properties at a time. Two years later, though, finding a bank that'll do make that loan is tough. You have to search more directly.
March 14, 2011 in Mortgage Products
Over the last 60 days, bank checking accounts are paying 38% more interest, and interest rates are approaching a 2-year high. It's an insider's signal that a surge in jumbo mortgage rates is coming.
June 16, 2010 in Mortgage Products
Starting next week, Fannie Mae is putting major restrictions on the popular "interest only" loan product. This follows Freddie Mac's earlier announcement to discontinue interest only loans entirely.
August 17, 2009 in Mortgage Products
It doesn't take an elephant's memory to remember that Prime Rate was 8 percent-plus just 2 years ago. A few years before that, Prime Rate neared 10 percent. These are the facts that the banks aren't selling. Instead, banks and credit unions are dangling low "start rates" as bait and looking for homeowners to bite.
October 22, 2008 in Mortgage Products
Another day, another piece of evidence that
2015 Conforming & FHA Loan Limits
Mortgage loan limits for every U.S. county,
as published by Fannie Mae & Freddie Mac, and the FHA.