Recent News

All About Mortgage Escrow Accounts For Mortgages

Escrowing your taxes and insurance reduces your lender's risk, and can earn you a lower, better mortgage rate quote. Escrows can also simplify your life.

Report: Just 1-in-4 Mortgage Applications Don’t Close

The fear of getting "turned down" for a mortgage may be overblown. Nearly 75% of home buyers are getting approved -- and at very low rates, too.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

VA Streamline Refinances Double As Popular Program Catches On

VA rates are sinking deeper. That's enticing more U.S. military veterans to reduce their housing costs with this homeowner-friendly program.

NAR: First-Time Home Buyers Push Existing Home Sales To 9-Year High

June home sales were strong and home supply remains tight nationwide. Prices are rising, but first-time home buyers are not deterred.

26 Months In A Row: VA Mortgage Rates Are The Best

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.

Low-Down Payment Mortgage Loans Boost U.S. Housing Starts

As demand surges, U.S. builders are starting more homes than during any period this decade. Mortgage rates are cheap and low downpayment loans are abundant.

What Credit Score Do You Need For A Mortgage?

What minimum credit score do you need for a mortgage? The answer is 500 but not everyone will qualify. What to do when your FICO is lower than you hoped.

Assumable Mortgages: Assume Someone Else’s FHA, VA, or USDA Home Loan

Buying a home? Save on your mortgage rate *and* your closing costs. Assume the seller's mortgage and make it your own. A guide to how assumable loans work.

HOA Dues Can Make A Condo More Spendy Than A House

You might be able to buy a free-standing home for the same monthly cost as a condominium. Use an HOA dues-enabled mortgage calculator to find out.

You Don’t Need A 20% Downpayment To Buy A Home

You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.

Don’t Use APR To Shop For A Mortgage

A surprising look at how the government-recommended method of mortgage rate shopping is fundamentally flawed.

Minimum FHA Credit Score Requirement Falls 60 Points

Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.

Streamline Refinance – FHA Streamline Refinance Guidelines & Rates

Are you FHA Streamline Refinance eligible? Use this easy-to-follow format. Updated for newest changes to FHA MIP. Today's FHA rate quotes available.

Surprising Strategies To Beat An All-Cash Offer

Get your offer noticed and accepted, even when going up against a cash home buyer.

Why Home Builders Are Offering Fewer Free Upgrades

Homebuilder confidence remains strong with the 2016 Housing Market halfway done. Builders are signaling to buyers that home prices will climb.

The 80/10/10 Piggyback Mortgage Is Often Cheapest

The 80/10/10 mortgage is widely-available and buyers are using it to avoid PMI; and, to buy homes more cheaply. More on the program plus today's live rates.

Buying A Home With A Boyfriend, Girlfriend, Partner, Or Friend

Important advice for buying a home with a boyfriend, girlfriend, or partner. Read more and get today's live mortgage rates.

Mortgage Calculator : Enter Your Income, See Your Home Price

Not every mortgage calculator is created equal. Use one that can tell you what you are likely to afford based on your income.

Today’s Home Buyers Making Smaller Mortgage Down Payments

Home buyers are putting less money down at the time of purchase. Some of the programs they're using to get this done, and why being "house-poor" is no good.