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Mortgage rates are spiking right now as Wall Street begins to bet *with* the economy instead of against it. January's jobs report may be a tipping point.
The Case-Shiller Index reports that home values fell in November as compared to the month prior. The good news is that we can ignore its findings.
The exact timing of any mortgage rate increase difficult to forecast given that these rates are not "set" - they are determined by market forces.
Statistics, geography, and demographics of the HARP Refinance Program's First 100 Days. Data tracked includes Median LTV, Median Interest Rate, and Average Loan-to-Value.
Last quarter, not a single bank tightened its prime residential mortgage guidelines. The economy is looking up, and so are mortgage rates.
An update on the President's proposal for “a plan that gives every responsible homeowner the chance to save about $3,000 a year on their mortgage by refinancing at historically low interest rates".
There's a prescribed method for giving and receiving cash gifts for downpayments for a home. You can't just deposit the money into your bank account. If you do, your lender may reject the funds.
Finishing the foreclosure process and unloading the REO are two different things. REOs once linked to subprime loans continue to take the longest to sell.
For the first time in its 99 years, the Federal Reserve has set an explicit target rate for inflation. The Fed's inflation target will change how you shop for mortgages.
Mortgage rates have been improving since the Fed's mid-day meeting Wednesday.
Mortgage rates and the Fed Funds Rate have different masters. The former is by Wall Street; the latter by government committee. Use government clues to make sure you lock your mortgage rate at just the right time.
Another sign of a housing market recovery : The longer you wait to buy a home, the fewer homes there are from which to choose. Home buying stays strong -- now 4 months running,
How FHA mortgage insurance works, and how to cancel your monthly MIP requirement. Depending on your loan type, the rules for FHA MIP cancellation vary.
December's Housing Starts data suggests a housing recovery is well underway. You'll just have to ignore the newspaper headlines.
Mortgage rates are low because of 4 forces, each in place since 2009. Today, those forces fade into history. When they're gone, so will low mortgage rates. Read why mortgage rates are positioned to rise, and rise sharply.
Buying a foreclosure? Get a move on. Foreclosure activity fell to a 49-month low last month, and figures to be even lower through 2012. See where foreclosures are occurring, and where they're not.
ARM mortgage rates are low. It's now 1/2 percent cheaper to refinance into a new ARM rather than letting your existing ARM adjust to the market. That hasn't happened in years.
The December Fed Minutes show the U.S. economy in expansion, and threatened by a European slowdown. Mortgage rates will be volatile for a while and if your rate is not locked, it's floating -- a dangerous situation.
These days, different lenders apply different underwriting standards. A home loan that's denied by one bank may be approved by another. Here's how to re-apply.
If you paid cash for a home within the last 6 months and want to take "cash out", you can. It's because of a new mortgage allowance named the Delayed Financing Rule. The standard 6-month seasoning requirement on home purchases has been eliminated.
