Recent News

No, You Don’t Need 20 Percent Down Or Even Close To It

Downpayment notions from decades past no longer apply. Home buyers have access to new options that are changing the way people finance homes.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

When Is The “Perfect” Time To Lock Your Mortgage Rate?

Is there a "best" day, week, or month to lock your rate? Mortgage rate shoppers can find better rates by strategically planning their lock.

First-Time Home Buyer? Don’t Overlook The 5-Year ARM.

The typical first-time home buyer overpays with the 30-year fixed rate mortgage. For most, the better choice is the 5-year ARM. Read more and discover why.

The 5 Best Articles For FHA Home Loans & FHA Mortgage Rates

The FHA mortgage program provides low mortgage rates and simpler mortgage qualification standards. These are our 5 best posts on the topic of FHA loans.

Brexit : Elusive 2% Mortgage Rates Are Coming (FHA, VA, USDA, Conventional)

Britain's exit from the EU, or "Brexit" as it has come to be known, could usher in a new era for mortgage rates: 30-year fixed mortgages in the 2s.

The 5 Best Articles About VA Home Loans

The VA Loan Guaranty Program offers low mortgage rates and simple mortgage qualification standards. These are our 5 best posts on the topic of VA loans.

Which FHA 203k Loan Should You Choose For Home Construction: Standard or Streamline?

Buying a home to tear-down or renovate? Rehabilitating your existing residence? How to choose between the Standard and Streamline version of the FHA 203k.

When Can I Refinance My Mortgage?

There are reasons to refinance when mortgage rates are falling; and reasons to refinance when mortgage rates are rising. It's your mortgage, though. You can do it anytime.

HARP Refinance: Homeowners Rush To Apply Ahead Of Expiration

Lenders may end the HARP refinance program even before the official expiration date. How to check eligibility and apply before the cutoff.

5 Mortgage Calculator Features You Are Not Using, But Should

A mortgage calculator should let you determine much more than a monthly payment. Look at all affordability factors with these little-known features.

Brexit : Mortgage Rates Near All-Time Low After UK Vote

The bottom fell from U.S. mortgage rates after Britain voted to leave the European Union. "Brexit" is creating one of the best days for rates in history.

How To Refinance Using The VA Loan Program (Even If Your Current Mortgage Is Non-VA)

The Department of Veterans Affairs lets non-VA homeowners to refinance into VA loans. Read more and get access to today's VA mortgage rates.

Will Your Current Lender Offer The Best Refinance Rate?

Can you refinance with the same lender? Sure, but get quotes from others too. Your current lender may not offer the best rate.

What Is A Mortgage Refinance, In Plain English

How to refinance a mortgage, plus explanations of "special" programs such as HARP, FHA Streamline Refinance, VA IRRRL. Get today's rates which are below four percent for many U.S. borrowers.

Mortgage Lenders: Don’t Make These Application Mistakes

Mortgage lenders can close a home purchase or refinance quickly -- with your support. Avoid these common mistakes during your mortgage application process.

What Is A Mortgage Loan & Ways To Get Approved

Brief, simple-to-understand explanation of a mortgage and how to get approved. Real-life examples included, plus access to instant rate quotes.

Low-Down Payment Loans Boosting U.S. Housing Starts

As demand surges, U.S. builders are starting more homes than during any period this decade. Mortgage rates are cheap and low downpayment loans are abundant.

How Much Home Can You Afford?

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

NAHB: Builders Planning For Best Housing Market In 11 Years

Homebuilder confidence remains strong with the 2016 Housing Market halfway done. Builders are signaling to buyers that home prices will climb.