Mel Watt was confirmed as Director of the FHFA. What this means for U.S. homeowners and mortgage rates; and the timetable for HARP 3.0.

Atherton, California ranks as the #1 most expensive ZIP code for 2013. Where does your city rank, and what will a mortgage cost in your area? Get today's live rates here.

Real-time mortgage market updates for December 10, 2013. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

2014 FHA loan limits are now available. Limits are changed in many U.S. counties, except when homeowners want to the FHA Streamline Refinance. See your new FHA loan limit today.

All about the Good Faith Estimate (GFE), including how they work and how to use them. Use today's GFE to help compare rates among lenders.

Real-time mortgage market updates for December 9, 2013. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

The wait for HARP 3 may be ending. The FHFA could push a new, consumer-friendly agenda to U.S. homeowners as soon as this week. Get HARP mortgage rates here.

The FHA mortgage has many benefits -- low rates, flexible guidelines and an option for a low downpayment, for example. It's best feature, though, may be the FHA Assumable Loan clause.