The passage of HARP 3.0 may be hastened as U.S. home values rise. Fewer homeowners are in need of ultra-high-LTV HARP 2.0 mortgages.

How to refinance your home and your mortgage, plus descriptions of "special" refinance programs including HARP 2.0, FHA Streamline Refinance, VA IRRRL

Real-time mortgage market updates for May 21, 2013. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Official HARP 2.0 mortgage guidelines, in Q&A format. Easy-to-read with HARP mortgage rates included. A look ahead to HARP 3.0, too.

VA mortgages allow for 100% loans and no MIP. They also give access to the IRRRL -- among the biggest values in mortgage refinancing.

Real-time mortgage market updates for May 20, 2013. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

Mortgage rates climbed last week. What will they do this week? Will mortgage rates rise again, or will they begin to settle back a bit?

A mortgage credit inquiry is estimated to lower a credit score by 5 points or fewer. But only if you do it the right way. Here's how to protect your FICO while shopping for a mortgage.