Recent News 
September 26, 2016
A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
September 26, 2016
Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.
September 26, 2016
A change in the way credit card debt is calculated makes it easier for to get mortgage-qualified. Read more about the change and see today's live mortgage rates.
September 26, 2016
Homeowners can't call the landlord when something needs fixing; and learning to make the basic fixes can help you be a better homeowner.
September 25, 2016
Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.
September 24, 2016
As demand surges, U.S. builders are trying to keep up. Prices are on the rise, but mortgage rates low. Is it time to start your home search in earnest?
September 24, 2016
Lenders do not require couples to be on the mortgage together. A spouse with lower credit can be removed from the application to help the other qualify.
September 24, 2016
Making a major purchase can affect your mortgage qualification status. But there are a few smart ways to make big purchases while buying a home.
September 23, 2016
It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population.
September 23, 2016
FHA mortgage rates are attractive and program guidelines favor real estate investors looking to buy 2-unit, 3-unit, or 4-unit homes -- especially first-timers.
September 23, 2016
Home buyers can qualify for a mortgage even without a full-time position. Part-time workers with one or two jobs can apply and receive a mortgage approval.
September 22, 2016
August home sales stayed strong amid tight home supply. Home prices are rising, but with mortgage rates low, first-time home buyers are not deterred.
September 22, 2016
Freddie Mac reports falling mortgage rates. Consumers still have access to rates near all-time lows.
September 22, 2016
When you buy a home, it's more than just your right to commission a home inspection -- it's your best way to stave off buyer's remorse. Protect yourself.
September 22, 2016
Home values climbed almost unfettered for 60 straight months, spurred by low mortgage rates and high buyer demand. Is it time to enter the market?
September 22, 2016
Choosing an adjustable-rate mortgage (ARM) instead of fixed-rate loan can be a great way to save money on your loan. But, is it really your best choice?
September 21, 2016
The Federal Reserve voted to leave the Fed Funds Rate near 0.25% after its September 2016 meeting. But, a rate increase is on the horizon.
September 21, 2016
Is there a "best" day, week, or month to lock your rate? Mortgage rate shoppers can find better rates by strategically planning their lock.
September 21, 2016
Mortgage laws have changed which makes it harder to pit lenders against one another. When you're looking for the absolute lowest rate, how do you find it?
September 21, 2016
The Federal Reserve meeting adjourns today and, although the Fed doesn't set mortgage rates, its rhetoric and actions can influence them. Analysis and advice.
Most Popular Posts
October 8, 2015
U.S. homeowners are eligible for tax credits and tax deductions from the IRS. Maximize your tax return claims. Complimentary mortgage rate quotes available. Updated for 2015.
July 19, 2016
Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.
January 19, 2016
About the Fannie Mae HomePath Mortgage program plus details for getting approved. Read more about HomePath. Get today's live mortgage rates.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
February 1, 2016
Experts said mortgage rates would over 4.5% by now. They're not. They're in the 3s. What will happen in February, though? Is now the time to lock?
July 31, 2016
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.
January 26, 2015
For the first time in more than a decade, the FHA has lowered its mortgage insurance premiums (MIP). Complete analysis and review, plus a complimentary FHA rate quote.
November 9, 2015
You'll need a good FICO to access today's best mortgage rates. How to shop for a loan and get your credit pulled without lowering your overall credit score.
April 8, 2015
Fannie Mae's Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.
September 9, 2016
Another low-downpayment option is available to today's home buyers. The 97% LTV program can be used to refinance, too. Q&A plus access to live rate quotes.
August 27, 2016
About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.
August 23, 2016
Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.
December 13, 2015
Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.
May 26, 2016
It's easier than ever to get a mortgage loan approved, but certain behaviors can ruin your loan-in-process. A detailed list, plus access to today's rates.
July 31, 2016
Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.
August 4, 2016
About the USDA Rural Housing Program (Section 502), including household income limits for 2015. Lookup table by county, plus mortgage rates.
September 7, 2016
Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates.
July 20, 2016
You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.
September 26, 2016
A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
March 5, 2014
You don't need a 20% downpayment to buy a home. Mortgage guidelines are loosening and mortgage rates are low. Read more and get today's rates.
