Mortgage Strategy - Page 8

This podcast covers low- and zero-down first-time home buyer loans. Get advice for home buying and paying closing costs with very little out of pocket.

Stipend income typically doesn't count as income for a mortgage. But it might still help you qualify. Here's what to know before you apply.

Is an ARM loan a good idea right now? If you're thinking of getting one, you need to learn about the pros and cons of ARM loans in today's market.

When should you lock a mortgage rate? Ideally, after you're approved for the loan and found the lender offering your lowest rate.

Does refinancing hurt your credit? Done correctly, the effects of refinancing should be tiny. But you need to know how to protect your score.

Buying a condo can be a great idea. But there are certain risks and costs that come with condo ownership. See the pros and cons of buying a condo here.

Historic home renovations can be expensive. Luckily, there are loans, grants, and tax breaks that can make the renovation process more affordable.

Commission income is usually accepted by lenders if you have a 2-year earnings history. See how lenders calculate commission income for mortgage qualifying.

Use these step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use mortgage gift letter template.

Current list of government and private relief programs to help homeowners and renters economically affected by COVID-19.

Home buyer grants can help first-time buyers who had a financial setback during Covid. Learn about current assistance programs and how to qualify.

You may be able to use a 203k loan for an investment property but only in certain circumstances. Learn about 203k loan rules for investors here.

If you're worried about home loan approval, or locking the best rate, here's when applying with multiple lenders is a good idea.

You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.

You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.

A blanket mortgage lets real estate investors buy multiple properties with one loan. Find out how a blanket loan works, plus pros and cons.

Bonuses and RSU income can be used for mortgage qualifying. But they're calculated differently, and not all lenders accept them. Here's what to know.

The only way to change mortgage loan servicers is by refinancing. But you should not refinance solely to get a new servicer. Here's what to know.

Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best rental property financing.

Wondering when to refinance your home? Here are 3 trusted ways to evaluate refinance rates and savings to find out if a refinance is worth it for you.