Mortgage RatesNovember 19, 2020Investment and rental property mortgage rates: How much more will you pay?Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best rental property financing.
RefinanceNovember 19, 2020Is now the right time to refinance? 3 strategies to know when to refinance your homeWondering when to refinance your home? Here are 3 trusted ways to evaluate refinance rates and savings to find out if a refinance is worth it for you.
Mortgage RatesOctober 29, 20202021 Mortgage interest rates forecast: Are we done seeing record lows?We asked 10 housing and finance experts for their mortgage rate predictions and housing forecasts for late-2020. Here's what they said.
Homeownership TopicsOctober 27, 2020Why you shouldn’t use your 401(k) to pay off a mortgageMost experts say: Don't use your 401(k) to pay off a mortgage. Luckily, you don't have to. There are plenty of other ways to pay off your mortgage early.
Mortgage RatesOctober 26, 202010-Year mortgage rates: Can I get a 10-Year fixed home loan?10-year mortgage rates are lower than 30- and 15-year rates. But payments are much higher. Find out: Are 10-year mortgage rates worth it for you?
Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
Buying a homeOctober 12, 2020FIRE and home buying: Can you retire early with a mortgage?Financial Independence Retire Early (FIRE) requires you to reduce debts and save most of your income. But home buying with a mortgage is still possible.
Mortgage RatesSeptember 15, 2020New Fed policy could mean years of low mortgage ratesThe Federal Reserve has a new policy to keep inflation and employment on target. And, it could keep mortgage interest rates low for a long time. Here's why.
Mortgage StrategyAugust 26, 2020How to Qualify for a Mortgage Using Investment IncomeYou're allowed to use investment income for mortgage qualification. Lenders will accept two forms: dividends and interest. Here's how to qualify based on investment income.
Mortgage StrategyAugust 24, 2020How to pay off your mortgage early by paying extraYou're allowed to pay extra on your mortgage to pay it off early. Here are three strategies to pay off your mortgage early if you have extra cash.
Mortgage StrategyJuly 31, 2020Seller concessions: How a seller can pay your closing costsA seller concession is an agreement where the home seller pays the buyer's closing costs. Learn how seller concessions work here.
Buying a homeJuly 29, 2020Want to buy a house with cash? Read this firstIf you can buy a house with cash, you'll be in a strong position to negotiate. But don't forget the drawbacks that come with cash home buying.
Mortgage StrategyJune 18, 2020Are 5/1 ARM rates really the lowest mortgage rates?5/1 ARM rates are typically the lowest conventional mortgage rates on the market. But 5/1 ARMs carry more risk. Is the low rate worth it for you?
Mortgage NewsJune 16, 2020Can you get down payment assistance during COVID-19?Buying your first house during COVID-19 presents unique challenges. But help, in the form of down payment assistance, is still available.
Mortgage StrategyJune 15, 2020Is now the time to get a reverse mortgage?The reverse mortgage is suddenly more popular, as COVID-19 forces homeowners to look for cash flow. But is a reverse mortgage right for you?
Mortgage NewsJune 2, 2020The new post-COVID norm: Easier mortgages for all?For many, COVID-19 has lead to lower mortgage rates and easier loans. From remote closings to delayed appraisals, the virus is changing long-term norms.
Mortgage RatesMay 18, 20202.5% mortgage rates are here. What’s next — 2%? Or even 1%?2.5% mortgage rates are here. Will we see mortgage rates dropping more? The same forces pushing down rates are still with us. Here's what it could mean.
Mortgage RatesMay 12, 2020The mortgage rates ‘sweet spot’ is finally here. Should you refinance?Mortgage rates are in a sweet spot right now — still near record lows, with guidelines loosening back up so homeowners can actually qualify for new loans.
Mortgage NewsMay 4, 2020No lump-sum payments required in COVID mortgage forbearance plans: FHFAFHFA announced a new rule about coronavirus mortgage forbearance that protects homeowners from foreclosure after the forbearance period is over.