Posts Covering Mortgage News

Today’s Mortgage Rates & News – Staying Current On The Market

The best way to lock a low mortgage rate is to understand how and why mortgage rates change. Where to get your news and how to stay current. Analysis plus access to instant mortgage rates.

TILA-RESPA Integrated Disclosures (TRID) Changing The Way Homes Are Bought

The new TILA-RESPA Integrated Disclosures (TRID) is changing the way homes are financed. Will the mandatory 3-day "waiting periods" affect your closing?

Consumers Are Terrible At Predicting Home Values, Fannie Mae Survey Shows

In today's housing market, is it better to be a buyer or a seller? Data from Fannie Mae's National Housing Survey, plus access to today's live rates at levels near the lowest of all-time.

Refinances, Purchases Still Hot In Today’s Low Mortgage Rate Environment

More refi loans are getting approved than during any period this decade. If you've been denied for a mortgage, consider re-applying with today's average rates below 4%.

Refinances Still Super-Hot In Today’s Low Mortgage Rate Environment

More refi loans are getting approved than during any period this decade. If you've been denied for a mortgage, consider re-applying with today's average rates below 4%.

Think You Know Where Home Values Are Headed? Think Again.

In today's housing market, is it better to be a buyer or a seller? Data from Fannie Mae's National Housing Survey, plus access to today's live rates at levels near the lowest of all-time.

Once Again, U.S. Consumers Underestimate Rise In Home Prices

In today's housing market, is it better to be a buyer or a seller? Read more on the Fannie Mae National Housing Survey, and get today's live rates which are nearing an all-time low.

Refinances Are The Hottest Mortgage Product In Today’s Low-Rate Market

Refinance loans overtake purchases as mortgage rates drop to the 3s. Analysis on the shift, what it takes to get approved, and today's live rates.

Can Consumers Predict The Future Of U.S. Home Values?

In today's housing market, is it better to be a buyer or a seller? Data from Fannie Mae's National Housing Survey, plus complimentary mortgage rate quotes.

Can Consumers Predict Where Home Values Will Go In 2015?

In today's housing market, is it better to be a buyer or a seller? Read more on the Fannie Mae National Housing Survey, and get today's live rates.

Refinance Loans A Hit As Sub-4% Mortgage Rates Become Reality

Refinance loans are in high demand as mortgage rates drop to the 3s. Analysis on the shift. what it takes to get approved, and today's live rates.

Fannie Mae Asks: Can You Guess Where Home Values Will Go In 2015?

In today's housing market, is it better to be a buyer or a seller? Read more on the Fannie Mae National Housing Survey, and get today's live rates.

With Mortgage Rates Ultra-Low, Purchase Loans More Likely To Get Approved Than Refinances

Purchase loans outnumber refinances, and are more likely to get approved. Analysis on the shift and what it takes to get approved, plus today's live mortgage rates.

With Mortgage Rates Low, Purchase Loans More Likely To Get Approved Than Refinances

Purchase loans outnumber refinances, and are more likely to get approved. Analysis on the shift and what it takes to get approved, plus today's live mortgage rates.

Fannie Mae Survey: Consumers Struggle To Guess Future Mortgage Rates, Home Values

Is it a good time to buy? Or to sell? Consumers have no idea, it turns out. Read more on the Fannie Mae National Housing Survey, and get today's live rates.

Purchase Mortgage Loans More Likely To Get Approved Than Refinance Ones

Purchase loans outnumber refinances, and are more likely to get approved. Analysis on the shift and what it takes to get approved, plus today's live mortgage rates.

How High Will Home Values Go? And What About Mortgage Rates? Don’t Ask Consumers — They’ll Guess Wrong.

More homeowners believe it's a "good time to sell". Read why today's buyers are finding great bargains, and what they think's next for mortgage interest rates.

Purchase Loan Applications Gain Market Share; 19% More Likely To Close Than Refinance Loans

Purchase mortgages now outnumber refinances. Analysis on the shift, what it takes to get approved, and today's live mortgage rates.

Mortgage Rates Drop But Closing Costs Climb; Buyers To Face Higher Costs In 2015

Loan closing costs rose 6% in 2013 and are rising in 2014, too. Falling mortgage rates are offset by higher fees. State-by-state analysis.

Shifting Mortgage Markets: Purchase Loan Applications 30% More Likely To Close Than Refinance Ones

Purchase mortgages now outnumber refinances. Read analysis on the shift, how underwriters affect outcomes, plus today's live mortgage rates.

U.S. Renters And Homeowners Offer Their Mortgage Rate Predictions For 2014

Fannie Mae survey shows how renters and homeowners are approaching the 2014 mortgage market. See predictions, and get live mortgage rates.

HARP 3 Would Boost Refinance Activity, Reclaim Market Share From Purchases

Purchases outnumbered refinances for the 4th straight month. With home prices rising and HARP 3 on the horizon, the trend may soon reverse.

Is This Your Last Chance To Refinance? Just 4% Of Americans Expect Lower Mortgage Rates In 2014.

Recent Fannie Mae survey of 1,000 U.S. households explains buyers and seller behavior patterns. What to do and what's next for 2014.

Demand For Mortgages Rise Sharply Among Today’s U.S. Home Buyers

Refinance mortgage activity has grown this year, but demand for purchase money loans has grown even faster. See stats from June 2013.

Appraisals : Rarely Required For Streamline Refinance Programs

Appraisals are rarely needed for HARP and FHA Streamline Refinance transactions.

Fannie And Freddie Pay Back 25% Of Bailout; FHA Recapitalizes

Fannie Mae, Freddie Mac and the FHA are returning to profitability. Rising home prices and falling delinquencies are primary reasons.

Mortgage Rates Rising As U.S. Economy Expands

Jobs and housing are trailing market indicators. Both have made slow, steady growth since late-2011, and, finally, mortgage rates may be catching up.

Raw Housing Stats : Homeowner And Renter Vacancy Rates

Homeownership rates are climbing within three age-group brackets. Meanwhile, rental vacancies are down nationwide.

How Long Does It Take To Close A Mortgage?

You can still close a mortgage in 30 days these days. It may not be worth the risk of trying, however.

2015 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)